【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 15 October, new credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard® via MoneySmart, simply spend HK$1,200 within 30 days after card issuance, can enjoy an extra 12,000 SmartPoints; existing customers who spend HK$900 within 30 days after card issuance, can also enjoy extra 9,000 SmartPoints!
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New customers can use 12,000 SmartPoints to fully redeem HK$1,200 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or POLAROID Now+ i-Type Instant Camera + 5 lens filters (Value : HK$1,599) or German Pool Multifunctional Cordless Vacuum Cleaner (Value: HK$1,380) from our Rewards Store. You can also top-up to redeem AirPods 4 with Active Noise Cancellation (Value: HK$1,499). Existing customers can use 9,000 SmartPoints to fully redeem a German Pool Capsule Coffee Maker CMC-101 (Retail Value: HK$1,580) or HK$900 vouchers. Explore more other options available at our Rewards Store!
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【MMPOWER Super Deal】From now until 31 December, 2025, customers who earn 6% +FUN Dollars in overseas foreign currencies spending, 5% +FUN Dollars in online retail spending and 1% +FUN Dollars in your selected spending categories upon meeting accumulative monthly eligible retail spending of HK$5,000!

【Make Every Grocery Trip Count】
From now until 15 October, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$800 within 30 days after card issuance, can enjoy an extra 8,000 SmartPoints; existing customers who spend HK$600 within 30 days after card issuance, can also enjoy extra 6,000 SmartPoints!
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New customers can use 8,000 SmartPoints to fully redeem HK$800 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or Apple HomePod mini (Value: HK$749) or De'Longhi KBOV2001 Icona Vintage Series Water Kettle (Value: HK$888), you can also top-up to redeem BRUNO Compact Hot Plate - White (Value: HK$998) from our Rewards Store. Existing customers can use 6,000 SmartPoints to fully redeem a CMF By Nothing WATCH PRO D395 (Retail Value: HK$549) or HK$600 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!