Compare Citibank Banks Loans Rates and APR 2026

⚡ 【October Tax Loan Upgrade: Total Rewards Up to HK$22,199 — Get HK$800 Cash / Apple Store Gift Card + Up to HK$18,399 Drawdown Rewards + HK$3,000 Citi Drawdown Reward!】
October tax season rewards are upgraded! From 19 October to 31 October 2026, customers who successfully apply for and draw down a Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart can enjoy an annualised interest rate as low as 1.56%, with total rewards worth up to HK$22,199!
⠀⠀
Simply submit all required loan documents, apply for a loan amount of HK$200,000 or above with a repayment tenor of 12 months or above, and choose either HK$800 Cash Reward or HK$800 Apple Store Gift Card.
⠀⠀
✨ 【Limited-Time Drawdown Reward Upgrade】
New customers who successfully apply during the promotion period and draw down designated amount on or before 30 November 2026 can choose HK$17,300 Apple Store Gift Card / ParknShop e-Vouchers / HKTVmall e-Vouchers / Cash, or designated gifts worth up to HK$9,999, including Dyson new products or a 360° drone; customers who successfully apply for a loan amount of HK$500,000 or above and draw down on or before 30 November 2026 can also receive an extra Apple AirPods 5 (Value: HK$1,099), bringing the rewards to the next level!

⚡ 【October Tax Loan Upgrade: Total Rewards Up to HK$22,199 — Get HK$800 Cash / Apple Store Gift Card + Up to HK$18,399 Drawdown Rewards + HK$3,000 Citi Drawdown Reward!】
October tax season rewards are upgraded! From 19 October to 31 October 2026, customers who successfully apply for and draw down a Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart can enjoy an annualised interest rate as low as 1.56%, with total rewards worth up to HK$22,199!
⠀⠀

Simply submit all required loan documents, apply for a loan amount of HK$200,000 or above with a repayment tenor of 12 months or above, and choose either HK$800 Cash Reward or HK$800 Apple Store Gift Card.
⠀⠀

✨ 【Limited-Time Drawdown Reward Upgrade】
New customers who successfully apply during the promotion period and draw down designated amount on or before 30 November 2026 can choose HK$17,300 Apple Store Gift Card / ParknShop e-Vouchers / HKTVmall e-Vouchers / Cash, or designated gifts worth up to HK$9,999, including Dyson new products or a 360° drone; customers who successfully apply for a loan amount of HK$500,000 or above and draw down on or before 30 November 2026 can also receive an extra Apple AirPods 5 (Value: HK$1,099), bringing the rewards to the next level!

💰 【October Spending Plan — Total Rewards Up to HK$22,199 — Get HK$800 Cash / Apple Store Gift Card + Up to HK$18,399 Drawdown Rewards + HK$3,000 Citi Drawdown Reward!】
After back-to-school expenses, festive planning and daily family spending, October is the perfect time to review your budget and keep your cash flow more flexible. From 19 October to 31 October 2026, customers who successfully apply for and draw down a Citi Speedy Cash / Citi Tax Season Loan / Citi Card Debt Consolidation Loan via MoneySmart can enjoy total rewards worth up to HK$22,199!
⠀⠀

Simply submit all required loan documents, apply for a loan amount of HK$200,000 or above with a repayment tenor of 12 months or above, and choose either HK$800 Cash Reward or HK$800 Apple Store Gift Card.
⠀⠀

✨ 【Limited-Time Drawdown Reward Upgrade】
New customers who successfully apply during the promotion period and draw down designated amount on or before 30 November 2026 can choose HK$17,300 Apple Store Gift Card / ParknShop e-Vouchers / HKTVmall e-Vouchers / Cash, or designated gifts worth up to HK$9,999, including Dyson new products or a 360° drone; customers who successfully apply for a loan amount of HK$500,000 or above and draw down on or before 30 November 2026 can also receive an extra Apple AirPods 5 (Value: HK$1,099), bringing the rewards to the next level!