Best American Express Credit Card Promotion Hong Kong 2020

MoneySmart Exclusive

American Express Cathay Pacific Elite Credit Card

Min. Annual Salary: HK$300,000
Miles Conversion (local spend): $6 = 1 Mile
Cash back on local spend: N/A

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MoneySmart Exclusive: HK$500 Cash coupon upon Card Approval Valid till 30 Jun 2020.

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Annual Interest Rate	37.67%
Annual Principal Fee	HK$1,800
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit

Local Resident	HK$300,000
Foreigner	HK$300,000

MoneySmart Exclusive

American Express® Platinum Credit Card

Min. Annual Salary: HK$300,000
Miles Conversion (local spend): $5 = 1 Mile
Cash back on local spend: 1％

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MoneySmart Exclusive: HK$400 Cash coupon upon Card Approval Valid till 30 Jun 2020.

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Annual Interest Rate	36.07%
Annual Principal Fee	HK$2,200
Supplementary Annual Fee	N/A
Fee Waiver	N/A
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Interest Free Period	N/A

Local Resident	HK$300,000

MoneySmart Exclusive

American Express Cathay Pacific Credit Card

Min. Annual Salary: HK$150,000
Miles Conversion (local spend): $8 = 1 Mile
Cash back on local spend: $8 = 1.5 Mile

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MoneySmart Exclusive: HK$500 Cash coupon upon Card Approval Valid till 30 Jun 2020.

More Details

Annual Interest Rate	37.67%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit

Local Resident	HK$150,000
Foreigner	HK$150,000

MoneySmart Exclusive

Blue Cash℠ Credit Card from American Express

Min. Annual Salary: HK$150,000
Miles Conversion (local spend): N/A
Cash back on local spend: 1.2%

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MoneySmart Exclusive: HK$200 Cashback upon Card Approval, Successfully applied through MoneySmart: Extra HK$150 cash Coupon Valid till 30 Jun 2020.

More Details

Annual Interest Rate	37.68%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.