We found 5 Credit Cards for you!
Bank Promo
Get 5% cash dollars rebate on designated spending
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- 4.4%
- Cash back on local spend
- 4.4%
Bank Promo: From 6 April to 7 June 2020, simply spend with your Hang Seng Credit Card at Marathon Sports, GigaSports and Catalog in Hong Kong, and Marathon Sports or Catalog online stores to enjoy the special offers Valid till 07 Jun 2020.
Welcome Offers Features
- Welcome offer up to 8 movie tickets or up to $700 Cash Dollars
- Starting from month of successful registration until 30 June 2020, accumulate eligible transactions to HK$3,000 with registered MPOWER Card, designated transactions can earn 5% Cash Dollars Rebate (Up to $3,000 Cash Dollars) during the whole promotion period. If you choose $700 Cash Dollars as welcome gift, you can enjoy up to $3,700 Cash Dollars.
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
| Mastercard |
|---|
Bank Promo
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 1％
Bank Promo: From 6 April to 7 June 2020, simply spend with your Hang Seng Credit Card at Marathon Sports, GigaSports and Catalog in Hong Kong, and Marathon Sports or Catalog online stores to enjoy the special offers Valid till 07 Jun 2020.
Welcome Offers Features
- $300 enJoy Dollars for new Hang Seng credit card customers
- Additional $100 enJoy Dollars for cardholders who apply for enJoy card via online application
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 4%
Welcome Offers Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 4%
Welcome Offers Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 4%
Welcome Offers Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|