7 ways to make passive income - make money work for you even while you sleep
What is passive income?
Passive income is money you earn even while you sleep. This can be achieved when you create something like a blog, an online course, videos, etc. that generate money even when you’re not at work or through investments account on property, stocks, funds, etc.
Why should I create a passive income?
Most of us trade time for money by working our day job. But it is not always efficient and it will take up a lot of our time. We could have done something else as Warren Buffet is known to say, “If you don’t find a way to make money while you sleep, you will work until you die.” Also, we will all get retired at some point and stop receiving active income. Therefore, it’s important to make your money work for you.
Passive income ideas: How to make passive income in Hong Kong?
1. Investing in Stocks
2. Bonds and GICs
3. Funds
4. Cryptocurrency
5. Invest in Property
6. Saving Insurance Plan
7. Affiliate Marketing
Best brokerage accounts in Hong Kong
Huatai Zhangle Global
- Min. Commission - US Stocks (V2)
- US$0
- Min. Commission - HK Stocks (V1)
- HK$0
- HK IPO subscription fee
- HK$0
【August Rewards, Up to HK$10,698】Aug 1–31: open via the MoneySmart link, deposit, and meet holding terms to claim:
1️⃣ First deposit HK$10,000+ in account-opening month, then accumulate HK$80,000+ net deposits and maintain avg daily net assets HK$80,000+ after Oct 31, 2026 — choose: HK$1,800 cash*/ Apple Store Gift Card/ 🆕 Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61)(Value: HK$3,498)/ 🆕 LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) + Plaza Premium Lounge APAC 3 hrs Access Pass (total: HK$3,300)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Osmo Pocket 4 Standard Combo (Value HK$3,489)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698)
⭐️ Deposit HK$80,000+ for an extra official Huatai reward: HK$600 stock cashback voucher
2️⃣ Deposit HK$10,000+ and maintain monthly average daily net assets ≥HK$10,000 after Oct 31, 2026. Choose from: HK$500 cash* / HK$600 PARKnSHOP or HKTVmall e-voucher / SONY WF-C710N Earphones (HK$799)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Osmo Pocket 4 Standard Combo (Value HK$3,489)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698)
‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ See【Reward Details】below for full details.
Webull Securities Account
- Commission Fee US Stocks
- US$0
- Commission Fee HK Stocks
- HK$0
- US stocks minimum trade
- US$1
【HK$2,200 Cash Welcome Offer 💰】From Aug 19 - 25, open an account via the designated MoneySmart link
1️⃣ Deposit HK$80,000–HK$499,999 within 30 days, then maintain for another 30 days. Choose one
🔥 HK$2,200 cash* / Apple Store e-gift card/ De'Longhi Dedica Duo Pump-driven Espresso Coffee Machine (EC890) (Value HK$3,588)
🧭 Limited-time offer with a HK$80,000 deposit
- Redeem at a discounted price of HK$2,300 - PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488)
- Redeem at a discounted price of HK$2,000 - SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257)
2️⃣ Deposit HK$10,000 – HK$79,999 within 30 days, then maintain for another 30 days. Choose one
🔥 HK$700 cash* / Apple Store e-gift card / 🆕 TEA CHÂTEAU Modern Tea Machine Set (Value: HK$1,838)
🧭 Limited-time offer with a HK$10,000 deposit
- Redeem at a discounted price of HK$1,500 - Sony WF-1000XM6 earphones (Value HK$3,699)
⭐️ Webull Official Reward # : Deposit HK$500,000+ for a Webull cash coupon worth 1% of your deposit (max HK$100,000)
‼️ 1️⃣ & 2️⃣ rewards cannot be combined.
‼️ Deposit ≥HK$500,000 → auto 1% Webull cash coupon; NOT combinable with MoneySmart's HK$10,000/ HK$80,000 reward.
‼️ See【Reward Details】below for full promotion details and gift list.
- Min. Commission Fee US Stocks
- US$0.0035
- Min. Commission Fee HK Stocks
- 0.015%
- Account Opening Min. Funding
- HK$10,000
Syfe
- Minimum investment amount
- HK$0
- Annual Management Fee
- 0-0.65%
- Subscription fee of Equity fund
- 0%
From 16 – 31 Aug, Via MoneySmart's link, tap "Get Started", enter referral code 【MS26】 to complete account opening. Deposit & pick your portfolio within 14 days, and hold for 60 days* to claim your reward!
HK$1,000,000 deposit (maintain 365 days): HK$4,200 cash* / 🔥SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4,257)
HK$200,000 deposit: HK$2,000 cash*/ Apple Store e-gift card
HK$10,000 deposit: HK$400 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x 2 (value: HK$1,300)
* 60-day retention for 'Income Plus' customers;
120-day retention for "Cash+Fixed” and “Cash Flexi” customers.
HK$1,000,000 deposits require 365-day retention regardless of fund selection.
‼️ For full details including HK$500,000 and HK$200,000 deposit rewards, click【More Details】.
Stocks Trading Platform in Hong Kong :
| Stock Trading Platform | Commission Fees (US Stock) | Commission Fees (HK Stock) | Features |
|---|---|---|---|
| Stock Trading Platform Valuable Capital Brokerage Account | Commission Fees (US Stock)US$0.99 | Commission Fees (HK Stock)HK$0 | Features
|
| Stock Trading Platform SoFi Hong Kong Brokerage Account | Commission Fees (US Stock)US$0 | Commission Fees (HK Stock)HK$0 | Features
|
| Stock Trading Platform Webull Securities Account | Commission Fees (US Stock)US$0 | Commission Fees (HK Stock)HK$0 | Features
|
| Stock Trading Platform Saxo Markets | Commission Fees (US Stock)US$3 | Commission Fees (HK Stock)HK$18 | Features
|
Compare More Trading Accounts in HK!
FAQ
Why should I create a passive income?
- It frees up your time to actually do the active work and protects the value of your money.
Can I create passive income through investments?
- Yes, you can. Getting your money to work for you through investing in appreciable assets is a smart way to add money to your income stream.