- Annual Principal Fee
- Perpetual annual fee waiver
- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- 2.4% Cash Dollars rebate for Tuition Fee Payment
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|Credit Card||Minimum Annual Salary||Benefits|
|Hang Seng enJoy Card||HK$150,000||Up to 2.4% Cash Dollars rebate on overseas spending and online shopping|
|Hang Seng MPOWER Card||HK$150,000||Up to 4.4% Cash Dollars rebate in mobile payment|
|Hang Seng Visa Platinum Card||HK$150,000||Earn $1 Cash Dollar for every HK$250 in retail spend|
Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. What’s more, cardholders can earn Cash Dollars and Merchant Dollars for everyday purchase to offset spending.
To speak to a Hang Seng credit card customer service representative, please call Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3>8>4>8. If you request to have your annual fee waived, please enter 3>. For reporting credit card loss, please enter 3 to report.
Hang Seng credit card holders can earn Cash Dollars which can be used as instant cash both online and offline at participating merchants across Hong Kong. Furthermore, cardholders can earn Merchant Dollars in addition to Cash Dollars for every spending at designated merchants, which can be used at the same designated merchants as instant cash!