- APR*
- 1.78%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
【Citi Tax Season Loan rewards you with rewards as high as $15,880!】
New customer who successfully apply for Citi Tax Season Loan/Citi Card Debt Consolidation Loan on or before 2 January 2024 and successfully draw down on or before 15 January 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880) / Dyson V12 Detect™ Slim Fluffy vacuum (retail value: HK$5,180) / GoPro MAX Action Camcorder (retail value: HK$4,100) / Apple Watch Series 9 (GPS) - 45mm (retail value: HK$3,399) / Bose Soundlink Revolve+ II Bluetooth Speaker (retail value: HK$2,699)
【💎From Good to Great: Earn HK$600 with Your Tax Loan Application】 From now until 31 December, apply for Citi Tax Season Loan via MoneySmart, you can earn an extra 6,000 SmartPoints regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$400 cash! Click here to learn more.

- APR as low as*
- 2.2%
- Total Amount Payable
- HK$312,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$13,040
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$8,000 rewards + Extra up to HK$10,000 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$18,000 reward! APR is as low as 2.2%!

- APR as low as*
- 1.85%
- Total Amount Payable
- HK$321,600
- Total Interest Payable
- HK$21,600
- Monthly Payment
- HK$13,400
【Exclusive offer】From now until 24 December, successful applicants for CCB Asia Personal Instalment Loan, can enjoy up to HK$11,500 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$8,000 cash rate for Drawdown Loan Offer from CCB Asia, and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart)!
[Application Rewards] From now to 24 December 2023, customers who successfully apply for designated CCB(ASIA) product can enjoy extra HK$800 Apple Store Gift Card or HK$800 PARKnSHOP Supermarket Voucher regardless of approval.

- APR*
- 6.28%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
【MoneySmart Exclusive Offer 】- Get total reward up to HK$18,400!
From now on until 24 December 2023, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to an iPhone 15 128GB(retail value $6,899) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
Enjoy SC bank welcome offer up to HK$8,000 cash rebate + up to HK$2,000 travel coupon, total rewards up to HK$18,400! Online loan application can enter lucky draw of Japan Business Round trip AirTicket! (worth 128,000 Miles^)Total - 10 winners.
【💎From Good to Great: Earn HK$600 with Your Tax Loan Application】From now until 31 December, apply for Standard Chartered Debt Consolidation Program - Tax Season Loan via MoneySmart, you can earn an extra 6,000 SmartPoints regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$400 cash! Click here to learn more.

- APR*
- 6.48%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$18,800 rewards + Extra up to HK$8,200 PARKnSHOP Supermarket Cash Voucher/ Apple Store Gift Card! Get up to a total HK$27,000 reward!

- APR* (Calculation is based on loan amount of HK$1,500,000 or above)
- 1.88%
- Total Amount Payable
- HK$323,875.20
- Total Interest Payable
- HK$23,875.20
- Monthly Payment
- HK$13,495
【MoneySmart Exclusive Offer - Total rewards up to $14,580!】
From now until 31 December 2023, customers apply Fubon Perfect Fit Personal Loan and successfully draw down the loan can enjoy a MoneySmart exclusive reward as high as a Dyson Purifier Hot+Cool™ (retail value: HK$5,780) /HK$5,500 Apple Store Gift Card / HK$5,500 ParknShop vouchers. Total reward up to HK$14,580!

- APR*
- 1.68%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
[Christmas with MoneySmart keeps giving - Dec Loan Promotion - Real Cash!]
From 11 December 2023 till 24 December 2023, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to 85,000 SmartPoints, you can customise your PERFECT REWARDS worth of HK$8,500 with 20+ brand vouchers and products (Brands include but not limit to Apple, Klook, YATA etc) 85,000 SmartPoints can be converted into over HK$5,600 cash and credited to your FPS account directly! (T&C apply)
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$22,388 rewards!
*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.

- APR* (Inclusive of $3,000 cash rebate)
- 1.28%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.
- APR*
- 1.78%
- Total Amount Payable
- HK$315,148.80
- Total Interest Payable
- HK$15,148.80
- Monthly Payment
- HK$13,131
- APR
- 4.83%
- Total Amount Payable
- HK$307,920
- Total Interest Payable
- HK$8,094.24
- Monthly Payment
- HK$13,112
【Welcome Offer Exclusive for MoneySmart Users】From now until 31 December 2023, customers who successfully apply for Credit Mastermind Instalment Loan via MoneySmart and drawdown the loan on or before 31 January 2024 can enjoy up to HK$2,200 Supermarket Voucher or Apple Gift Card!

- APR*
- 1.65%
- Total Amount Payable
- HK$302,304
- Total Interest Payable
- HK$2,304
- Monthly Payment
- HK$12,846
【December CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Tax Season Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher/ SHKP Malls Gift Card ! New gift options include but not limited to AirPods Max / Apple HomePod/ JBL Charge 5 Wireless Speaker/ Bose QuietComfort® 45 Headphones!
【🌟MoneySmart December Tax Loan Promotion! Whether approved or not, get 6,000 SmartPoints = $600 cash voucher OR HK$400 cash!】 From now until 31 December 2023, by successfully applying for the CNCBI $mart Plus Tax Season Loan, regardless of approval, you can enjoy an additional 6,000 SmartPoints, which can be freely exchanged for cash vouchers from 20+ brands or converted into HK$400 cash! Click here to learn more. Terms and conditions apply to this promotion.

- APR*
- 2.99%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
【MoneySmart Limited Offer】From now until 31 December, Successfully apply for and drawdown of Airstar Bank Debt Consolidation Loan, can enjoy up to $22,200 cash rewards exclusively! Including up to HK$5,400 PARKnSHOP Supermarket Voucher/Apple Store Gift Card from MoneySmart and HK$16,800 cash rebate from Airstar Bank!

- APR*
- 4.67%
- Total Amount Payable
- HK$314,508
- Total Interest Payable
- HK$14,508
- Monthly Payment
- HK$13,105
【MoneySmart Exclusive Offer 】- Get total reward up to HK$31,400! Get loan to enjoy a monthly flat rate as low as 0.2%^
From now on until 24 December 2023, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to an iPhone 15 128GB(retail value $6,899) orHK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.
Enjoy SC bank welcome offer up to HK$21,000 cash rebate and up to HK$2,000 travel coupon, total rewards up to HK$31,400! Online loan application can enter lucky draw of Japan Business Round trip AirTicket! (worth 128,000 Miles^) Total – 10 winners
【💎From Good to Great: Earn HK$600 with Your Tax Loan Application】From now until 31 December, apply for Standard Chartered Debt Consolidation Program - Tax Season Loan via MoneySmart, you can earn an extra 6,000 SmartPoints regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$400 cash! Click here to learn more.

- APR*
- 1.58%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
【MoneySmart Exclusive】From now untiil 31 December 2023, Successfully apply for Airstar Bank Personal Loan and drawdown with the loan amount of HK$200,000 or above, can enjoy extra HK$500 PARKnSHOP supermarket voucher/ Apple Store gift card from MoneySmart!

- APR* (Calculation is based on loan amount of HK$2,000,000 or below)
- 5.97%
- Total Amount Payable
- HK$318,511.20
- Total Interest Payable
- HK$18,511.20
- Monthly Payment
- HK$13,271
【MoneySmart Exclusive Offer - Total rewards up to $24,080!】
From now until 31 December 2023, customers apply Fubon Balance Transfer Personal Loan and successfully draw down the loan, can enjoy a MoneySmart exclusive reward as high as Dyson Purifier Hot+Cool™ (retail value: HK$5,780) / HK$5,500 Apple Store Gift Card / HK$5,500 ParknShop vouchers. Total reward up to HK$24,080!

- APR*
- 6.78%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Citibank offers you with the rewardsas high as $15,880 in Dec!】
New customer who successfully apply for Citi Tax Season Loan/Citi Card Debt Consolidation Loan on or before 2 January 2024 and successfully draw down on or before 15 January 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880) / Dyson V12 Detect™ Slim Fluffy vacuum (retail value: HK$5,180) / GoPro MAX Action Camcorder (retail value: HK$4,100) / Apple Watch Series 9 (GPS) - 45mm (retail value: HK$3,399) / Bose Soundlink Revolve+ II Bluetooth Speaker (retail value: HK$2,699)

- APR* (Calculation is based on loan amount of HK$180,000 or above)
- 2.88%
- Total Amount Payable
- HK$332,256
- Total Interest Payable
- HK$32,256
- Monthly Payment
- HK$13,844
【MoneySmart Exclusive Offer - Total rewards up to HK$3,800!】
From now til 31 December 2023, customers apply Fubon "EZ Cash" Personal Loan via MoneySmart and successfully draw down the loan of HK$80,000 or above with tenor 12 months or above, can enjoy exclusive reward: HK$1,500 Apple Store Gift Card / HK$1,500 Supermarket Voucher. Apply and draw down the loan via online platform to get extra supermarket cash coupon of up to HK$2,300. Total rewards up to HK$3,800 !

- APR*
- 7.22%
- Total Amount Payable
- HK$322,320
- Total Interest Payable
- HK$22,320
- Monthly Payment
- HK$13,430
- APR
- 1.68%*
- Total Amount Payable
- HK$325,920
- Total Interest Payable
- HK$25,920
- Monthly Payment
- HK$13,580
- APR (include cash rebate)
- 2.75%
- Total Amount Payable
- HK$311,880
- Total Interest Payable
- HK$11,880
- Monthly Payment
- HK$12,995
【Welcome Offer Exclusive for MoneySmart Users】From now until 31 December 2023, customers who successfully apply for Express Money via MoneySmart and drawdown the loan on or before 31 January 2023 can get extra HK$300 Supermarket Voucher / Apple Gift Card!
