Best Banks Loans Rates & APR in Hong Kong 2020

Monthly Payment

HK$8,423

MoneySmart Exclusive

No hidden terms and conditions

Citi Speedy Cash

APR*: 2.01%
Total Amount Payable: HK$101,080
Total Interest Payable: HK$1,080
Monthly Payment: HK$8,423

MoneySmart Exclusive: New customer who successfully apply and drawdown Citi Speedy Cash or Citi Card Debt Consolidation Loan, can get up to HK$1,500 welcome offer + HK$4,500 MoneySmart offer = HK$6,000 cash voucher! Valid till 30 Jun 2020.

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Principal Loan Amount	HK$100,000
Total Interest Payable	HK$1,080
Total Amount Payable	HK$101,080
Annual Percentage Rate	2.01%
Monthly Instalment	HK$8,423
Repayment Period	12 Months

Monthly Payment

HK$8,353

MoneySmart Exclusive

Loan amount up to HK$2,000,000

DBS Debt Consolidation Loan

APR*: 4.27%
Total Amount Payable: HK$100,240
Total Interest Payable: HK$240
Monthly Payment: HK$8,353

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MoneySmart Exclusive: Up to HK$3,300 Coupons for applying for Debt Consolidation Loan Valid till 30 Jun 2020.

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Principal Loan Amount	HK$100,000
Total Interest Payable	HK$240
Total Amount Payable	HK$100,240
Annual Percentage Rate	4.27%
Monthly Instalment	HK$8,353
Repayment Period	12 Months

Monthly Payment

HK$8,542

Approval in 30 seconds and instant cash transfer

BOC Express Cash Instalment Loan

APR*: 4.7%
Total Amount Payable: HK$101,484.40
Total Interest Payable: HK$1,499.24
Monthly Payment: HK$8,542

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$1,499.24
Total Amount Payable	HK$101,484.40
Annual Percentage Rate	4.7%
Monthly Instalment	HK$8,542
Repayment Period	12 Months

Monthly Payment

HK$9,179

Loan amount up to HK$2,000,000

BOC Express Cash Balance Transfer

APR*: 19.85%
Total Amount Payable: N/A
Total Interest Payable: HK$9,144.54
Monthly Payment: HK$9,179

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$9,144.54
Total Amount Payable	HK$109,054
Annual Percentage Rate	19.85%
Monthly Instalment	HK$9,179
Repayment Period	12 Months

Monthly Payment

HK$8,553

APR as low as 1.98%

Standard Chartered Personal Instalment Loan

APR*: 4.94%
Total Amount Payable: HK$102,634
Total Interest Payable: HK$2,634
Monthly Payment: HK$8,553

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More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$2,634
Total Amount Payable	HK$102,634
Annual Percentage Rate	4.94%
Monthly Instalment	HK$8,553
Repayment Period	12 Months

Monthly Payment

HK$9,053

MoneySmart Exclusive

Repayment term up to 72 months

Citibank Card Debt Consolidation Loans

APR*: 8.64%
Total Amount Payable: HK$108,640
Total Interest Payable: HK$8,640
Monthly Payment: HK$9,053

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MoneySmart Exclusive: New customer who successfully apply and drawdown Citi Speedy Cash or Citi Card Debt Consolidation Loan, can get up to HK$1,500 welcome offer + HK$4,500 MoneySmart offer = HK$6,000 cash voucher! Valid till 30 Jun 2020.

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$8,640
Total Amount Payable	HK$108,640
Annual Percentage Rate	8.64%
Monthly Instalment	HK$9,053
Repayment Period	12 Months

Monthly Payment

HK$8,593

up to HK$1,500 cash rebate for online application

Hang Seng Personal Instalment Loan

APR*: 5.86%
Total Amount Payable: HK$103,120
Total Interest Payable: HK$3,120
Monthly Payment: HK$8,593

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More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$3,120
Total Amount Payable	HK$103,120
Annual Percentage Rate	5.86%
Monthly Instalment	HK$8,593
Repayment Period	12 Months

Monthly Payment

HK$8,660

Loan disbursement in as quick as 15 minutes

Dah Sing Express Money

APR*: 7.26%
Total Amount Payable: HK$103,924
Total Interest Payable: HK$3,924
Monthly Payment: HK$8,660

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More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$3,924
Total Amount Payable	HK$103,924
Annual Percentage Rate	7.26%
Monthly Instalment	HK$8,660
Repayment Period	12 Months

Monthly Payment

HK$9,032

Monthly flat rate as low as 0.11%

Dah Sing Credit Mastermind Instalment Loan

APR*: 16.04%
Total Amount Payable: HK$107,200
Total Interest Payable: HK$7,279.20
Monthly Payment: HK$9,032

Apply Now

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$7,279.20
Total Amount Payable	HK$107,200
Annual Percentage Rate	16.04%
Monthly Instalment	HK$9,032
Repayment Period	12 Months

Monthly Payment

HK$8,593

up to HK$6,000 cash rebate

CCBA Personal Loan

APR*: 5.86%
Total Amount Payable: HK$103,120
Total Interest Payable: HK$3,120
Monthly Payment: HK$8,593

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$3,120
Total Amount Payable	HK$103,120
Annual Percentage Rate	5.86%
Monthly Instalment	HK$8,593
Repayment Period	12 Months

Monthly Payment

HK$8,343

MoneySmart Exclusive

1-minute approval and same day disbursement

DBS Personal Instalment Loan

APR*: 4.04%
Total Amount Payable: HK$100,120
Total Interest Payable: HK$120
Monthly Payment: HK$8,343

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MoneySmart Exclusive: Up to HK$2,200 Coupons for applying for Personal Instalment Loan Valid till 30 Jun 2020.

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$120
Total Amount Payable	HK$100,120
Annual Percentage Rate	4.04%
Monthly Instalment	HK$8,343
Repayment Period	12 Months

Monthly Payment

HK$8,754

Up to HK$3,000 cash rebate for online application

Standard Chartered Debt Consolidation Program

APR*: 9.6%
Total Amount Payable: HK$105,052
Total Interest Payable: HK$5,052
Monthly Payment: HK$8,754

Apply Now

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$5,052
Total Amount Payable	HK$105,052
Annual Percentage Rate	9.6%
Monthly Instalment	HK$8,754
Repayment Period	12 Months

Monthly Payment

HK$8,633

Approval and cash withdrawal within 1 minute

HSBC Personal Instalment Loan

APR*: 6.8%
Total Amount Payable: HK$103,600
Total Interest Payable: HK$3,600
Monthly Payment: HK$8,633

Apply Now

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$3,600
Total Amount Payable	HK$103,600
Annual Percentage Rate	6.8%
Monthly Instalment	HK$8,633
Repayment Period	12 Months

Monthly Payment

HK$8,532

Fixed rate for privileged customers

Fubon Balance Transfer Personal Loan

APR*: 6.44%
Total Amount Payable: HK$102,388
Total Interest Payable: HK$2,388
Monthly Payment: HK$8,532

More Details

Principal Loan Amount	HK$100,000
Total Interest Payable	HK$2,388
Total Amount Payable	HK$102,388
Annual Percentage Rate	6.44%
Monthly Instalment	HK$8,532
Repayment Period	12 Months

Monthly Payment

HK$8,453

MoneySmart Exclusive

0% handling fee

BEA "Super-Fast" Instalment Loan

APR*: 2.68%
Total Amount Payable: HK$101,440
Total Interest Payable: HK$1,440
Monthly Payment: HK$8,453

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MoneySmart Exclusive: New customer who successfully apply and drawdown BEA “Super-Fast” Instalment Loan, can get MoneySmart exclusive offer up to HK$3,000 supermarket cash coupon! Valid till 14 Jun 2020.

More Details

Compare Banks Loans Rates and APR 2020

Refine Your Results

HK$8,423

Citi Speedy Cash

Key Features

Repayment summary

HK$8,353

DBS Debt Consolidation Loan

Key Features

Repayment summary

HK$8,542

BOC Express Cash Instalment Loan

Key Features

Repayment summary

HK$9,179

BOC Express Cash Balance Transfer

Key Features

Repayment summary

HK$8,553

Standard Chartered Personal Instalment Loan

Key Features

Repayment summary

HK$9,053

Citibank Card Debt Consolidation Loans

Key Features

Repayment summary

HK$8,593

Hang Seng Personal Instalment Loan

Key Features

Repayment summary

HK$8,660

Dah Sing Express Money

Key Features

Repayment summary

HK$9,032

Dah Sing Credit Mastermind Instalment Loan

Key Features

Repayment summary

HK$8,593

CCBA Personal Loan

Key Features

Repayment summary

HK$8,343

DBS Personal Instalment Loan

Key Features

Repayment summary

HK$8,754

Standard Chartered Debt Consolidation Program

Key Features

Repayment summary

HK$8,633

HSBC Personal Instalment Loan

Key Features

Repayment summary

HK$8,532

Fubon Balance Transfer Personal Loan

Key Features

Repayment summary

HK$8,453

BEA "Super-Fast" Instalment Loan

Key Features

Repayment summary