We found 5 Credit Cards for you!
HK$200 Voucher!
- Min. Annual Salary
- HK$300,000
- Cash back on overseas spend
- 1％
- Cash back on local spend
- 1％
MoneySmart Exclusive: HK$200 Voucher! Valid till 29 Feb 2020.
Cash Back Features
- HK$100 cash back for hotel bookings at Expedia.com.hk
- Receive a maximum cash back of HK$500 per quarter as part of the Expedia offer Cash back will be credited to account within 3 - 5 days after eligible Expedia purchases are posted
- Offset future credit card spending with American Express Reward Points (300 points = HK$1 rebate)
- Enjoy discount offer on designated merchants such as Pricerite.com.hk. South China Morning Post, Fotomax, Pure Yoga and Dr. Martens, etc
Annual Interest Rate and Fees
| Annual Interest Rate | 36.07% |
|---|---|
| Annual Principal Fee | HK$2,200 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit. |
| Interest Free Period | N/A |
Minimum Income Requirements
| Local Resident | HK$300,000 |
|---|
Card Association
Wireless Payment
HK$150 Voucher!
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 1.2%
- Cash back on local spend
- 1.2%
MoneySmart Exclusive: HK$150 Voucher! Valid till 29 Feb 2020.
Cash Back Features
- 1.2% cash back on local spending
- 1.2% cash back on overseas spending
- Cash back will be automatically credited to the cardholder's account
- HK$500 bonus cash back by spending HK$6,000 or more in the first 2 months
Annual Interest Rate and Fees
| Annual Interest Rate | 37.68% |
|---|---|
| Annual Principal Fee | HK$980 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit. |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
Wireless Payment
HK$100 Voucher!
- Min. Annual Salary
- HK$300,000
- Cash back on overseas spend
- N/A
- Cash back on local spend
- N/A
MoneySmart Exclusive: HK$100 Voucher! Valid till 29 Feb 2020.
Cash Back Features
- Enjoy discount offer on designated merchants such as Pricerite.com.hk. South China Morning Post, Fotomax, Pure Yoga and Dr. Martens
- Return Guarantee, 45 Days Cover, Extended Warranty, Price Protection, Online Fraud Protection Guarantee
Annual Interest Rate and Fees
| Annual Interest Rate | 37.67% |
|---|---|
| Annual Principal Fee | HK$1,800 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit |
Minimum Income Requirements
| Local Resident | HK$300,000 |
|---|---|
| Foreigner | HK$300,000 |
Card Association
Wireless Payment
HK$100 Voucher!
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- N/A
- Cash back on local spend
- N/A
MoneySmart Exclusive: HK$100 Voucher! Valid till 29 Feb 2020.
Cash Back Features
- Enjoy discount offer on designated merchants such as Pricerite.com.hk, South China Morning Post, Fotomax, Pure Yoga and Dr. Martens etc.
- Return Guarantee, 45 Days Cover, Extended Warranty, Price Protection, Online Fraud Protection Guarantee
Annual Interest Rate and Fees
| Annual Interest Rate | 37.67% |
|---|---|
| Annual Principal Fee | HK$980 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
Wireless Payment
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 1.2%
- Cash back on local spend
- 1.2%
Cash Back Features
- 1.2% cash back on local spending
- 1.2% cash back on overseas spending
- 2% cashback at I.T
- Up to 15% savings at selected I.T stores
- Up to 25% savings at selected I.T stores as birthday month privileges
Annual Interest Rate and Fees
| Annual Interest Rate | 37.67% |
|---|---|
| Annual Principal Fee | HK$980 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit. |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | 150000% |