Compare Citibank Banks Loans Rates and APR 2026

🤑【Plan Ahead Before Year-End — Apply to Get HK$1,000 Cash + Rewards Worth Up to HK$23,200! 】
September is a smart time to plan ahead for upcoming year-end expenses, family needs, travel plans or bigger purchases. From now to 15 September 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loan and submit required documents, and borrow HK$200,000 or above with a repayment tenor of 12 months or above to receive HK$1,000 Cash (converted from 10,000 SmartPoints)💰Enjoy total rewards worth up to HK$23,200, including the loan drawdown reward!
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✨【Limited-Time Drawdown Reward Upgrade — Choose Up to HK$14,200 Vouchers or HK$12,700 Cash】
From now to 15 September 2026, New customers who successfully apply and draw down on or before 14 October 2026 , are eligible for MoneySmart exclusive gifts🎁  Pick your favourite: HK$14,200 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Trip.com e-Vouchers / 🤑 HK$12,700 Cash!
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【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.

🤑【Plan Ahead Before Year-End — Apply to Get HK$1,000 Cash + Rewards Worth Up to HK$23,200! 】
September is a smart time to plan ahead for upcoming year-end expenses, family needs, travel plans or bigger purchases. From 1 September to 15 September 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loan and submit required documents, and borrow HK$200,000 or above with a repayment tenor of 12 months or above to receive HK$1,000 Cash (converted from 10,000 SmartPoints)💰Enjoy total rewards worth up to HK$23,200, including the loan drawdown reward!
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✨【Limited-Time Drawdown Reward Upgrade — Choose Up to HK$14,200 Vouchers or HK$12,700 Cash】
From 1 September to 15 September 2026, New customers who successfully apply and draw down on or before 14 October 2026 , are eligible for MoneySmart exclusive gifts🎁  Pick your favourite: HK$14,200 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Trip.com e-Vouchers / 🤑 HK$12,700 Cash!
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To borrow or not to borrow? Borrow only if you can repay!