Best American Express Cash Back Credit Cards Hong Kong 2020

We found 5 Credit Cards for you!

Welcome Offer

Up to 50% savings at designated restaurants

American Express® Platinum Credit Card

Min. Annual Salary: HK$300,000
Cash back on overseas spend: 1％
Cash back on local spend: 1％

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Welcome Offer: Enjoy welcome offers valued up to HK$2,960 Valid till 30 Jun 2020.

More Details

Annual Interest Rate	36.07%
Annual Principal Fee	HK$2,200
Supplementary Annual Fee	N/A
Fee Waiver	N/A
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Interest Free Period	N/A

Local Resident	HK$300,000

MoneySmart Exclusive

Unlimited 1.2% Cashback

Blue Cash℠ Credit Card from American Express

Min. Annual Salary: HK$150,000
Cash back on overseas spend: 1.2%
Cash back on local spend: 1.2%

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MoneySmart Exclusive: HK$200 Cashback upon Card Approval, Successfully applied through MoneySmart: Extra HK$150 cash Coupon Valid till 30 Jun 2020.

More Details

Annual Interest Rate	37.68%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.

Local Resident	HK$150,000
Foreigner	HK$150,000

Welcome Offer

Complimentary Plaza Premium Lounge access

American Express Cathay Pacific Elite Credit Card

Min. Annual Salary: HK$300,000
Cash back on overseas spend: N/A
Cash back on local spend: N/A

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Welcome Offer: Enjoy up to 76,000 Asia Miles and first year annual fee waiver Valid till 30 Jun 2020.

More Details

Annual Interest Rate	37.67%
Annual Principal Fee	HK$1,800
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit

Local Resident	HK$300,000
Foreigner	HK$300,000

Welcome Offer

Free Marco Polo Club green tier membership

American Express Cathay Pacific Credit Card

Min. Annual Salary: HK$150,000
Cash back on overseas spend: N/A
Cash back on local spend: N/A

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Welcome Offer: Get up to 74,000 Asia Miles with first year annual fee waiver Valid till 30 Jun 2020.

More Details

Annual Interest Rate	37.67%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit

Local Resident	HK$150,000
Foreigner	HK$150,000

Welcome Offer

Up to 25% discount at I.T

American Express I.T Cashback Card

Min. Annual Salary: HK$150,000
Cash back on overseas spend: 1.2%
Cash back on local spend: 1.2%

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Welcome Offer: Get HK$500 I.T shopping vouchers with 2 complimentary movie tickets Valid till 30 Jun 2020.

More Details

Annual Interest Rate	37.67%
Annual Principal Fee	HK$980
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.

Local Resident	HK$150,000
Foreigner	150000%

Overseas Spending

AMEX Blue Cash card and AMEX I.T card offer 1.2% cashback for overseas spending for goods and services in areas like dining, shopping etc.

Cashback Restrictions

Credit Card holders cannot earn Cashback in the following transactions: credit card annual fee, balance transfer, finance charges, late payment and referral changes, tax bill payment or any utility gas and electricity payments etc.

45 Days Cover

AMEX offers up to HK$30,000 in reimbursement cover per incident for purchases affected by accidental damage or theft occurred within 45 days from the date of purchase.

Best American Express Cash Back Credit Cards Hong Kong 2020

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American Express® Platinum Credit Card

Cash Back Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

Blue Cash℠ Credit Card from American Express

Promotions

Cash Back Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

American Express Cathay Pacific Elite Credit Card

Cash Back Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

American Express Cathay Pacific Credit Card

Cash Back Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

American Express I.T Cashback Card

Cash Back Features

Annual Interest Rate and Fees

Minimum Income Requirements

Card Association

Wireless Payment

What is a Cashback Credit Card?

American Express Cashback Offers

Local spending

Overseas Spending

Cashback Restrictions

Is it Worth Getting a Cashback Credit Card?

Is it good to have an American Express credit card?

45 Days Cover

Online Fraud Protection Guarantee

Special Offers