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Most credit cards do not consider transactions on digital wallets as qualifying for welcome offers, except for a few banks including Citibank. New customers can enjoy welcome offers at no extra cost if designated spending requirements are met on digital wallets within 2 months of card issuance. However, it is worth noting that there is a monthly top-up/ transfer limit. In other words, to earn welcome offers at no cost, cardholders need to carry out transactions on more than one digital wallet.
Cardholders can earn rewards with Citibank Credit Card for top-up or money transfer. However, there is a monthly cap for each platform. MoneySmart has put together the monthly cap for the top 3 digital wallets as follows: