- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 5X points
- Miles Conversion (online shopping)
- HK$6 = 1 Mile
- Minimum Income Requirements
- HK$120,000
- QuickPass Transactions
- 3X Points
- Miles Conversion (local spend)
- $5 = 1 Mile
- MoneySmart Limited Time Offer
- HK$1,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Minimum Income Requirements
- HK$120,000
- Cash back on online spending
- 2%
- Miles Conversion (online shopping)
- N/A