7 ways to make passive income - make money work for you even while you sleep
What is passive income?
Passive income is money you earn even while you sleep. This can be achieved when you create something like a blog, an online course, videos, etc. that generate money even when you’re not at work or through investments account on property, stocks, funds, etc.
Why should I create a passive income?
Most of us trade time for money by working our day job. But it is not always efficient and it will take up a lot of our time. We could have done something else as Warren Buffet is known to say, “If you don’t find a way to make money while you sleep, you will work until you die.” Also, we will all get retired at some point and stop receiving active income. Therefore, it’s important to make your money work for you.
Passive income ideas: How to make passive income in Hong Kong?
1. Investing in Stocks
2. Bonds and GICs
3. Funds
4. Cryptocurrency
5. Invest in Property
6. Saving Insurance Plan
7. Affiliate Marketing
Best brokerage accounts in Hong Kong
Huatai Zhangle Global
- Min. Commission - US Stocks (V2)
- US$0
- Min. Commission - HK Stocks (V1)
- HK$0
- HK IPO subscription fee
- HK$0
【July Welcome Offer – Up to HK$8,600】1 – 31 July. Open an account via MoneySmart's designated link and complete deposit and holding conditions
1️⃣ Deposit HK$10,000+, accumulate net deposit ≥ HK$80,000 and maintain monthly average daily net assets ≥HK$80,000 before 1 Sep 2026.
Choose from: HK$2,000 cash*/ SONY WF-1000XM6 Wireless Noise Cancelling Earbuds (value: HK$2,599)
OR
2️⃣ Deposit HK$10,000+ and maintain monthly average daily net assets ≥ HK$10,000 before 1 Sep 2026.
Choose from: HK$500 cash* /HK$600 PARKnSHOP or HKTVmall e-voucher/ SONY WF-C710N Earphones (HK$799)
‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ See【More Details】below for full details.
Webull Securities Account
- Commission Fee US Stocks
- US$0
- Commission Fee HK Stocks
- HK$0
- US stocks minimum trade
- US$1
【Webull welcome offer up from HK$1,900 to HK$2,200 cash 🤑】
1️⃣ From July 8–16, open an account via the designated MoneySmart link, deposit HK$80,000–HK$499,999 within 30 days (inclusive), then maintain the assets for 30 more days from day 31. Choose one of the following
🔥HK$2,200 cash* / Apple Store e-gift card/ De'Longhi Dedica Duo Pump-driven Espresso Coffee Machine (EC890) (Value HK$3,588)
2️⃣ From July 8–16, open an account via the designated MoneySmart link, deposit HK$10,000–HK$79,999 within 30 days (inclusive), then maintain the assets for 30 more days from day 31. Choose one of the following
HK$700 cash* / Apple Store e-gift card / HK$900 PARKnSHOP e-voucher
⭐️ Webull Official Reward : Deposit HK$500,000+ and receive a Webull cash coupon worth 1% of your deposit (reward max: HK$100,000)
‼️ 1️⃣ and 2️⃣ rewards cannot be combined.
‼️ Deposits of HK$200,000 or above will automatically receive Webull's cash coupon, and will not be eligible for MoneySmart's HK$10,000 or HK$80,000 deposit rewards.
‼️ See【Reward Details】below for full promotion details and gift list.
- Min. Commission Fee US Stocks
- US$0.0035
- Min. Commission Fee HK Stocks
- 0.015%
- Account Opening Min. Funding
- HK$10,000
Syfe
- Minimum investment amount
- HK$0
- Annual Management Fee
- 0-0.65%
- Subscription fee of Equity fund
- 0%
From 1 – 15 July, open an account via MoneySmart's link with code【MS26】, deposit & pick your portfolio within 14 days, and hold for 60 days* to claim your reward!
HK$1,000,000 deposit (maintain 365 days): HK$4,000 cash* 💰/ DJI Osmo Pocket 4 Creator Combo (Value: HK$4,200)
HK$200,000 deposit: HK$2,000 cash*/ Apple Store e-gift card
HK$10,000 deposit: HK$400 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x 2 (value: HK$1,300)
* 60-day retention for 'Income Plus' customers;
120-day retention for "Cash+Fixed” and “Cash Flexi” customers.
HK$1,000,000 deposits require 365-day retention regardless of fund selection.
‼️ For full details including HK$500,000 and HK$200,000 deposit rewards, click【More Details】.
Stocks Trading Platform in Hong Kong :
| Stock Trading Platform | Commission Fees (US Stock) | Commission Fees (HK Stock) | Features |
|---|---|---|---|
| Stock Trading Platform Valuable Capital Brokerage Account | Commission Fees (US Stock)US$0.99 | Commission Fees (HK Stock)HK$0 | Features
|
| Stock Trading Platform SoFi Hong Kong Brokerage Account | Commission Fees (US Stock)US$0 | Commission Fees (HK Stock)HK$0 | Features
|
| Stock Trading Platform Webull Securities Account | Commission Fees (US Stock)US$0 | Commission Fees (HK Stock)HK$0 | Features
|
| Stock Trading Platform Saxo Markets | Commission Fees (US Stock)US$3 | Commission Fees (HK Stock)HK$18 | Features
|
Compare More Trading Accounts in HK!
FAQ
Why should I create a passive income?
- It frees up your time to actually do the active work and protects the value of your money.
Can I create passive income through investments?
- Yes, you can. Getting your money to work for you through investing in appreciable assets is a smart way to add money to your income stream.