Monthly Payment
- APR*
- 1.4%
- Total Amount Payable
- HK$203,360
- Total Interest Payable
- HK$3,360
- Monthly Payment
- HK$8,473
【🎊 August Last Call －Get HK$1,500 Cash regardless of approval; earn up to HK$11,500 Cash in total! 🤑】
New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loan during 20 August 2025 to 31 August 2025 and successfully draw down on or before 30 September 2025 would be eligible for MoneySmart exclusive gift up to HK$10,000 Cash* 🔥 / iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers.
📣 Bank welcome offer up to HK$8,000 Reward and 48 months repayment period —to better arrange personal cash flow!
🤑 Real last call from August － Earn HK$1,500 instantly upon application !
From 20 August to 31 August 2025, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$1,500 cash* regardless of approval!
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Monthly Payment
- APR*
- 2.72%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【MoneySmart Exclusive Offer】－ Get total reward up to HK$22,699!🔥
From now until 31 August, 2025, customers successfully draw down CNCBI $mart Plus Personal Installment Loan with designated loan amount via MoneySmart could enjoy designated prizes up to HK$22,699,－include HK$4,000 Vouchers OR 📱 variety of exclusive gifts : iPhone 16e 128GB / LOJEL - Rando Frame Luggage 26" / KEF MU3 Noise Cancelling True Wireless Earphones! Also earn extra Cash Rebate up to HK$16,800!
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🤑 August Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Installment Loan via MoneySmart and submit all the required documents, you can earn 🆙 HK$800 cash rebate regardless of approval (automatically converted by 8,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
Monthly Payment
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$9,047
Apply and redeem any of these rewards
August Exclusive! Decluttering Your Card Debt with MoneySmart💥
From 18 August until 31 August 2025, customers apply for DBS Debt Consolidation Loan via MoneySmart and submit the required documents will receive HK$800 in cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Successfully drawdown the loan amount of HK$300,000 or above, you can receive Dyson Supersonic Nural™ hair dryer HD16 (valued HK$3,980)－ Upgrading the reward to HK$4,780 rewards! 🎁
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MoneySmart Exclusive : Successfully drawdown with designated loan amount to earn up to HK$13,000 rewards + DBS Coupon of up to HK$23,800! Total rewards up to HK$41,580! 🤑
Monthly Payment
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】APR as low as 1.85%^,Get total rewards up to HK$18,380!
From now on until 31 August 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy 🎁 newest gift : Samsung Galaxy Book5 360 (Value: HK$10,380) or B&O Beosound Emerge Compact WiFi home speaker (Value: HK$8,498) or Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
- APR*
- 0.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $28,187 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 August until 31 August 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$28,187 Rewards!
⠀⠀
Apply and submit all the required documents to get up to 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 0.78% APR.
Monthly Payment
- APR as low as*
- 5.28%
- Total Amount Payable
- HK$222,593.60
- Total Interest Payable
- HK$22,593.60
- Monthly Payment
- HK$9,275
【MoneySmart Exclusive Offer - Total rewards up to $31,398!】
From now until 31 August 2025, customers apply Fubon Balance Transfer Personal Loan and successfully draw down the loan, via MoneySmart promo code「MSBT05」 can enjoy a MoneySmart exclusive reward as high as Samsung Galaxy S25+ 6.7" (retail value: HK$7,598) / HK$6,000 Apple Store Gift Card / PARKnSHOP vouchers. Total reward up to HK$31,398!
Monthly Payment
- APR*
- 4.1%
- Total Amount Payable
- HK$208,496
- Total interest payable
- HK$8,496
- Monthly Payment
- HK$8,687
【MoneySmart Exclusive Offer】－ Get total reward up to HK$28,888！🔥
From now until 31 August, 2025, customers who successfully apply and draw down Debt Changer – the Debt Consolidation Program – with the promo code [MONEYSMART] can enjoy prizes up to HK$8,000! Also earn extra Cash Rebate up to HK$20,888!－ total reward up to HK$28,888!
Monthly Payment
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$202,976
- Total Interest Payable
- HK$2,976
- Monthly Payment
- HK$8,457
Up to HK$15,688 with Mox Welcome Offer!🎉
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 31 August, regardless of approval, you will receive HK$300 cash voucher!
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will also be eligible for the MoneySmart exclusive gift of up to HK$4,500 Cash Voucher. Total rewards value up to HK$15,688💰
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Monthly Payment
- APR as low as*
- 2.38%
- Total Amount Payable
- HK$217,092.80
- Total Interest Payable
- HK$17,092.80
- Monthly Payment
- HK$9,046
【MoneySmart Exclusive Offer - Total rewards up to $17,898!】
From now until 31 August 2025, customers apply Fubon Perfect Fit Personal Loan and successfully draw down the loan, via MoneySmart promo code 「MSRL05」 can enjoy a MoneySmart exclusive reward as high as Samsung Galaxy S25+ 6.7" (retail value: HK$7,598) / HK$6,000 Apple Store Gift Card / PARKnSHOP vouchers. Total reward up to HK$17,898!
Monthly Payment
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer 】Get total rewards up to HK$31,380!
From now on until 31 August 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy 🎁 newest gift : Samsung Galaxy Book5 360 (Value: HK$10,380) or B&O Beosound Emerge Compact WiFi home speaker (Value: HK$8,498) or Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
- APR*
- 6.72%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,900
【MoneySmart Exclusive Offer】－ Get total reward up to HK$22,699!🔥
From now until 31 August, 2025, customers successfully draw down CNCBI $mart Plus Personal Installment Loan - Debt Consolidation with designated loan amount via MoneySmart could enjoy designated prizes up to HK$22,699,－include HK$4,000 Vouchers OR 📱 variety of exclusive gifts : iPhone 16e 128GB /LOJEL - Rando Frame Luggage 26" / KEF MU3 Noise Cancelling True Wireless Earphones! Also earn extra Cash Rebate up to HK$16,800!
⠀⠀
🤑 August Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Installment Loan - Debt Consolidation via MoneySmart and submit all the required documents, you can earn 🆙 HK$800 cash rebate regardless of approval (automatically converted by 8,000 SmartPoints and will directly deposit into your FPS account)!
Monthly Payment
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$9,067
Apply and redeem any of these rewards
【🔝Offer Upgrade -Get up to a total of HK$19,700 rewards】
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
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1️⃣ Get extra HK$500 cash regardless of approval !
From now until 31 August, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
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2️⃣ 72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG GALAXY Tab S9 5G (12GB RAM + 256GB) (Value: HK$7,188) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
- APR*
- 0.78
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【No address proof and income proof needed】
No more complicated procedures or documents required! Complete your loan application, approval, and smart management all within 1 App, with a simple and truly convenient process. Successfully apply and withdraw a designated loan amount, and you can enjoy up to HK$18,888 cash rebate from WeLab Bank3! Loans are faster and more convenient, helping you easily seize various financial opportunities!
⠀⠀
From 1 August until 31 August 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to get up to 🔥 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!)！
Monthly Payment
- APR*
- 5.16%
- Total Amount Payable
- HK$220,160
- Total Interest Payable
- HK$20,160
- Monthly Payment
- HK$9,173
【🎊 August Last Call －Get HK$1,500 Cash regardless of approval; earn up to HK$11,500 Cash in total! 🤑】
New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loan during 20 August 2025 to 31 August 2025 and successfully draw down on or before 30 September 2025 would be eligible for MoneySmart exclusive gift up to HK$10,000 Cash* 🔥 / iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers.
📣 Bank welcome offer up to HK$8,000 Reward and 48 months repayment period —to better arrange personal cash flow!
🤑 Real last call from August － Earn HK$1,500 instantly upon application !
From 20 August to 31 August 2025, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$1,500 cash* regardless of approval!
Monthly Payment
- APR*
- 4.11%
- Total Amount Payable
- HK$208,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$8,693
【Upgraded Offer – up to $32,687 rewards】
From 1 August until 31 August, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀
Save up to 97% on interest and clear all your credit card debt with a new perspective!
⠀⠀
Monthly Payment
- APR*
- 0.78
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $28,187 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 August until 31 August 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$28,187 Rewards!
⠀⠀
Apply and submit all the required documents to get up to 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 0.78% APR.
Monthly Payment
- APR
- 1.75%*
- Total Amount Payable
- HK$221,600
- Total Interest Payable
- HK$21,600
- Monthly Payment
- HK$9,233
Monthly Payment
- APR*
- 6.68%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
Monthly Payment
- APR*
- 10.01%
- Total Amount Payable
- HK$216,152
- Total Interest Payable
- HK$16,152
- Monthly Payment
- HK$9,173
Monthly Payment
- APR*
- 1.78%
- Total Amount Payable
- HK$210,670.40
- Total Interest Payable
- HK$10,670.40
- Monthly Payment
- HK$8,778
