- APR*
- 6.48%
- Total Amount Payable
- HK$300,000
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$13,800 rewards + Extra up to HK$8,200 Supermarket Cash Voucher/Apple Gift Card! Get up to a total HK$22,000 reward!

- APR*
- 1.68%%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
From 2 June 2023 till 30 June 2023, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$14,500 Supermarket Vouchers / HK$14,500 Apple Gift Carrd / Devialet Phantom II 98DB Wireless Speaker! Designated loan amount are offered LG Dehumidifier or Bose QuietComfort 45 headphones!
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$28,388 rewards!
Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy“

- APR*
- 2.99%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
- APR*
- 10.01%
- Total Amount Payable
- HK$324,228
- Total Interest Payable
- HK$24,228
- Monthly Payment
- HK$13,760
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860

- APR*
- 6.77%
- Total Amount Payable
- HK$315,336
- Total Interest Payable
- HK$15,336
- Monthly Payment
- HK$13,389
【MoneySmart Exclusive Offer 】- Get total reward up to HK$4,000!
Customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Supermarket Voucher / HK$4,000 Apple Gift Card / SAMSUNG Galaxy Tab S7 FE Tablet
(retail price: HK$3,998) !

- APR*
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650

- APR*
- 1.12%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
- APR*
- 6.78%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Highest offer in June 2023 and the highest rewards is as high as HK$19,899】New customer who successfully apply for Citi Speedy Cash/Citi Card Debt Consolidation Loan and successfully draw down on or before 14 July would be rewarded with Apple iPhone 14 Pro Max 512 GB / $11,500 Apple Gift Card / Supermarket vouchers!
Other physical gift options for choosing include DYSON HP09 Purifier Hot+Cool Formaldehyde/ iPad Pro/ DYSON Digital Slim™ Fluffy Stick Vacuum Cleaner /KEF EGG Duo speakers!

- APR*
- 4.67%
- Total Amount Payable
- HK$314,508
- Total Interest Payable
- HK$14,508
- Monthly Payment
- HK$13,105
- APR
- 4.83%
- Total Amount Payable
- HK$307,920
- Total Interest Payable
- HK$8,094.24
- Monthly Payment
- HK$13,112
【Welcome Offer Exclusive for MoneySmart Users】From now until 30 June 2023, customers who successfully apply for Credit Mastermind Instalment Loan via MoneySmart and drawdown the loan on or before 31 July 2023 can enjoy up to HK$2,200 Supermarket Voucher or Apple Gift Card!

- APR*
- 2.9%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
- APR*
- 6.68%
- Total Amount Payable
- HK$314,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$13,100
- APR*
- 4.64%
- Total Amount Payable
- HK$314,400
- Total Interest Payable
- HK$14,400
- Monthly Payment
- HK$13,100