Updated January 2020
Apply for Hang Seng Bank credit cards that suit your spending pattern the most to enjoy welcome offers, points, cash rebates, air miles, cash vouchers, gifts and many more while you spend.
|Annual Interest Rate||34.97%|
|Principle Annual Fee||HK$0|
|Supplementary Annual Fee||N/A|
|Minimum Monthly Repayment||N/A|
|Interest Free Period||Up to 56 days|
|Credit Card||Minimum Annual Salary||Benefits|
|Hang Seng enJoy Card||HK$150,000||Up to 2.4% Cash Dollars rebate on overseas spending and online shopping|
|Hang Seng MPOWER Card||HK$150,000||Up to 4.4% Cash Dollars rebate in mobile payment|
|Hang Seng Visa Platinum Card||HK$150,000||Earn $1 Cash Dollar for every HK$250 in retail spend|
Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. What’s more, cardholders can earn Cash Dollars and Merchant Dollars for everyday purchase to offset spending.
With Hang Seng credit card, cardholders can enjoy a host of dining offers on à la carte menu, lunch, afternoon tea, dinner buffets, etc. throughout the year at a wide range of participating five-star hotels and famous restaurants such as Sheraton, The Mira, W Hong Kong, etc.
Shop with Hang Seng credit cards to enjoy an array of shopping discounts, free delivery and complimentary gifts upon purchase at selected merchants such as FORTRESS, YOOX, 3DG Jewellery, mydress.com, American Tourister, Arome Bakery. Etc.
Cardholders can earn Cash Dollars when making eligible purchases with Hang Seng credit cards, which can be used as instant cash to offset spending at over 7,600 participating merchants in town such as IKEA, Shell, 7-ELEVEN, etc. Furthermore, cardholders can earn Merchant Dollars at selected merchants such as Sa Sa, Mirabell, etc. in addition to Cash Dollars for every spending.
To speak to a Hang Seng credit card customer service representative, please call Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3>8>4>8. If you request to have your annual fee waived, please enter 3>. For reporting credit card loss, please enter 3 to report.
Hang Seng credit card holders can earn Cash Dollars which can be used as instant cash both online and offline at participating merchants across Hong Kong. Furthermore, cardholders can earn Merchant Dollars in addition to Cash Dollars for every spending at designated merchants, which can be used at the same designated merchants as instant cash!
Hang Seng credit card holders can use Cash Dollars as instant cash at participating supermarkets and grocery stores such as Wellcome, SOGO, Wing On, DCH Foods, etc.
With Hang Seng credit card, diners can enjoy Cash Dollars as instant cash at participating restaurants such as Regal Hotel, Royal Plaza Hotel, etc.
Hang Seng offers Cash Dollars which can be used as instant cash at online Designated Merchants such as Chow Tai Fook, Bonjour, JHC, etc.
To request for an annual fee waiver, you can try by calling Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3 >1.
Cardholders can earn Cash Dollars for every spending with Hang Seng credit cards, which can be used to offset spending at over 7,600 designated merchant outlets throughout Hong Kong. At selected merchants such as Sa Sa, Mirabell, etc., cardholders can even earn Merchant Dollars in addition to Cash Dollars for every spending. Please note that Merchant Dollars can only be used at the same designated merchants as instant cash.
You can call Hang Seng credit card customer service hotline at 2398 0000 to check your application status. The shortcut to card application enquiry is 3>8>4>8.