Best Citibank Digital Wallet Credit Cards in Hong Kong 2026

We found 6 Citibank credit cards for you!

3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on local spending on dining and hotels
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 30 Jun 2026

2% foreign currency rebate
First Year Annual Fee Waiver
Annual Fee
Unlimited 2%
Rebate on Overseas Spending & Local Dining
Unlimited 1%
Rebate on Local Spending
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 30 Jun 2026

APPLY NOW for Citi Cash Back Card
on Citibank's secure site
Free travel insurance and airport lounges access
HK$120,000
Minimum Income Requirements
HK$8/ mile
Miles Conversion (Digital Wallets)
N.A.
Cash back on digital wallets
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 30 Jun 2026

APPLY NOW for Citi PremierMiles Card
on Citibank's secure site
3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on Shopping & Entertainment Transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

【Flash Offer】Grab Trip.com Hotel & Flight Promo Codes + HK$2,000 Vouchers or Upgraded Gifts Worth Up to HK$5,200! 🎉
From 23 June to 30 June 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards 🎁:
✈️ 8× Plaza Premium Lounge APAC 3-hour Access Pass (Total value: HK$5,200)
✈️ 4× Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Total value: HK$4,600)
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388)
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398)
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers⠀⠀

 

+ Trip.com 8% 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 30 Jun 2026

APPLY NOW for Citi Rewards MasterCard
on Citibank's secure site
HK$120,000
Minimum Income Requirements
4%
Cash back on local spending (Designated HKT merchants and Designated Merchants)
1%
Cash back on other local spending

Earn cashback from digital wallets
N/A
N/A
N/A

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Best Citibank Digital Wallets Credit Cards

Citibank Credit CardsRebate Rate Rebates on everyday spending
Citibank Credit CardsCiti Prestige CardRebate Rate HK$6 = 1 mileRebates on everyday spending HK$6 = 1 mile
Citibank Credit CardsCiti PremierMiles CardRebate Rate HK$8 = 1 mileRebates on everyday spending HK$8 = 1 mile
Citibank Credit CardsCiti Cash Back CardRebate Rate 1%Rebates on everyday spending 2%
Citibank Credit CardsCiti Rewards CardRebate Rate HK$15 = 1 mileRebates on everyday spending HK$3 = 1 mile

Citibank No Cost Welcome Offers

Most credit cards do not consider transactions on digital wallets as qualifying for welcome offers, except for a few banks including Citibank. New customers can enjoy welcome offers at no extra cost if designated spending requirements are met on digital wallets within 2 months of card issuance. However, it is worth noting that there is a monthly top-up/ transfer limit. In other words, to earn welcome offers at no cost, cardholders need to carry out transactions on more than one digital wallet.

Citibank Credit Card Monthly Cap for Digital Wallets

Cardholders can earn rewards with Citibank Credit Card for top-up or money transfer. However, there is a monthly cap for each platform. MoneySmart has put together the monthly cap for the top 3 digital wallets as follows:

PayMe

Cardholders can top up PayMe using Citibank credit cards. The monthly cap has decreased from HK$5,000 to HK$2,000.

Wechat Pay HK

Cardholders can transfer money on the app. The monthly cap is HK$1,000.

AlipayHK

Cardholders can make money transfer on the app. The monthly cap is HK$2,000.

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Citibank Digital Wallets Monthly Rebate Cap

Citi Prestige Card

  • PayMe: 333 miles
  • AlipayHK: 333 miles
  • Wechat Pay HK: 166 miles
  • Citi PremierMiles Card

  • PayMe: 250 miles
  • AlipayHK: 250 miles
  • Wechat Pay HK: 125 miles
  • Citi Cash Back Card

  • PayMe: HK$20
  • AlipayHK: HK$20
  • Wechat Pay HK: HK$10
  • Citi Rewards Card

  • PayMe: 133 miles
  • AlipayHK: 133 miles
  • Wechat Pay HK: 66 miles
  • FAQ

    Which digital wallets can I bind my Citibank cards with?

    You can bind your Citibank cards with most digital wallets including PayMe, AlipayHK, Wechat Pay HK and O! ePay.

    Are students qualified to apply for Citibank credit cards?

    Yes. As long as you are a full-time student of a degree/diploma program of a Hong Kong Tertiary Institution and aged 18 or above, you are qualified to apply for the Citi Clear Student Card.

    What rewards can I redeem Citi points for?

    Citi points can be used to offset purchases or redeem for a wide range of rewards such as merchandise or gift vouchers, etc.

    Which Citibank credit cards are eligible for rewards on digital wallets?

    All Citibank cards including Citi Prestige Card, Citi PremierMiles Card, Citi Cash Back Card, Citi Rewards Card, Citi Clear Card and Citi Octopus Platinum Card are eligible for rewards on digital wallets.