Best AEON Credit Service Credit Cards in Hong Kong

Updated October 2019

Choosing a credit card that best fits you is overwhelming, but MoneySmart.hk will help you pick out a good AEON Credit Service credit card to complement your spending habits.

Popular AEON Credit Service Credit Cards

AEON Card JAL

HK$0

Min. Annual Salary

N.A.

Cash back on local spend

HK$6 = 1 Mile

Miles Conversion (local spend)

Key Features

  • New customer is entitled to 2% rebate, up to HK$500 upon credit spending or Interest-Free Card Instalment Plan of first HK$25,000 with the card within the first 60 days after the card approval and issuance
  • New Customer is entitled to 5,000 bonus mileage upon successfully applying for AEON Card JAL MasterCard within the promotion period and onboard JAL International flights on or before 31 January 2020
  • 5% off at AEON on "Thanksgiving Days" on 2nd & 20th of every month
  • HK$6 = 1 JMB mile for local dining and overseas spending in Japan category
  • HK$7 = 1 JMB mile for spending at AEON Stores(applicable from 11 Sep 2018)
  • HK$8 = 1 JMB mile for spending in other categories
  • Entitle to enjoy 10% discount in the designated Japanese restaurants

Annual Interest Rate and Fees

Annual Interest Rate31.59%
Principle Annual FeeHK$480
Supplementary Annual FeeN/A
Fee WaiverAnnual fee will be waived if yearly credit purchase spending reach HK$30,000
Minimum Monthly Repayment4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher ; 80% of credit purchase balance
Interest Free Period

Minimum Income Requirements

Local ResidentHK$0
ForeignerHK$0

Other

Card AssociationMasterCard
Wireless PaymentWireless payment
AEON UnionPay Credit Card

$0

Min. Annual Salary

N.A.

Cash back on local spend

N.A

Miles Conversion (local spend)

Key Features

  • New customer is entitled to earn 2% cash rebate on the first HK$25,000 spending (maximum HK$500 rebate) the first 60 days after the card approval and issuance.
  • Members can enjoy 5% credit purchase discount* at AEON on "Thanksgiving Days" (2nd & 20th of every month)
  • Enjoy more savings all year-round with the "AEON Member Price"
  • Permanent Annual Fee Waiver
  • Entitle to enjoy 10% discount in the designated Japanese restaurants

Annual Interest Rate and Fees

Annual Interest Rate31.59%
Principle Annual FeeHK$0
Supplementary Annual FeeN/A
Fee WaiverPermanent Annual Fee Waiver
Minimum Monthly Repayment4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher ; 80% of credit purchase balance
Interest Free Period

Minimum Income Requirements

Local ResidentHK$0
ForeignerHK$0

Other

Card AssociationUnionPay
Wireless PaymentN/A
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Best AEON Credit Cards in Hong Kong 2019

CREDIT CARDMINIMUM INCOMEBENEFITS
AEON UnionPay Credit CardHK$02% cash back on overseas spend
AEON Visa Credit CardHK$48,000HK$1= 1 bonus point
AEON MasterCard Credit CardHK$48,000HK$1= 1 bonus point
AEON Card JALHK$48,000HK$1= 1 bonus point
AEON JCB Credit CardHK$48,000HK$1= 1 bonus point

AEON Credit Card Promotions

Monthly AEON shopping specials

AEON credit cardholders are entitled to a host of monthly shopping offers. To learn more, cardholders can visit the AEON website.

Special discounts with co-branded credit cards

Pick from the list of co-branded AEON credit cards and enjoy special discounts or privileges at the store of your choice. For example, cardholders can enjoy discounts at Circle K with Circle K Visa Card.

AEON Card e-Mall

AEON Card e-Mall is an online shopping platform on which AEON cardholders can enjoy member discount for their purchases.

What Makes AEON Credit Cards Stand Out

AEON Card JAL

New Customer is entitled to 5,000 bonus mileage until 31 January 2020. Cardholders can enjoy "AEON Member Price" throughout the year at AEON’s extensive merchant network and new members are entitled to 2% rebate for the first HK$25,000 credit spending as a welcome offer. Cardholders can enjoy HK$6 = 1 JMB mile for spending in local and overseas spending in Japan category, HK$7 = 1 JMB mile for transactions in AEON Stores and HK$8 = 1 JMB mile for all other eligible transactions.

AEON UnionPay Credit Card

AEON UnionPay Credit Card is best for those who are looking for cash rebate, especially on lifestyle usage. Cardholders can enjoy discounts throughout the year at AEON’s extensive merchant network with the "AEON Member Price". Members are entitled to 2% rebate upon the first HK$25,000 credit spending as a welcome offer. No transaction fee is required by AEON on any overseas transactions. Moreover, holders of UnionPay Diamond Prestige/ UnionPay Diamond/ Visa/ MasterCard and UnionPay Platinum Card can enjoy free upgrade for handcrafted beverages at Pacific Coffee and 3 times of complimentary airport lounge access to more than 130 designated LoungeKey airport for fulfilling a designated spending amount and movie discounts such as 10% off 2D / 3D movie tickets at Cinema City.

AEON Visa Credit Card

With AEON Visa Credit Card, Cardholders can not only enjoy year-round discounts at AEON’s extensive merchant network with the "AEON Member Price" and 2% rebate upon the first HK$25,000 credit spending as a welcome offer, but for every HK$1 spent on credit purchase, cardholders also enjoy 1 bonus point which can be used to redeem for airline miles and charity donations.

AEON Credit Card Rewards

#1

AEON Bonus Point Program

All AEON Credit Cardholders are automatically enrolled in the bonus points program, in which cardholders can earn 1 point for every HK$1 spent. The points earned can be redeemed for airline miles and charity donations.

#2

Interest-free instalments on selected purchases

Cardholders can enjoy interest-free instalments on eligible transactions such as furniture and electrical appliances.

How to apply for AEON credit card

Section Blurb

Eligibility Criteria

To be eligible, applicants must be at least 18 years old and must be a resident of Hong Kong.

Documents Required

To qualify for an AEON credit card, applicants need to submit proof of identification, proof of salary and proof of address.

Application Process

There are three ways to apply for AEON credit cards. Customer can either call the application hotline on 2895-6262, visit a nearby AEON branch or apply online.Customers are also required to submit the required documents. The card will be mailed to the customer upon approval.

Frequently Asked Questions

How do you check the application status of AEON credit card?

The easiest way to check the application status is to call the application hotline on 2895-6262.

How long will my AEON credit card take to get approved?

It usually takes less than a week for approval provided that all the required documents are submitted at the time of application.

What is the AEON Credit Card hotline number?

Cardholders can call the AEON Customer Service Hotline on 2895-6262 for general enquiries.

Can I apply for AEON credit cards if I don’t have salary proof?

Yes, you can still apply for selected AEON credit cards if you don’t have salary proof. For example, AEON UnionPay Credit Card doesn’t have minimum income requirements.

Can I enter airport lounges for free with AEON credit cards?

Yes. Holders of UnionPay Diamond Card who accumulate HK$12,000 credit spending in total within two consecutive natural months can enjoy free access to more than 130 designated LoungeKey airport lounges for 3 times in Mainland, Hong Kong, Macau and Taiwan.