【Make Every Grocery Trip Count】
From now until 15 September, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,200 within 30 days after card issuance, can enjoy an extra 12,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 12,000 SmartPoints to fully redeem HK$1,200 vouchers (over 20+ brand vouchers including Apple / Wellcome/ Klook etc) or Outin Nano Portable Espresso (Value: HK$1,068), you can also top-up to redeem SAMSUNG Galaxy Tab A9 (WIFI-64GB) (Value: HK$1,288) or Apple AirPods (3rd generation) (Value: HK$1,499) from our Rewards Store. Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!

【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 30 September, new credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard® via MoneySmart, simply spend HK$1,000 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / Wellcome/ Klook etc) or POLAROID Now+ i-Type Instant Camera (Value : HK$1,599) or German Pool Multifunctional Cordless Vacuum Cleaner (Value: HK$1,380) from our Rewards Store. Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【MMPOWER Super Deal】From now until 31 December, 2025, customers who earn 6% +FUN Dollars in overseas foreign currencies spending, 5% +FUN Dollars in online retail spending and 1% +FUN Dollars in your selected spending categories upon meeting accumulative monthly eligible retail spending of HK$5,000!
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!

【Earn and Spend: Use +FUN Dollars to Unlock Flights, Hotel Accommodations and Travel Dreams Anytime!】
From now until 30 September 2024, apply for the Travel+ Visa Signature Card via MoneySmart, you can enjoy an extra 1,000 SmartPoints and free to redeem HK$100 vouchers (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
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From now till 31 December 2024, enjoy up to 7% +FUN Dollars upon registering for 2024 Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Program and meeting accumulative monthly eligible spending of HKD6,000 in Japan, Korea, Thailand, Singapore and Australia. You can earn up to $500 +FUN Dollars per month! Meanwhile, you can also enjoy discount for hotel and flight booking at Expedia, Agoda and Trip.com. Terms and Conditions apply.
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【🤝🏻Stack Your Rewards: HK$100 for Every Referral, Unlimited Earnings】
If you have successfully applied for a credit card through MoneySmart during 1 Jan 2023 - 31 Jul 2024 and are entitled to MoneySmart exclusive rewards, you can earn an additional 1,000 points (equivalent to HK$100) by referring a friend or yourself to successfully apply for a specified credit card on or before 30 Sep! Enjoy limitless rewards - the more you refer, the more you earn!