We found 5 Hang Seng Bank Credit Cards for you!
Bank Promo
Get 5% cash dollars rebate on designated spending
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 5%
Bank Promo: 【Summer Offer】Enjoy up to $3,450 Cash Dollars! Valid till 30 Aug 2020.
Welcome Offers Features
- Welcome offer up to 8 movie tickets or up to $700 Cash Dollars
- Starting from month of successful registration until 30 June 2020, accumulate eligible transactions to HK$3,000 with registered MPOWER Card, designated transactions can earn 5% Cash Dollars Rebate (Up to $3,000 Cash Dollars) during the whole promotion period. If you choose $700 Cash Dollars as welcome gift, you can enjoy up to $3,700 Cash Dollars.
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
| Mastercard |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 1％
Welcome Offers Features
- $300 enJoy Dollars for new Hang Seng credit card customers
- Additional $100 enJoy Dollars for cardholders who apply for enJoy card via online application
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 4%
Welcome Offers Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 4%
Welcome Offers Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (local spend)
- N/A
- Cash back on local spend
- 4%
Welcome Offers Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|