Best American Express Cash Back Credit Cards Hong Kong 2020

Compare American Express cashback credit cards in Hong Kong to earn cashback in designated spending categories. read more
We found 5 Credit Cards for you!
American Express logo
Welcome Offer
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Cash back on overseas spend
1%
Cash back on local spend
1%
Apply Now
Welcome Offer: Enjoy welcome offers valued up to HK$2,960 Valid till 30 Jun 2020.
American Express logo
MoneySmart Exclusive
Unlimited 1.2% Cashback
Min. Annual Salary
HK$150,000
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
Apply Now
MoneySmart Exclusive: HK$200 Cashback upon Card Approval, Successfully applied through MoneySmart: Extra HK$150 cash Coupon Valid till 30 Jun 2020.
American Express logo
Welcome Offer
Complimentary Plaza Premium Lounge access
Min. Annual Salary
HK$300,000
Cash back on overseas spend
N/A
Cash back on local spend
N/A
Apply Now
Welcome Offer: Enjoy up to 76,000 Asia Miles and first year annual fee waiver Valid till 30 Jun 2020.
American Express logo
Welcome Offer
Free Marco Polo Club green tier membership
Min. Annual Salary
HK$150,000
Cash back on overseas spend
N/A
Cash back on local spend
N/A
Apply Now
Welcome Offer: Get up to 74,000 Asia Miles with first year annual fee waiver Valid till 30 Jun 2020.
American Express logo
Welcome Offer
Up to 25% discount at I.T
Min. Annual Salary
HK$150,000
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
Apply Now
Welcome Offer: Get HK$500 I.T shopping vouchers with 2 complimentary movie tickets Valid till 30 Jun 2020.

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What is a Cashback Credit Card?

With a Cashback Credit Card, you can automatically earn cash rebates on every eligible purchase both locally and overseas to offset your spending. Some credit cards offer unlimited Cashback on spending while the others set a cap. Cardholders may enjoy a higher rate of Cashback when making purchases in designated categories.

American Express Cashback Offers

AMEX offers 1.2% Cashback for every $1 spend on eligible purchases with AMEX Cashback Credit Card both in town and overseas. What’s more, with I.T Cashback Card, cardmembers can also enjoy bonus 0.8% at I.T stores.

Local spending

AMEX Blue Cash card and I.T card offer 1.2% cashback for everyday purchases locally including retail spending and octopus AAVS.

Overseas Spending

AMEX Blue Cash card and AMEX I.T card offer 1.2% cashback for overseas spending for goods and services in areas like dining, shopping etc.

Cashback Restrictions

Credit Card holders cannot earn Cashback in the following transactions: credit card annual fee, balance transfer, finance charges, late payment and referral changes, tax bill payment or any utility gas and electricity payments etc.

Is it Worth Getting a Cashback Credit Card?

It is worthwhile getting an I.T Cashback card if you are a regular customer at the physical I.T stores as it offers an extra 0.8% Cashback on top of the 1.2 % basic Cashback. Overall, it is worth it to apply for a Cashback card if you prefer instant rewards.

Is it good to have an American Express credit card?

AMEX credit cards offer peace of mind with its online fraud protection guarantee, 45 days cover of purchases and 24/7 customer service.

45 Days Cover

AMEX offers up to HK$30,000 in reimbursement cover per incident for purchases affected by accidental damage or theft occurred within 45 days from the date of purchase.

Online Fraud Protection Guarantee

AMEX cardholders won't be held responsible for fraudulent online transactions provided that incidents are reported on or before the due date of the statement upon discovery.

Special Offers

I.T Cashback card offers up to 15% savings at selected I.T stores and cardholders even enjoy up to 25% savings at selected I.T stores as birthday month privileges. Cardmembers can even enjoy 15% savings on 2D, 3D and IMAX movie tickets at Broadway Circuit and AMC Pacific Place Cinemas. Not only can Cardmember earns Cashback but also great savings such as year-round dining offers from restaurants that participate in AMEX Selects.