We found 2 Hang Seng Bank Credit Cards for you!
Bank Promo
- Min. Annual Salary
- HK$150,000
- Cash back on online spending
- 1.5%
- Miles Conversion (online shopping)
- N/A
Bank Promo: Up to 80,000 reward points (=HK$400) Valid till 31 Dec 2020.
Online Shopping Features
- One-Time Password (OTP) service for fast and secure online shopping transactions
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
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Bank Promo
Get 5% cash dollars rebate on designated spending
- Min. Annual Salary
- HK$150,000
- Cash back on online spendingAre there limits for this 5% rebate?This card offers Cash Dollars as a cashback, meaning it's different from other cash back credit cards that can deduct card debts directly. Cardholders can use Cash Dollars at designated merchants to offset the spending. Note that Cash Dollars expire after a certain period, which you can check on the credit card bills.
- 5%
- Miles Conversion (online shopping)
- N/A
Bank Promo: 【Summer Offer】Enjoy up to $3,450 Cash Dollars! Valid till 30 Aug 2020.
Online Shopping Features
- Up to 5% Cash Dollars rebate in mobile payment, online shopping and overseas spending
- Single net spending will be eligible if transaction amount is equivalent to HK$300 or above
- Get offers by purchasing MCL movie tickets online
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
| Mastercard |
|---|