Best Business / Corporate Credit Cards in Hong Kong

Compare corporate credit cards to save on your daily company business expenses! Read More
We found 5 Credit Cards for you!
Airwallex 空中雲匯 logo
MoneySmart Exclusive
Save on global expenses
Cash Rebate on Overseas and Local Spendings
Unlimited 1%
Supported Currencies
Foreign Currency Transaction Fee
【Earn up to 20,000 Asia Miles!】Earn 10,000 Asia Miles per successful account opening, and an additional 10,000 Asia Miles after your first transaction with Airwallex Borderless Card within the first 30 days after account opening! Enjoy extra 2% cash rebate on your local and international card spend in the first 2 months.

*For the details of the Promotion, please refer to the Terms & Conditions.
Valid until 31 Oct 2023 - See more details below
Apply Now
HSBC 滙豐 logo
Fee Waiver
First 2 Years
HK$12.5 = 1 Mile
Local spending cash rebate
$1 RewardCash = HK$1 cash credit
Read More
AE 美國運通 logo
Bank Promo
Uncapped 1% rebate on foreign currencies expenses
Annual Fee Waiver in First Year
Mileage Conversion (Local Spending)
HK$6 = 1 Mile
Local spending cash rebate
Bank Promo:
【Welcome offer】Enjoy up to total HK$2,400 welcome offer!  Sign up a AWS Account for their company in Hong Kong to enjoy up to US$550 AWS promotional credit (New Accounts: US$550; Existing Accounts: US$500)
Valid until 31 Dec 2023 - See more details below
Apply Now
Airwallex 空中雲匯 logo
Save on global expenses
Foreign Currency Transaction Fee
Annual Principal Fee
Supported Currencies
Apply Now
AE 美國運通 logo
Interest free period
51 days
Cash back (local spending)
Miles Conversion (local spend)
$7 = 1 Mile
Read More

Disclaimer: At, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Business Card/ Corporate Card

American Express Cathay Pacific Elite Corporate Card:Every HK$10 spent on Cathay Pacific and Cathay Dragon = 1 Asia Miles. Other eligible local and overseas business spend HK$7= 1 Asia Miles

American Express Gold Business Card: Every HK$1 local spend = 1.5 points, every HK$1 overseas spend = 2.5 points. Enjoy annual fee waiver for the first year, with no pre-set spending limit

BEA Corporate Card: Enjoy 1% cash rebate for eligible transactions and perpetual annual fee waiver.

ICBC Corporate Mastercard: Enjoy 0.5% cash rebate for every HK$1 spent. Enjoy VIP lounge service at over 1000 airports and high-speed railway stations.

Shanghai Commercial Bank Platinum Business Credit Card: Enjoy 0.4% cash rebate for every eligible local and overseas spend and HK$0 annual fee waiver.

Best Business Card/ Corporate Card Features

Business cards can bring a lot of benefits:


Online Management Tools

Business cards are designed to effectively monitor expenditures by offering online management tools and quarterly management reports. A company can easily monitor transactions record and keep track of the expenses for each department and each project, pay for credit card loans and browse payment history.


Interest-Free Periods

Interest-free period may last from 50 days to 2 months, which allows flexibility and enough time for corporate to pay off the total balance of the debt.


Pre-Set Spending Limit

A corporate can set a maximum spending and transaction limit for each cardholder to effectively manage expenses.

Corporate Card Rewards

Rewards and discounts

Similar to personal cards, corporate cardholders can earn points, rewards, and miles for each eligible transaction. American Express Cathay Pacific Elite Corporate Card is the only corporate card in town that offers Asia Miles as rewards and American Express Gold Business Card offers points for cardholders to redeem the rewards they prefer. Other credit cards including ICBC Corporate Mastercard, BEA Corporate Card and Shanghai Commercial Bank Platinum Business Credit Card offers cash rebate for eligible transactions.


Corporate cards offer business travellers a host of privileges which include complimentary lounge access, complimentary airport transfer. American Express Gold Business Card can enjoy complimentary lounge access twice. Holders of American Express Cathay Pacific Elite Corporate Card can enjoy a 20% saving on dining and a variety of discounts and special offers when abroad.

Business Travel Insurance

Some card issuers offer travel insurance benefits to card members for no additional charge. It usually provides coverage for flight delay or trip cancellation. ICBC Corporate Credit Card offers free on-flight personal accident travel insurance if cardholder purchases the tickets with Corporate Credit Card.

background image

Frequently Asked Questions

What is the difference between corporate cards and personal cards?

Only authorised employees can use corporate cards to pay for their work-related expenses, which will be settled by corporates.

How to apply for a corporate card in Hong Kong?

Only registered companies in Hong Kong can apply for corporate cards. Some banks only accept applications from companies with a certain scale. In general, applicants should be at the management level and the company usually makes the application on behalf of the employee. The application can be done online.

What kinds of documents are required for the corporate card application?

In general, the following documents are required:

  • Business Registration Certificate
  • Proof of identification of the authorised card user
  • Bank statements of the Applicant for the past 3 months
  • The latest Profits Tax Demand Note/ audited financial statements (within 18 months) / management accounts (within 12 months)
  • What kinds of special offers and privileges do corporate cards provide?

    Corporate cards usually do not only offer cash back, air miles or bonus points, but also access to premium airport lounge service, free travel insurance and limousine service.

    Can corporate cards be used for cash withdrawal when travelling?

    Yes. Most credit cards support this function, but it is worth noting that handling fee may apply and there may be a withdrawal limit.