Best Dah Sing Bank Credit Cards in Hong Kong

Updated December 2019

Choosing a credit card that best fits you is overwhelming, but MoneySmart.hk will help you pick out a good Dah Sing Bank credit card to complement your spending habits.

Popular Dah Sing Bank Credit Cards

Dah Sing ONE+ Credit Card

$150,000

Min. Annual Salary

1%

Cash back on local spend

N.A.

Miles Conversion (local spend)

Key Features

  • Up to HK$900 cash rebate for welcome offer
  • Unlimited 1% cash rebate in local / overseas spenging
  • 1% cash rebate in Octopus Add Value

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$1,800
Supplementary Annual FeeN/A
Fee WaiverFirst 2-year
Minimum Monthly Repayment(i) If the Monthly Statement Balance is HK$/RMB200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$/RMB200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$/RMB200, the minimum payment will be the Monthly Statement Balance
Interest Free PeriodUp to 60 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationMastercard
Wireless PaymentMastercard PayPass
Dah Sing British Airways Platinum Card

$150,000

Min. Annual Salary

N.A.

Cash back on local spend

$6 = 1 Avios

Miles Conversion (local spend)

  • Welcome offer up to 100,000 Avios/ Supplementary Card 1,000 Avios Offer

Key Features

  • Welcome offer up to 10,000 Avios/ Overseas Spending HK$6 = 2 Avios/ 100,000 Avios Lucky Draw
  • HK$6 =1 mile in local spending; HK$6 =1.5 mile in oversea spending; HK$6 =2 miles on your birthday
  • Earning double Avios if booking British Airway ticket
  • Can redeem tickets with oneworld® partner airlines

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$1,200
Supplementary Annual FeeN/A
Fee WaiverFirst 2-year
Minimum Monthly Repayment(i) If the Monthly Statement Balance is HK$200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance
Interest Free PeriodUp to 60 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationVisa
Wireless PaymentContactless
Dah Sing ANA World Mastercard

$150,000

Min. Annual Salary

N.A.

Cash back on local spend

$8 = 1 Mile

Miles Conversion (local spend)

  • Welcome offer up to 8,000 Miles + HK$4 = 1 Mile on overseas spending + online exclusive extra HK$100 cash rebate!

Key Features

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$1,200
Supplementary Annual FeeN/A
Fee Waiver1st year
Minimum Monthly Repayment(i) If the Monthly Statement Balance is HK$200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance
Interest Free PeriodUp to 60 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationMastercard
Wireless PaymentMastercard PayPass
Dah Sing United MileagePlus World MasterCard

HK$150,000

Min. Annual Salary

N.A.

Cash back on local spend

HK$8 = 1 mile

Miles Conversion (local spend)

Key Features

  • Enjoy 50% off designated annual travel insurance plan
  • Enjoy up to 3.5X Miles for purchasing designated Single Trip Travel Insurance
  • Enjoy annual fee waiver for the first 2 years

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$0
Supplementary Annual FeeHK$0
Fee WaiverYes
Minimum Monthly RepaymentBalance over HK$200: all charges plus 1% of total outstanding balance; under HK$200: the statement balance
Interest Free Period60 Days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationMasterCard
Wireless PaymentN/A
Dah Sing Autotoll E-Serve Credit Card

HK$150,000

Min. Annual Salary

0.4%

Cash back on local spend

N.A.

Miles Conversion (local spend)

Key Features

  • Enjoy Autotoll administration fee (HK$420) and Unitoll service fee (HK$180) rebate (Value: HK$600) for the first 12 months after card issuance
  • Enjoy free access to all the ETC, self-service lane and manual toll roads in China
  • Enjoy annual fee waiver for the first 3 years

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$0
Supplementary Annual FeeHK$0
Fee WaiverYes
Minimum Monthly RepaymentBalance over HK$200: all charges plus 1% of total outstanding balance; under HK$200: the statement balance
Interest Free Period60 Days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationUnionPay
Wireless PaymentQuickPass
All results loaded

Best Dah Sing Credit Cards in Hong Kong 2019

Credit CardMinimum IncomeBenefits
Dah Sing British Airways Platinum CardHK$150,000Round trip discounts for British Airways
Dah Sing ANA World MastercardHK$150,000Extra miles by using ANA flights
Dah Sing Autotoll E-Serve Credit CardHK$150,000Autotoll automatic top-up
Dah Sing One+ Credit CardHK$150,000Auto reload Octopus to earn rewards

Dah Sing Credit Card Promotions and Offers

Dah Sing offers a wide variety of promotions and offers for new and existing credit card customers. Offers can range from dining privileges at popular restaurants in Hong Kong to online shipping deals at various eCommerce merchants.

Online Shopping Offers

With Dah Sing’s eButler experience, credit card customers can get year-round privileges and discounts from a variety of online merchants, including travel booking portals and online shopping platforms.

Bonus Point Rewards

Dah Sing credit card customers can accumulate points and redeem them for cash coupons at popular stores in Hong Kong, such as PARK N SHOP and SOGO. Dah Sing credit card points can also be redeemed for mileage (12 points = 1 mile).

Year-Round Credit Card Offers

Dah Sing credit card customers can get discounts at all sorts of merchants in Hong Kong, including restaurants, shops, and travel merchants. Please note that these offers are subject to specific terms and conditions.

What Makes AEON Credit Cards Stand Out

Dah Sing British Airways Platinum Card

  • Enjoy HK$6 = 1 Avios on local purchases, HK$6 = 1.5 Avios on overseas purchases and HK$6 = 2 Avios on spending on your birthday
  • Book your flights online at www.ba.com or at the British Airways Hong Kong ticket office to earn double Avios (Every HK$6 spent= 2 Avios)
  • 10% discount on round trip air ticket at www.ba.com 
  • Redeem tickets with oneworld® partner airlines as well as cabin upgrades
  • No charges on the conversion for miles
  • Welcome offer: up to 10,000 Avios
  • Minimum income: HK$150,000
  • Annual fee: HK$1,800

Dah Sing One+ Credit Card

  • 1% cash rebate on local and overseas spending with no cap 
  • 1% cash rebate on Automatic Add Value Service (AAVS)
  • Welcome offer: up to HK$900 cash rebate 
  • Minimum income: HK$150,000
  • Annual fee: HK$1,800
  • First 2-year annual fee waiver

Dah Sing ANA World Mastercard

  • HK$8 = 1 Mile on all local and overseas purchases
  • Enjoy priority check-in privilege at ANA Business class check-in counter (apply to flights operated by ANA)
  • Principal Cardholders can enjoy an extra 25% mileage (apply to flights operated by ANA)
  • 10% off ANA In-flight Shopping
  • 10% off at ANA group duty free shops and 5% off at ANA FESTA at the Airports
  • Every JPY100 spent= 1 mile at ANA FESTA
  • No handling fees on miles conversion
  • Minimum income: HK$150,000
  • Annual fee: HK$1,200
  • First year annual fee waiver

Dah Sing Autotoll E-Serve Credit Card

  • Autotoll automatic top-up
  • Enjoy Autotoll administration fee (HK$420) and Unitoll service fee (HK$180) rebate for the first 12 months.
  • Minimum income: HK$150,000
  • Annual fee: HK$1,800
  • First 3-year annual fee waiver

Dah Sing Credit Card Hotline

The general customer service hotline for Dah Sing is 2828 8168. You can request to waive the Dah Sing credit card annual fee by pressing the following hotkeys: 2 > 6. You can also report a lost or stolen card by calling 2828 8188.

Dah Sing Credit Card Fees

Annual fee isn’t the only fee to consider when you get a credit card. Here are some other service charges associated with Dah Sing credit cards in Hong Kong.

Card Minimum Payment

The lowest amount you are required to pay per month to avoid any penalties. With Dah Sing, the minimum payment is HK$50 or total amount of bank service fees plus 1% of total outstanding balance (whichever is higher).

Late Credit Card Fee

The amount you are charged when a credit card payment is received after the specified due date. With Dah Sing, the late fee for credit cards is HK$250 or an amount equivalent to the minimum payment (whichever is lower).

New Card Replacement

You have to pay HK$120 to replace lost Dah Sing credit cards.

Dah Sing Credit Card Frequently Asked Questions

Can Dah Sing credit cards earn air miles?

Yes. Dah Sing ANA World Mastercard and Dah Sing British Airways Platinum Card are designed to collect miles. Dah Sing British Airways Platinum Card offers HK$6 = 1 Avios on local spent; HK$6 = 1.5 Avios on overseas spent; HK$6 = 2 Avios on spending on your birthday. Dah Sing ANA World Mastercard offers HK$8 = 1 Mile on all local and overseas purchases.

Can I apply for Dah Sing credit cards if I’m a student?

Yes. Dah Sing One+ Titanium Card is designed for full-time university/college student.

How do you check the application status of a Dah Sing credit card?

You can check the credit card application status by submitting an enquiry via their online application status form. You may also find out the status of the credit card application by giving their customer service hotline a call.

Can you make tax payments with a Dah Sing credit card?

During Hong Kong tax season, Dah Sing may offer special promotions for eligible credit customers. For example, Dah Sing customers who make their tax payments with their credit cards may be eligible for cash rebates.

Can you make bill payments with a Dah Sing credit card?

Dah Sing offers an e-bill service that allows customers to easily make their bill payments with their credit cards. Merchants include government organizations such as the water supplies department and telecommunication services such as 1010 and SmarTone.