We found 5 Credit Cards for you!
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 1%
- Miles Conversion (local spend)
- N/A
Promotions
- Welcome offer: up to HK$900 cash rebate or Samsonite VARRO 28" Luggage
Key Features
- Up to HK$900 cash rebate for welcome offer
- Unlimited 1% cash rebate in local / overseas spending
- 1% cash rebate in Octopus Add Value
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$1,800 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | First 2-year |
| Minimum Monthly Repayment | (i) If the Monthly Statement Balance is HK$/RMB200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$/RMB200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$/RMB200, the minimum payment will be the Monthly Statement Balance |
| Interest Free Period | Up to 60 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
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Card Association
| Mastercard |
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Wireless Payment
| Mastercard contactless |
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- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- N/A
- Miles Conversion (local spend)
- $6 = 1 Avios
Promotions
- Welcome offer up to 100,000 Avios/ Supplementary Card 1,000 Avios Offer
Key Features
- Welcome offer up to 10,000 Avios/ Overseas Spending HK$6 = 2 Avios/ 100,000 Avios Lucky Draw
- HK$6 =1 mile in local spending; HK$6 =1.5 mile in oversea spending; HK$6 =2 miles on your birthday
- Earning double Avios if booking British Airway ticket
- Can redeem tickets with oneworld® partner airlines
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$1,200 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | First 2-year |
| Minimum Monthly Repayment | (i) If the Monthly Statement Balance is HK$200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance |
| Interest Free Period | Up to 60 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
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Wireless Payment
| Visa payWave |
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- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- N/A
- Miles Conversion (local spend)
- $8 = 1 Mile
Key Features
- Welcome offer up to 8,000 Miles + HK$4 = 1 Mile on overseas spending + a chance to win a complimentary ANA round-trip air ticket to Japan + online exclusive HK$100 Cash Rebate
- HK$8 = 1 Mile on all local and overseas spending
- No limit for earning miles and you can redeem a round trip ticket to Japan with as low as 17,000 Miles. You can also take Business Class to Japan with as low as 35,000 Miles
- Enjoy priority check-in service at ANA Business class check-in counter (valid when using flights operated by ANA)
- Principal Cardholders will receive an extra 25% mileage when using flights operated by ANA
- No handling fees on miles conversion
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$1,200 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | 1st year |
| Minimum Monthly Repayment | (i) If the Monthly Statement Balance is HK$200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$200, the minimum payment will be the Monthly Statement Balance |
| Interest Free Period | Up to 60 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- N/A
- Miles Conversion (local spend)
- HK$8 = 1 mile
Key Features
- Enjoy 50% off designated annual travel insurance plan
- Enjoy up to 3.5X Miles for purchasing designated Single Trip Travel Insurance
- Enjoy annual fee waiver for the first 2 years
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | HK$0 |
| Fee Waiver | |
| Minimum Monthly Repayment | Balance over HK$200: all charges plus 1% of total outstanding balance; under HK$200: the statement balance |
| Interest Free Period | 60 Days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 0.4%
- Miles Conversion (local spend)
- N/A
Key Features
- Enjoy Autotoll administration fee (HK$420) and Unitoll service fee (HK$180) rebate (Value: HK$600) for the first 12 months after card issuance
- Enjoy free access to all the ETC, self-service lane and manual toll roads in China
- Enjoy annual fee waiver for the first 3 years
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | HK$0 |
| Fee Waiver | |
| Minimum Monthly Repayment | Balance over HK$200: all charges plus 1% of total outstanding balance; under HK$200: the statement balance |
| Interest Free Period | 60 Days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
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Wireless Payment
| UnionPay QuickPass |
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