- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 0.4%
- Discount at Expedia/Hotels.com/Trip.com
- 8%
- Discount at designated restaurants
- 40%
- Discount at Agoda
- Up to 7%
【🔥MoneySmart Exclusive: 😱 HK$3,500 CASH or New Premium Gifts Await!】
From now until 16 July 2025, apply for the Platinum Card and fulfil spending of HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts and Cash below. Hurry, this limited-time upgrade awaits!
1. 🤑 HK$3,500 Cash (automatically converted by 35,000 SmartPoints and will directly deposit into your FPS account)
2. PHILIPS ADD6921DG/90 RO Water Dispenser with instant heating and cooling (Value: HK$5,488) or
3. 🆕 Dyson Airwrap™ Multi-styler (Value: HK$4,480) or
4. Insta360 X5 Flagship 8K 360º Action Camera (Standard Bundle) (Value: HK$4,099) or
5. HK$3,500 Apple Store Gift Card
⠀⠀
Terms & Conditions Apply.

- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points