What is the SmartRewards programme?

SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing actions on MoneySmart. Earn SmartPoints when you do these activities and use SmartPoints to redeem gifts from the Rewards Store.

What are SmartPoints?

SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete actions on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.

What can I use SmartPoints for?

SmartPoints can be used to redeem gifts from the Rewards Store or even convert them to cash.

How can I earn SmartPoints?

Through applying for a financial product on MoneySmart - Browse promotions here. Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility. Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions.)

Can I combine my reward points with the reward points of other accounts?

Please be informed that reward points cannot be combined with the reward points of other users’ accounts.

Can I transfer my reward points to another account?

We regret to inform you that the reward points are not transferable.

Earn and redeem SmartPoints for the things you love

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your SmartPoints for Apple, HKTVmall, Logitech, Klook, Uber & more! Available exclusively at the Rewards Store.

Earn Points How do Points Work?

Redeem your SmartPoints for Rewards

Your reward, your choice. Sign up to check out the full range on our Rewards Store.

Earn SmartPoints When You Apply for These Products

More Details

^HK$1,000,000

Medical Expenses

^HK$20,000

Trip Cancellation

^HK$15,000

Loss/Damage of Baggage

^HK$188.25

Premium
~~HK$251~~ 25% Off

【SmartRewards - Your Rewards🫵🏻Your Choice】
Enjoy 25% discount (for Single Trip Travel products) & 20% discount (for Annual Travel products) on Generali Travel Insurance via MoneySmart! During the promotional period, MoneySmart customers who successfully apply for a Generali Travel Insurance of premium HK$300 or above through MoneySmart will be entitled to: 700 SmartPoints - equivalent to HK$70 Rewards amount, to redeem e-vouchers such as,

HK$50 HKTVmall E-voucher;
HK$50 Häagen-Dazs™ E-voucher;
HK$50 YATA E-voucher;
or other e-vouchers/products from over 20+ brands

Learn More about how SmartPoints works here. T&C apply.

Valid until 14 Oct 2023

Apply Now

More Details

^HK$1,500,000

Medical Expenses

^HK$40,000

Trip Cancellation

^HK$20,000

Loss/Damage of Baggage

^HK$266.25

Premium
~~HK$355~~ 25% Off

HK$50 HKTVmall E-voucher;
HK$50 Häagen-Dazs™ E-voucher;
HK$50 YATA E-voucher;
or other e-vouchers/products from over 20+ brands

Learn More about how SmartPoints works here. T&C apply.

Valid until 14 Oct 2023

Apply Now

More Details

^HK$500,000

Medical Expenses

^HK$10,000

Trip Cancellation

^HK$10,000

Loss/Damage of Baggage

^HK$146.25

Premium
~~HK$195~~ 25% Off

HK$50 HKTVmall E-voucher;
HK$50 Häagen-Dazs™ E-voucher;
HK$50 YATA E-voucher;
or other e-vouchers/products from over 20+ brands

Learn More about how SmartPoints works here. T&C apply.

Valid until 14 Oct 2023

Apply Now

More Details

^HK$15,000

Valuables Cover (per item)

^HK$600,000

Max. Household Contents Cover

^HK$6,000,000

Max. Liability To Third Party Cover

^HK$476

Annual Premium
~~HK$680~~ 30% Off

【SmartRewards - Your Rewards🫵🏻Your Choice】
Enjoy 30% off for Dah Sing HomeSure Household Insurance via MoneySmart using promo code "MS202307"! Each eligible applicant will be rewarded an additional 1,200 SmartPoints - equivalent to HK$120 Rewards amount, to redeem e-vouchers such as,

HK$50 YATA vouchers x 2;
HK$100 HKTVmall voucher;
HK$100 Uber voucher;
or other e-vouchers/products from over 20+ brands

You could also redeem rewards with over 20+ combinations as you wish, i.e. HK$50 HKTVmall voucher + HK$50 Uber vouchers)! Learn More about how SmartPoints works here. T&C apply.

Valid until 30 Sep 2023

Apply Now

More Details

^HK$30,000

Valuables Cover (per item)

^HK$1,200,000

Max. Household Contents Cover

^HK$12,000,000

Max. Liability To Third Party Cover

^HK$756

Annual Premium
~~HK$1,080~~ 30% Off

HK$50 YATA vouchers x 2;
HK$100 HKTVmall voucher;
HK$100 Uber voucher;
or other e-vouchers/products from over 20+ brands

You could also redeem rewards with over 20+ combinations as you wish, i.e. HK$50 HKTVmall voucher + HK$50 Uber vouchers)! Learn More about how SmartPoints works here. T&C apply.

Valid until 30 Sep 2023

Apply Now

More Details

^HK$0

Valuables Cover (per item)

^HK$300,000

Max. Household Contents Cover

^HK$3,000,000

Max. Liability To Third Party Cover

^HK$371

Annual Premium
~~HK$530~~ 30% Off

HK$50 YATA vouchers x 2;
HK$100 HKTVmall voucher;
HK$100 Uber voucher;
or other e-vouchers/products from over 20+ brands

You could also redeem rewards with over 20+ combinations as you wish, i.e. HK$50 HKTVmall voucher + HK$50 Uber vouchers)! Learn More about how SmartPoints works here. T&C apply.

Valid until 30 Sep 2023

Apply Now

More Details

Earn

SmartPoints when you personalize your experience, or apply for products from participating providers.

More ways to earn rewards points coming soon, so watch this space!

Collect & Manage

SmartPoints in your points wallet!

Track & monitor your SmartRewards as they grow or simply convert your SmartPoints to cash.

Redeem

SmartPoints for your favourite products

We’re giving you the ultimate flexibility to reward yourself the way you want. Redeem your SmartPoints for Apple, HKTVmall, Logitech, Klook, Uber & more!

What you get with a free MoneySmart account

Create a Free Account Sign In

Frequently Asked Questions

What is the SmartRewards programme?: SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing actions on MoneySmart. Earn SmartPoints when you do these activities and use SmartPoints to redeem gifts from the Rewards Store.
What are SmartPoints?: SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete actions on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.
What can I use SmartPoints for?: SmartPoints can be used to redeem gifts from the Rewards Store or even convert them to cash.
How can I earn SmartPoints?: Through applying for a financial product on MoneySmart - Browse promotions here.
Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility.

Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions.)
Can I combine my reward points with the reward points of other accounts?: Please be informed that reward points cannot be combined with the reward points of other users’ accounts.
Can I transfer my reward points to another account?: We regret to inform you that the reward points are not transferable.
Have more questions?: Visit our full FAQs here.

Earn and redeem SmartPoints for the things you love

Redeem your SmartPoints for Rewards

Earn SmartPoints When You Apply for These Products

Generali Bravo Travel Protector - Classic Plan

HK$1,000,000

HK$20,000

HK$15,000

HK$188.25

Generali Bravo Travel Protector - Premier Plan

HK$1,500,000

HK$40,000

HK$20,000

HK$266.25

Generali Bravo Travel Protector - Standard Plan

HK$500,000

HK$10,000

HK$10,000

HK$146.25

Dah Sing Insurance HomeSure Household Insurance - Plan B

HK$15,000

HK$600,000

HK$6,000,000

HK$476

Dah Sing Insurance HomeSure Household Insurance - Plan C

HK$30,000

HK$1,200,000

HK$12,000,000

HK$756

Dah Sing Insurance HomeSure Household Insurance - Plan A

HK$0

HK$300,000

HK$3,000,000

HK$371

Earn, Collect and Redeem

SmartPoints when you personalize your experience, or apply for products from participating providers.

SmartPoints in your points wallet!

SmartPoints for your favourite products

What you get with a free MoneySmart account

Frequently Asked Questions

What is the SmartRewards programme?

What are SmartPoints?

What can I use SmartPoints for?

How can I earn SmartPoints?

Can I combine my reward points with the reward points of other accounts?

Can I transfer my reward points to another account?

Have more questions?

^HK$1,000,000

^HK$20,000

^HK$15,000

^HK$188.25

^HK$1,500,000

^HK$40,000

^HK$20,000

^HK$266.25

^HK$500,000

^HK$10,000

^HK$10,000

^HK$146.25

^HK$15,000

^HK$600,000

^HK$6,000,000

^HK$476

^HK$30,000

^HK$1,200,000

^HK$12,000,000

^HK$756

^HK$0

^HK$300,000

^HK$3,000,000

^HK$371