Best Citibank Student Credit Cards in Hong Kong

Compare Citibank credit cards for students in Hong Kong to earn welcome offers, special student discounts, rewards and more. Apply student credit card with no income proof needed. Read More
We found 4 Citibank Credit Cards for you!
Citi Cash Back Card (Student)
Earn cashback from digital wallets
Minimum Income Requirements
HK$0
Cash back on local spend
2%
Cash back on overseas spend
2%
Read More
Citi Octopus Platinum Card
Up to 15% transport fare rebate
Welcome Offer
HK$600
Cash back on overseas spend
0.5%
Cash back on local spend
0.5%
Read More
Citi Octopus Platinum Card (Student)
MoneySmart Exclusive Rewards
HK$400
Rebate on transportation fare payments
15%
Tunnel tolls and parking fee rebate
5%
Read More
Citi Rewards Card (Student)
Minimum Income Requirements
HK$0
Cash back on Wallet transactions
5X points
Cash back on contactless payments
3X points
Read More

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Citibank Student Credit Cards in Hong Kong

Credit CardMinimum SalaryBenefits
Citi Clear CardHK$60,000Buy-1-Get-1-Free movie tickets
Citi Rewards Visa CardHK$150,000Points that never expire

Can a Student Apply for a Citibank Credit Card?

Yes. Student credit card applicants are required to provide the front and back copies of student identity card at the time of application. A lighter colour mode is recommended when making the photocopy. Please be reminded to sign on the blank area. A maximum of 3 documents (in pdf/png/jpg/gif) with file size under 5MB can be submitted online.

Citibank Credit Card Fees

To keep spending in check, it is important to understand the common credit card fees including annual fees, card replacement fee, over-limit charge, late charge, etc.

Citibank Credit Card Fees

To keep spending in check, it is important to understand the common credit card fees including annual fees, card replacement fee, over-limit charge, late charge, etc.

Card Replacement Fee

Each time you request a new replacement card, HK$100 lost card replacement fee will be charged.

Over-limit Charge

If you exceed your credit limit, HK$180 will be charged per monthly statement.

Late Charge

A late charge of HK$250 or the amount of minimum payment due will be fined against the cardholder if payment is not received when due.

background image

Why Citibank Credit Cards?

With Citibank cards, cardholders can enjoy a wide range of offers:

Dining Offers

Citibank cardmembers can enjoy dining privileges at a host of participating restaurants throughout the year. Students can enjoy free drink upgrade at McCafe with Citibank Card. Other hot deals include free dinner buffet at Tiffin, 10% off the Food Gallery at The Langham, Hong Kong and 10% off Watson’s Wine, etc.

Travel Offers

Students can take advantage of the travel benefits Citibank offers. Cardholders can save up to 7% at Agoda, 9% at Expedia, 8% at Hotels.com, 20% off at KKday and 5% off at Klook, etc. Students can take advantage of the travel benefits Citibank offers. Cardholders can save up to 7% at Agoda, 9% at Expedia, 8% at Hotels.com, 20% off at KKday and 5% off at Klook, etc.

Shopping Offers

With Citibank card, cardholders can save at designated merchants such as GigaSports, D-mop, Sportshouse, Y-3, etc.

Citibank Student Credit Card Promotions

Citi Clear Student Card offers a wide array of year-round offers to students, including graduation bonus offers of an HK$500 Pacific Coffee Gift Card for updating occupation information, up to 2% cash rebate on online transactions, access to advanced tickets for entertainment shows and 2 for 1 cinema tickets at Cinema City.

Steps to Pay University Tuition Fee with Citibank Student Card

Step 1

Transfer Money to Credit Card

Student Credit Cards are usually approved for a lower credit limit because of no/ low income. Therefore, cardholders are required to increase the credit limit first. Cardholders can do so by putting cash to the credit card account in the cash deposit machine.

Step 2

Settle the Payment Online

The easiest way is to pay online through e-banking services. Cardholders need to ensure accuracy and completeness in the payment instructions to avoid delay in payment.

Step 3

Key in Details

Don’t forget to input below details when making the payment: Payee - "Name of the University", Your Student Number for "Bill Account No.", Bill type '01', and The tuition fee amount. If payment is made on Saturdays, Sundays, public holidays, it may be delayed to the next working day.

Citibank Student Cards Frequently Asked Questions

How can I enjoy the annual fee waiver for Citibank Card?

Citi Clear Student Card cardholders are charged HK$300 for annual fees. Cardholders can call the Citibank Customer Service Hotline at 2860 0333 to request a fee waiver.

How long is the approval process for Citibank student credit cards?

In general, provided that you have submitted all information and supporting documents for approval, it will take between 7-10 working days for your credit card to arrive by post.

How do I check the application status of my Citibank credit card?

To check your application status, you can call the Citibank Customer Service Hotline at 2860 0333. The shortcut to card application enquiry is 2>*2>2.

Can you earn cash rebate for tuition fee payment?

No. Online bill payment is considered as an ineligible transaction which will not be rewarded any basic cash rebate.

Can Student Cardholders enjoy cash rebate?

Yes. Citi Clear Student Card offers 0.4% basic cash rebate on everyday transactions and up to 2% cash rebate on online transactions. Also, cardholders can earn points for eligible transactions which can be redeemed for an array of rewards such as gift vouchers.