Best American Express Cash Back Credit Cards in Hong Kong 2024

Compare and find the best American Express cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
We found 4 American Express Credit Cards for you!
American Express Explorer® Credit Card
MoneySmart Exclusive
No expiry date for Membership Rewards points
Promotion ends in
Min. Annual Salary
HK$300,000
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
Miles Conversion (Eligible Local Transaction)*
HK$4.5 = 1 Mile
⚡️Limited-time Upgrade Offers】Up to 74,000 Miles Welcome Offer in Town!
From now on until 18 July 2024, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 18,000 American Express Membership Rewards points upon the first transaction within the first 3 months, and gain ⚡️162,000 American Express Membership Rewards points upon the qualified spending of HK$7,000 within the first 3 months.

🔥In short, you can earn 10,000 miles by spending HK$7,000 in the first 3 months upon Basic Card approval. Plus, you can enjoy a total of 8 times complimentary access to Plaza Premium Lounges worldwide every calendar year.


Zoom to Japan, Korea, and Taiwan with Lightning Speed!  Earn HK$2=1 mile on eligible foreign currency transactions during welcome offer period 
Earn HK$4.5=1 mile on eligible local transactions during welcome offer period, up to 432,000 Points, enough to redeem for 24,000 miles. That's a potential of up to 64,000 bonus miles!
Valid until 18 Jul 2024 - See more details below
Apply Now
American Express® Platinum Credit Card
MoneySmart Exclusive
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Cash back on overseas spend
1%
Cash back on local spend
1%
【🌟Welcome Offer: Valued up to HK$4,960 upon card approval!】
Apply via MoneySmart by 31 July 2024, and seize the rewards! Enjoy 4 complimentary movie tickets and a limited-time offer of 300,000 MR points. An aggregate spend of HK$5,000 within the first 3 months grants you [✈️Newly added!] HK$2,000 HK Express cash vouchers OR 300,000 MR points! Don't miss out on the chance to earn rewards up to HK$4,960 OR rewards up to HK$2,960 with 16,666 miles (converted by 300,000 MR points) — APPLY NOW!

300,000 MR points is equivalent to HK$1,250 if you apply Pay with Points Max which is enough to redeem a free round-trip flight to Taiwan!

💡Reminder: If you would like to select HK$2,000 HK Express cash vouchers, please click here to complete the application. Alternatively, if you prefer 300,000 MR points, you can simply click "Apply Now" to complete the application.
Valid until 31 Jul 2024 - See more details below
Apply Now
Blue Cash® Credit Card from American Express
Unlimited 1.2% Cashback
Min. Annual Salary
HK$0
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
Read More
American Express I.T Cashback Card
Up to 25% discount at I.T
Min. Annual Salary
HK$150,000
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
Read More

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What is a Cashback Credit Card?

With a Cashback Credit Card, you can automatically earn cash rebates on every eligible purchase both locally and overseas to offset your spending. Some credit cards offer unlimited Cashback on spending while the others set a cap. Cardholders may enjoy a higher rate of Cashback when making purchases in designated categories.

American Express Cashback Offers

AMEX offers 1.2% Cashback for every $1 spend on eligible purchases with AMEX Cashback Credit Card both in town and overseas. What’s more, with I.T Cashback Card, cardmembers can also enjoy bonus 0.8% at I.T stores.

Local spending

AMEX Blue Cash card and I.T card offer 1.2% cashback for everyday purchases locally including retail spending and octopus AAVS.

Overseas Spending

AMEX Blue Cash card and AMEX I.T card offer 1.2% cashback for overseas spending for goods and services in areas like dining, shopping etc.

Cashback Restrictions

Credit Card holders cannot earn Cashback in the following transactions: credit card annual fee, balance transfer, finance charges, late payment and referral changes, tax bill payment or any utility gas and electricity payments etc.

Is it Worth Getting a Cashback Credit Card?

It is worthwhile getting an I.T Cashback card if you are a regular customer at the physical I.T stores as it offers an extra 0.8% Cashback on top of the 1.2 % basic Cashback. Overall, it is worth it to apply for a Cashback card if you prefer instant rewards.

Is it good to have an American Express credit card?

AMEX credit cards offer peace of mind with its online fraud protection guarantee, 45 days cover of purchases and 24/7 customer service.

45 Days Cover

AMEX offers up to HK$30,000 in reimbursement cover per incident for purchases affected by accidental damage or theft occurred within 45 days from the date of purchase.

Online Fraud Protection Guarantee

AMEX cardholders won't be held responsible for fraudulent online transactions provided that incidents are reported on or before the due date of the statement upon discovery.

Special Offers

I.T Cashback card offers up to 15% savings at selected I.T stores and cardholders even enjoy up to 25% savings at selected I.T stores as birthday month privileges. Cardmembers can even enjoy 15% savings on 2D, 3D and IMAX movie tickets at Broadway Circuit and AMC Pacific Place Cinemas. Not only can Cardmember earns Cashback but also great savings such as year-round dining offers from restaurants that participate in AMEX Selects.

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