Best Citibank Student Credit Cards Hong Kong

Updated September 2019

University students - tired of topping up your debit card? Not to worry, Citibank banks also offer student promotions for credit cards from payment networks such as Samsung Pay, Mastercard, and Visa.

Popular Citibank Student Credit Card

HK$200 Voucher!

Citi Clear Card

$60,000

Min. Annual Salary

0.4%

Cash back on local spend

N.A

Miles Conversion (local spend)

MoneySmart Exclusive: HK$200 Voucher!Valid till 30 Sep 2019.
  • Welcome offer HK$600 Cash Rebate + Up to 2% cash rebate on online spending + Buy-1-Get-1-Free movie tickets + Priority booking on entertainment shows
MoneySmart Exclusive: HK$200 Voucher!Valid till 30 Sep 2019.

Student Features

  • 2% cash rebate on online spending
  • 0.4% basic cash rebate for local or foreign currency spending
  • Buy-1-Get-1-Free 3D and 2D movie tickets at Cinema City Langham and Cinema City Victoria
  • 10% off Citi Studio 4DX movie tickets
  • 12% off 3D / 2D / Atmos (if applicable) movie tickets at Cinema City Langham Place, Cinema City Chai Wan, Cinema City JP, Candy Park by Cinema City and Cinema City Victoria
  • 10% off concessions items
  • Priority booking on entertainment shows: JUSTIN MY BEAUTIFUL CURSE LIVE 2019
  • Complimentary medium-sized drink upgrade (e.g. coffee) at McCafe
  • 20% off 1-month intergrated english course at EF English Centers

Annual Interest Rate and Fees

Annual Interest Rate35.52%
Principle Annual FeeHK$180
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly Repayment1.50% of monthly balance + fees
Interest Free PeriodUp to 58 days

Minimum Income Requirements

Local ResidentHK$60,000
ForeignerHK$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave
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Best Citibank Student Credit Cards in Hong Kong 2019

Credit CardMinimum SalaryBenefits
Citi Clear CardHK$60,000Buy-1-Get-1-Free movie tickets
Citi Rewards Visa CardHK$150,000Points that never expire

Can a Student Apply for a Citibank Credit Card?

Yes. Student credit card applicants are required to provide the front and back copies of student identity card at the time of application. A lighter colour mode is recommended when making the photocopy. Please be reminded to sign on the blank area. A maximum of 3 documents (in pdf/png/jpg/gif) with file size under 5MB can be submitted online.

Citibank Credit Card Fees

To keep spending in check, it is important to understand the common credit card fees including annual fees, card replacement fee, over-limit charge, late charge, etc.

Citibank Credit Card Fees

To keep spending in check, it is important to understand the common credit card fees including annual fees, card replacement fee, over-limit charge, late charge, etc.

Card Replacement Fee

Each time you request a new replacement card, HK$100 lost card replacement fee will be charged.

Over-limit Charge

If you exceed your credit limit, HK$180 will be charged per monthly statement.

Late Charge

A late charge of HK$250 or the amount of minimum payment due will be fined against the cardholder if payment is not received when due.

Why Citibank Credit Cards?

With Citibank cards, cardholders can enjoy a wide range of offers:

Dining Offers

Citibank cardmembers can enjoy dining privileges at a host of participating restaurants throughout the year. Students can enjoy free drink upgrade at McCafe with Citibank Card. Other hot deals include free dinner buffet at Tiffin, 10% off the Food Gallery at The Langham, Hong Kong and 10% off Watson’s Wine, etc.

Travel Offers

Students can take advantage of the travel benefits Citibank offers. Cardholders can save up to 7% at Agoda, 9% at Expedia, 8% at Hotels.com, 20% off at KKday and 5% off at Klook, etc. Students can take advantage of the travel benefits Citibank offers. Cardholders can save up to 7% at Agoda, 9% at Expedia, 8% at Hotels.com, 20% off at KKday and 5% off at Klook, etc.

Shopping Offers

With Citibank card, cardholders can save at designated merchants such as GigaSports, D-mop, Sportshouse, Y-3, etc.

Citibank Student Credit Card Promotions

Citi Clear Student Card offers a wide array of year-round offers to students, including graduation bonus offers of an HK$500 Pacific Coffee Gift Card for updating occupation information, up to 2% cash rebate on online transactions, access to advanced tickets for entertainment shows and 2 for 1 cinema tickets at Cinema City.

Steps to Pay University Tuition Fee with Citibank Student Card

Step 1

Transfer Money to Credit Card

Student Credit Cards are usually approved for a lower credit limit because of no/ low income. Therefore, cardholders are required to increase the credit limit first. Cardholders can do so by putting cash to the credit card account in the cash deposit machine.

Step 2

Settle the Payment Online

The easiest way is to pay online through e-banking services. Cardholders need to ensure accuracy and completeness in the payment instructions to avoid delay in payment.

Step 3

Key in Details

Don’t forget to input below details when making the payment: Payee - "Name of the University", Your Student Number for "Bill Account No.", Bill type '01', and The tuition fee amount. If payment is made on Saturdays, Sundays, public holidays, it may be delayed to the next working day.

Citibank Student Cards Frequently Asked Questions

How can I enjoy the annual fee waiver for Citibank Card?

Citi Clear Student Card cardholders are charged HK$300 for annual fees. Cardholders can call the Citibank Customer Service Hotline at 2860 0333 to request a fee waiver.

How long is the approval process for Citibank student credit cards?

In general, provided that you have submitted all information and supporting documents for approval, it will take between 7-10 working days for your credit card to arrive by post.

How do I check the application status of my Citibank credit card?

To check your application status, you can call the Citibank Customer Service Hotline at 2860 0333. The shortcut to card application enquiry is 2>*2>2.

Can you earn cash rebate for tuition fee payment?

No. Online bill payment is considered as an ineligible transaction which will not be rewarded any basic cash rebate.

Can Student Cardholders enjoy cash rebate?

Yes. Citi Clear Student Card offers 0.4% basic cash rebate on everyday transactions and up to 2% cash rebate on online transactions. Also, cardholders can earn points for eligible transactions which can be redeemed for an array of rewards such as gift vouchers.