- Min. Annual Salary
- HK$0
- Annual Fee
- First 2 year annual fee waiver
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】Want to get extra vouchers from MoneySmart?
From now until 31 May 2025, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand products including Asia Miles / Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【PrimeCredit x MoneySmart】From now until May 31 2025, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$300 cash rebate + Welcome offer: Sony Wireless Noise Cancelling Earbuds (WF-1000XM5) (Suggested price: HK$2,490) or American Tourister BRINK SPINNER 29″ EXPANDABLE TSA Luggage (Suggested price: HK$2,980) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

- Cash back on spending at Klook
- 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 May 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers

- Miles Conversion
- HKD4 = 1 mile
- Foreign transaction fee waived
- 1.95%
- MoneySmart exclusive welcome offer
- Up to 15,000 miles + HKD700 rewards
May Limited Offer: Extra HKD200 vouchers💵 !
🛩 New customers can use the invitation code "MOXMSMILES"and spend HKD5,000 within 60 days can receive 5,000 miles. If you spend HKD15,000, You can receive extra 10,000 miles, in total you can earn up to 15,000 miles! Additionally, if you spend a total of HKD15,000, MoneySmart is exclusively giving you 2,000 SmartPoints! You can redeem HKD200 vouchers from the Rewards Store (with flexible combinations from over 20 brands, including Apple, HKTVmall and more)! *Subject to Mox Card Rewards Welcome Offer Promotion Terms and Conditions.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 May 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・🆕 Momax Cymbal Wireless Charging Table with Built-In Ambience Light and Speaker (Value: HK$1,299)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher

- Unlimited CashBack at all supermarkets
- 3%
- Unlimited CashBack
- 2%
- MoneySmart exclusive welcome offer
- Up to HKD3,999 rewards
【May Exclusive: Instantly Get HKD200 on Approval + Low-Spend up to HK$3,999 Rewards!】
⭐️ Unlimited Cashback♾ From May 16 to May 31, new customers successfully open an account and apply for a Mox credit card with the invitation code "MOXMSSUMMER" can get HKD200 Cash. Spend HKD5,000 within 60 days, can enjoy 🔥 MoneySmart Exclusive Gifts below (choose 1 out of 6), worth up to HKD3,999:
1. 【⚡️Upgraded】HKD1,500 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
2. BERMAS Front Opening Expandable Suitcase (26 inch) (Value: HKD3,999) or
3. Bang & Olufsen Beosound Explore Outdoor Bluetooth Speaker (Value: HKD1,998) or
4. PHILIPS ADD6901HWH01/90 RO Water Dispenser (Value: HKD1,998) or
5. B&W Pi6 In-ear True Wireless Earbuds (Value: HKD1,980)
*Subject to "MOXMSSUMMER" Invitation Code Promotion Terms and Conditions.

- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Overseas foreign currencies spending
- Up to 6%
- +FUN Dollars rebate on Online Retail Transaction
- Up to 5%
【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 31 May, new and existing credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard® via MoneySmart, can enjoy an extra 1,000 SmartPoints!
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New and existing customers can use 1,000 SmartPoints to fully redeem HK$100 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store.

- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Cash Back for Designated Online Transaction
- 5%
From now until 31 May 2025, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / HKTVmall/ Trip.com etc). Click here to explore limitless possibilities (T&C applied)!

- Miles Conversion (Overseas Spending)
- 8%
- Discount at designated restaurants
- 40%
- Discount at Agoda
- Up to 7%
8 days ONLY !-【🔥MoneySmart Exclusive: 😱 HK$4,500 CASH or BRAND NEW gadgets up to HK$7,818 Rewards Await!】
From now until 21 May 2025, apply for the Platinum Card and spend HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts. Pick from popular brand products or cash rewards to instantly halve your annual fee - don't miss out, ACT NOW!
1. ⚡️ HK$4,500 Cash (automatically converted by 45,000 SmartPoints and will directly deposit into your FPS account)/ HK$4,500 Apple Store Gift Card or
2. De'Longhi EC9155 La Specialista Arte Pump-Driven Espresso Coffee Machine (Value: HK$7,818) or
3. LG AS55GGSY0 PuriCare™ AeroBooster (Value: HK$6,150) or
4. Dyson HD16 Supersonic Nural Hair Dryer + GHD Mini Styler (Value: HK$5,575) or
5. GoPro HERO13 Black Action Camera CREATOR EDITION (Value: HK$4,800)⠀⠀
Terms & Conditions Apply.

- Rebate on Shopping & Entertainment Transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
- Annual Fee Waiver
- true
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
- Annual Fee Waiver
- true
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
