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Best American Express Cash Back Credit Cards in Hong Kong 2020

Compare and find the best American Express cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
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We found 5 American Express Credit Cards for you!
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MoneySmart Exclusive
Up to 50% savings at designated restaurants

American Express® Platinum Credit Card

Min. Annual Salary
HK$300,000
Cash back on overseas spend
1％
Cash back on local spend
1％
MoneySmart Exclusive: HK$400 Cash coupon upon Card Approval Valid till 31 Aug 2020.
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MoneySmart Exclusive
Unlimited 1.2% Cashback

Blue Cash℠ Credit Card from American Express

Min. Annual Salary
HK$150,000
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
MoneySmart Exclusive: HK$200 Voucher! Valid till 31 Aug 2020.
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MoneySmart Exclusive
Complimentary Plaza Premium Lounge access

American Express Cathay Pacific Elite Credit Card

Min. Annual Salary
HK$300,000
Cash back on overseas spend
N/A
Cash back on local spend
N/A
MoneySmart Exclusive: HK$500 Cash coupon upon Card Approval Valid till 31 Aug 2020.
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MoneySmart Exclusive
Free Marco Polo Club green tier membership

American Express Cathay Pacific Credit Card

Min. Annual Salary
HK$150,000
Cash back on overseas spend
N/A
Cash back on local spend
N/A
MoneySmart Exclusive: HK$500 Cash coupon upon Card Approval Valid till 31 Aug 2020.
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Up to 25% discount at I.T

American Express I.T Cashback Card

Min. Annual Salary
HK$150,000
Cash back on overseas spend
1.2%
Cash back on local spend
1.2%
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What is a Cashback Credit Card?

With a Cashback Credit Card, you can automatically earn cash rebates on every eligible purchase both locally and overseas to offset your spending. Some credit cards offer unlimited Cashback on spending while the others set a cap. Cardholders may enjoy a higher rate of Cashback when making purchases in designated categories.

American Express Cashback Offers

AMEX offers 1.2% Cashback for every $1 spend on eligible purchases with AMEX Cashback Credit Card both in town and overseas. What’s more, with I.T Cashback Card, cardmembers can also enjoy bonus 0.8% at I.T stores.

Local spending

AMEX Blue Cash card and I.T card offer 1.2% cashback for everyday purchases locally including retail spending and octopus AAVS.

Overseas Spending

AMEX Blue Cash card and AMEX I.T card offer 1.2% cashback for overseas spending for goods and services in areas like dining, shopping etc.

Cashback Restrictions

Credit Card holders cannot earn Cashback in the following transactions: credit card annual fee, balance transfer, finance charges, late payment and referral changes, tax bill payment or any utility gas and electricity payments etc.

Is it Worth Getting a Cashback Credit Card?

It is worthwhile getting an I.T Cashback card if you are a regular customer at the physical I.T stores as it offers an extra 0.8% Cashback on top of the 1.2 % basic Cashback. Overall, it is worth it to apply for a Cashback card if you prefer instant rewards.

Is it good to have an American Express credit card?

AMEX credit cards offer peace of mind with its online fraud protection guarantee, 45 days cover of purchases and 24/7 customer service.

45 Days Cover

AMEX offers up to HK$30,000 in reimbursement cover per incident for purchases affected by accidental damage or theft occurred within 45 days from the date of purchase.

Online Fraud Protection Guarantee

AMEX cardholders won't be held responsible for fraudulent online transactions provided that incidents are reported on or before the due date of the statement upon discovery.

Special Offers

I.T Cashback card offers up to 15% savings at selected I.T stores and cardholders even enjoy up to 25% savings at selected I.T stores as birthday month privileges. Cardmembers can even enjoy 15% savings on 2D, 3D and IMAX movie tickets at Broadway Circuit and AMC Pacific Place Cinemas. Not only can Cardmember earns Cashback but also great savings such as year-round dining offers from restaurants that participate in AMEX Selects.