- Annual Principal Fee
- Perpetual annual fee waiver
- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- 2.4% Cash Dollars rebate for Tuition Fee Payment
【Limited Time Offer】Until 10 Feb, apply for the designated Hang Seng Credit Card via MoneySmart and simply spend any amount within a month, to get an extra HK$500 Apple Gift Card or HK$500 Supermarket vouchers or [Newly added!] HK$500 Klook Coupon.