- Minimum Income Requirements
- HK$0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%
- MoneySmart Exclusive Rewards
- HK$400
- Rebate on transportation fare payments
- 15%
- Tunnel tolls and parking fee rebate
- 5%
- Minimum Income Requirements
- HK$0
- Cash back on Wallet transactions
- 5X points
- Cash back on contactless payments
- 3X points
- Welcome Offer
- HK$600
- Cash back on overseas spend
- 0.5%
- Cash back on local spend
- 0.5%