Best DBS Credit Cards with Annual Fee Waiver in Hong Kong 2025

MoneySmart Exclusive

Up to 8% rebate on local supermarkets

DBS COMPASS VISA

Min. Annual Salary: ^HK$100,000
Cash back on designated local spend: 1％
Miles Conversion (local spend): HK$10 = 1 Mile

Apply and redeem any of these rewards

From now until 31 July 2025, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem 🆕 1,000 Asia Miles or HK$200 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)!

Valid until 31 Jul 2025 - See more details below

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MoneySmart Exclusive

Redeem various mileage points without any fee

DBS Black World Mastercard

Welcome Offer: Up to 32,000 miles
Upon meeting overseas spending goal*: HK$2/mile
Octopus Card AAVS Rebate: 2,000 miles

Apply and redeem any of these rewards

【⚡️Unleash Your Wanderlust: HK$500 vouchers & Awesome Extras Await!】
From now until 31 July 2025, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem 🆕 2,500 Asia Miles or HK$500 vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards and up to 30,000 miles!
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【📣 BREAKING: 2025 Rewards Upgrade!】 DBS lowered the spending threshold to HK$20,000 monthly (vs HK$80,000 quarterly in 2024), making it EASIER THAN EVER to earn miles on your overseas spending!