Best Hang Seng Bank Credit Cards in Hong Kong

Compare Hang Seng Bank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
We found 3 Hang Seng Bank Credit Cards for you!
Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash
Annual fees
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points

【Make Every Grocery Trip Count】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$1,500 within 30 days after card issuance, can enjoy an extra 15,000 SmartPoints; existing customers who spend HK$700 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!



New customers can use 15,000 SmartPoints to fully redeem HK$1,500 vouchers (over 20+ brand vouchers including Apple / Wellcome/ Klook etc) or BRUNO BOE053-BGY Oval Hot Plate (Value: $1,598) or Jollying 24" Pebble Collapsible Suitcase Foldable Luggage (Retail Value: HK$1,499) from our Rewards Store. Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!



【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!

Valid until 31 Jul 2024 - See more details below
Apply Now
Hang Seng Travel+ Visa Signature Card
MoneySmart Exclusive
Overseas Spending up to 7% Reward
Promotion ends in
Annual Fee
Perceptual Annual Fee Waiver
+FUN Dollars Rebate on Foreign Currency Spending
Up to 7%
+FUN Dollars Rebate on Local Dining & Transportation Spending
5%

【Limited-time Offer】From now until 22 July 2024, apply for the Travel+ Visa Signature Card via MoneySmart, you can enjoy an extra 1,000 SmartPoints and free to redeem HK$100 vouchers (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc). Click hereto explore limitless possibilities (T&C applied)!



From now till 31 December 2024, enjoy up to 7% +FUN Dollars upon registering for 2024 Hang Seng Travel+ Visa Signature Card +FUN Dollars Reward Program and meeting accumulative monthly eligible spending of HKD6,000 in Japan, Korea, Thailand, Singapore and Australia. You can earn up to $500 +FUN Dollars per month! Meanwhile, you can also enjoy discount for hotel and flight booking at Expedia, Agoda and Trip.com. Terms and Conditions apply.



【Catch your flight with a refreshing coffee in Starbucks✈️!】From 1 May to 31 Dec 2024, simply make the payment with a physical Hang Seng Travel+ Visa Signature card, you can use HKD10 to redeem a selected combo set worth up to HKD90 at all Starbucks stores in the Hong Kong International Airport. Terms and Conditions apply.



Travelsure Protection Plan up to 10x +FUN Dollars, plus premium discount
Terms and Conditionsapply. The above general insurance plan is underwritten by Chubb Insurance Hong Kong Limited.

Valid until 22 Jul 2024 - See more details below
Apply Now
Hang Seng MMPOWER World Mastercard®
MoneySmart Exclusive
Get 6% +FUN Dollars on overseas spending
Annual fee
Perpetual annual fee waiver
+FUN Dollars rebate on selected spending categories
6%
+FUN Dollars rebate on Online Retail Transaction
5%

【Limited-time Offer: Earn the POLAROID Instant Camera 📸 or HK$1,300 Cash Coupon!】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard via MoneySmart simply spend HK$1,200 within 30 days after card issuance, can enjoy an extra POLAROID Now+ i-Type Instant Camera (Retail Value : HK$1,599) or German Pool Multifunctional Cordless Vacuum Cleaner (Retail Value: HK$1,380) or Jollying 24" Pebble Collapsible Suitcase Foldable Luggage (Retail Value: HK$1,499) or  HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP Supermarket voucher!



【MMPOWER Super Deal】From now until 31 December, 2025, customers who earn 6% +FUN Dollars in overseas foreign currencies spending, 5% +FUN Dollars in online retail spending and 1% +FUN Dollars in your selected spending categories upon meeting accumulative monthly eligible retail spending of HKD5,000, can earn up to $500 +FUN Dollars per month! You can also enjoy up to $700 +FUN Dollars welcome offer upon meeting the designated spending requirements! Existing cardholders can get HK$700 PARKnSHOP Supermarket voucher through spending HK$700!

Valid until 31 Jul 2024 - See more details below
Apply Now

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Best Hang Seng Credit Cards in Hong Kong 2022

Credit CardMinimum Annual SalaryBenefits
Hang Seng enJoy CardHK$150,000Up to 2.4% Cash Dollars rebate on overseas spending and online shopping
Hang Seng MPOWER CardHK$150,000Up to 4.4% Cash Dollars rebate in mobile payment
Hang Seng Visa Platinum CardHK$150,000Earn $1 Cash Dollar for every HK$250 in retail spend
Hang Seng enJoy CardHK$150,000Up to 2.4% Cash Dollars rebate on overseas spending and online shopping

Hang Seng Credit Card Offers and Promotions

Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. What’s more, cardholders can earn Cash Dollars and Merchant Dollars for everyday purchase to offset spending.

Credit Card Dining Offers

With Hang Seng credit card, cardholders can enjoy a host of dining offers on à la carte menu, lunch, afternoon tea, dinner buffets, etc. throughout the year at a wide range of participating five-star hotels and famous restaurants such as Sheraton, The Mira, W Hong Kong, etc.

Credit Card Shopping Offers

Shop with Hang Seng credit cards to enjoy an array of shopping discounts, free delivery and complimentary gifts upon purchase at selected merchants such as FORTRESS, YOOX, 3DG Jewellery, mydress.com, American Tourister, Arome Bakery. Etc.

Cash Dollars & Merchant Dollars

Cardholders can earn Cash Dollars when making eligible purchases with Hang Seng credit cards, which can be used as instant cash to offset spending at over 7,600 participating merchants in town such as IKEA, Shell, 7-ELEVEN, etc. Furthermore, cardholders can earn Merchant Dollars at selected merchants such as Sa Sa, Mirabell, etc. in addition to Cash Dollars for every spending.

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Hang Seng Credit Card Hotline

To speak to a Hang Seng credit card customer service representative, please call Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3>8>4>8. If you request to have your annual fee waived, please enter 3>. For reporting credit card loss, please enter 3 to report.

Hang Seng Credit Card Designated Merchants

Hang Seng credit card holders can earn Cash Dollars which can be used as instant cash both online and offline at participating merchants across Hong Kong. Furthermore, cardholders can earn Merchant Dollars in addition to Cash Dollars for every spending at designated merchants, which can be used at the same designated merchants as instant cash!

Supermarkets and Grocery Stores

Hang Seng credit card holders can use Cash Dollars as instant cash at participating supermarkets and grocery stores such as Wellcome, SOGO, Wing On, DCH Foods, etc.

Restaurants

With Hang Seng credit card, diners can enjoy Cash Dollars as instant cash at participating restaurants such as Regal Hotel, Royal Plaza Hotel, etc.

Online Shopping Merchants

Hang Seng offers Cash Dollars which can be used as instant cash at online Designated Merchants such as Chow Tai Fook, Bonjour, JHC, etc.

Hang Seng Credit Cards Frequently Asked Questions

Do Hang Seng Credit Cards have an Annual Fee Waiver?

To request for an annual fee waiver, you can try by calling Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3 >1.

What’s the Difference Between Cash Dollars and Merchant Dollars?

Cardholders can earn Cash Dollars for every spending with Hang Seng credit cards, which can be used to offset spending at over 7,600 designated merchant outlets throughout Hong Kong. At selected merchants such as Sa Sa, Mirabell, etc., cardholders can even earn Merchant Dollars in addition to Cash Dollars for every spending. Please note that Merchant Dollars can only be used at the same designated merchants as instant cash.

How do you Check the Status of a Hang Seng Credit Card Application?

You can call Hang Seng credit card customer service hotline at 2398 0000 to check your application status. The shortcut to card application enquiry is 3>8>4>8.