- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Rewards on local spend
- HK$8 = 1 mile
- Annual Fee Waiver
- First-Year
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 1%
- Annual Fee Waiver
- First-Year
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Rewards on local spend
- 0.5% Cashback
- Annual Fee Waiver
- First-Year
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Minimum Income Requirements
- $0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%