- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Own the Top-Rated Smartwatch, Stay for the Magic✨】
From now until 3 June 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn the limited-time hot item: [🌟4.5-Star Rated] Garmin Forerunner 165 Music GPS Smart Watch (Value: HK$2,699) or [🐭Newly added] 3 x Hong Kong International Theme Park 1-Day Ticket (General Admission) (Value: HK$2,007) or the exciting rewards below:
・[Limited-time] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Round-trip Air Ticket from Hong Kong to Taipei on Cathay Pacific/ Seoul on Hong Kong Airline, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【🔥MoneySmart Exclusive: Own the Top-Rated Smartwatch, Stay for the Magic✨】
From now until 3 June 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn the limited-time hot item: [🌟4.5-Star Rated] Garmin Forerunner 165 Music GPS Smart Watch (Value: HK$2,699) or [🐭Newly added] 3 x Hong Kong International Theme Park 1-Day Ticket (General Admission) (Value: HK$2,007) or the exciting rewards below:
・[Limited-time] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Round-trip Air Ticket from Hong Kong to Taipei on Cathay Pacific/ Seoul on Hong Kong Airline, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 1%
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【🔥MoneySmart Exclusive: Own the Top-Rated Smartwatch, Stay for the Magic✨】
From now until 3 June 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn the limited-time hot item: [🌟4.5-Star Rated] Garmin Forerunner 165 Music GPS Smart Watch (Value: HK$2,699) or [🐭Newly added] 3 x Hong Kong International Theme Park 1-Day Ticket (General Admission) (Value: HK$2,007) or the exciting rewards below:
・[Limited-time] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Round-trip Air Ticket from Hong Kong to Taipei on Cathay Pacific/ Seoul on Hong Kong Airline, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!

- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%