- Cash back on spending at designated stores of HKTVmall
- 5%
- Cash back on local spend
- 5%
- MoneySmart Exclusive Offer
- Up to HK$3,349
【SC Smart Card Offer: Total rewards amount is as high as HK$3,999!】 New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get extra HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP supermarket vouchers or HK$1,200 Uber vouchers or Samsung Galaxy Tab A9 (retail value: HK$1,288) or Bose QuietComfort® 45 Headphones (retail value: HK$2,499)! From now to 31 December 2023, enjoy 8% cashback at PARKnSHOP and its designated retail stores and PNS eSHOP.
[Referral Program] After applying for the card, get extra HK$300PARKnSHOP supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Min. Annual Salary
- HK$240,000
- Upon meeting local and overseas spending goal*
- HK$3/mile
- Annual Fee Waiver
- First-Year
From now until 31 December, customers who successfully apply for DBS Blackworld Mastercard via MoneySmart, can enjoy HK$500 Apple Store Gift Card/ Klook Voucher/ PARKnSHOP Supermarket Voucher! You can also earn the bank welcome offer of up to 42,000 miles at the same time!
【Apple fans - Attention!】Shop at Apple Store with Flexi Shopping: Save on handling fees in 6 to 60-month instalments and get a chance to win a 100% cash rebate on Apple Store spending!

- Min. Annual Salary
- HK$96,000
- Cash Back on Dining, Online and Foreign Currency Spending
- 6%
- Annual Fee Wavier
- First-Year
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
From now until 31 December, apply for designated cards through MoneySmart(DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher!

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)

- Minimum Income Requirements
- HK$120,000
- Rewards on local spend
- 2% Cashback
- Annual Fee Waiver
- First-Year
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 60,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749) ! Enjoy up to 63,000 welcome miles!

- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 5X points
- Annual Fee Waiver
- First-Year
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 100,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749)! Enjoy up to 103,000 welcome miles!

- Min. Annual Salary
- HK$96,000
- All year round Cash rebate on WeChat HK Wallet, UnionPay App and RMB Spending
- 4%
- Basic Cash Back
- 0.5%
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 80,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749)! Enjoy up to 83,000 welcome miles!

- Min. Annual Salary
- HK$0
- Cash back on local or oversea spending
- 2%
- Annual Fee Waiver
- First 5 Years
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Minimum Income Requirements
- HK$120,000
- Rewards on local spend
- HK$8 = 1 mile
- Annual Fee Waiver
- First-Year
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on selected spending categories
- 5.4%
- +FUN Dollars rebate on online retail transaction
- 5%
- Min. Annual Salary
- HK$96,000
- Rewards on local spend
- 1.5% Cashback
- Annual Fee Waiver
- First-Year
- Minimum Income Requirements
- HK$120,000
- Rewards on local spend
- 0.5% Cashback
- Annual Fee Waiver
- First-Year
【Limited time offer】 From now until 2 January 2024, upon successful application of the Citi Octopus Platinum Card via MoneySmart and eligible spending of HK$1,000 after card issuance, new customers can enjoy an exclusive reward of HK$600 Apple Store Gift Card or HK$600 HKTVmall Vouchers or HK$600 PARKnSHOP Supermarket Vouchers
Tips on how to earn even more! Add Citi Octopus to iPhone/Apple Watch and conduct at least one Automatic Add Value Service transaction to earn extra HK$100 Octopus Top-up Value!

- Min. Annual Salary
- HK$150,000
- Rewards on local spend
- 1% Cashback
- Annual Fee Waiver
- First 2 Years
【Welcome offer Exclusive for MoneySmart Users】From now until 31 December 2023, New Dah Sing Credit Cardholder to get extra HK$150 PARKnSHOP supermarket vouchers or HKTVmall e-Voucher upon approval on the credit card! Total up to HK$650 rewards including Dah Sing Bank welcome offer.
Each Eligible Cardholder is entitled to HK$500 cash rebate upon accumulating Eligible Spending of HKD5,000 or above, and making at least 5 Eligible Spending transactions, within the first 2 months from the date of the Bank's issuance of the Eligible Card.

- Min. Annual Salary
- HK$150,000
- Rewards on local spend
- 1.2% Cashback
- Annual Fee Waiver
- First-Year
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- HK$6 = 1 Avios
- Miles Conversion (oversea spend)
- $6 = 1.5 Avios
【MoneySmart Exclusive】From now until 31 December 2023, New Dah Sing Credit Cardholders are entitled to get an extra HK$100 PARKnSHOP supermarket voucher/ HKTVmall e-Voucher upon approval on the designated credit card (Dah Sing British Airways Platinum Card/ Dah Sing ANA World Mastercard. Dah Sing United MileagePlus World MasterCard)!

- Min. Annual Salary
- HK$300,000
- Cash back on selected online spending
- 1.67%
- Annual Fee Waiver
- First-Year