- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
【Make Every Grocery Trip Count】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,500 within 30 days after card issuance, can enjoy an extra 15,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 15,000 SmartPoints to fully redeem HK$1,500 vouchers (over 20+ brand vouchers including Apple / Wellcome/ Klook etc) or BRUNO BOE053-BGY Oval Hot Plate (Value: $1,598) or Jollying 24" Pebble Collapsible Suitcase Foldable Luggage (Retail Value: HK$1,499) from our Rewards Store. Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on selected spending categories
- 6%
- +FUN Dollars rebate on Online Retail Transaction
- 5%
【Limited-time Offer: Earn the POLAROID Instant Camera 📸 or HK$1,300 Cash Coupon!】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard via MoneySmart simply spend HK$1,200 within 30 days after card issuance, can enjoy an extra POLAROID Now+ i-Type Instant Camera (Retail Value : HK$1,599) or German Pool Multifunctional Cordless Vacuum Cleaner (Retail Value: HK$1,380) or Jollying 24" Pebble Collapsible Suitcase Foldable Luggage (Retail Value: HK$1,499) or HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP Supermarket voucher!
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【MMPOWER Super Deal】From now until 31 December, 2025, customers who earn 6% +FUN Dollars in overseas foreign currencies spending, 5% +FUN Dollars in online retail spending and 1% +FUN Dollars in your selected spending categories upon meeting accumulative monthly eligible retail spending of HKD5,000, can earn up to $500 +FUN Dollars per month! You can also enjoy up to $700 +FUN Dollars welcome offer upon meeting the designated spending requirements! Existing cardholders can get HK$700 PARKnSHOP Supermarket voucher through spending HK$700!
