Financial Freedom:Guide to Retiring Early in HK

【Open Account HK$10K, No Lock-in, Get HK$500 Instantly 😱】

Open account via MoneySmart link and promo code "MONEYSMART" during Oct 16-31, 2026, with HK$10,000+ deposit. No retention period required. Get double rewards instantly.

1️⃣ MoneySmart Reward – Choose One: 💰 HK$500 Cash*/ Apple Store Gift Card / HK$600 HKTVmall e-Voucher / ParknShop e-Vouchers
2️⃣ Tiger Securities Official Reward – Choose One: HK$168 equivalent Apple Stock / 1 HSBC Share

📌 Complete deposit, retention & trading requirements: Total Tiger Brokers official rewards up to HK$2,568
📌 For more MoneySmart exclusive rewards, Tiger Securities official rewards & full terms, see 【More Details】

[🎁 Welcome Gift: AirPods 5 or HK$2,200 Cash] From Oct 21 to Oct 31, during the campaign period, download the Futu NiuNiu App. Before making a deposit and completing account opening, first enter the redemption code [MSFUTU], then complete the requirements below to take home the bonus rewards.

Open account during campaign period, maintain HK$80,000+ deposit for 60 days
⬆️ Cash HK$2,200* / HK$2,200 Apple Store gift card / PARKnSHOP supermarket e-voucher / HKTVmall e-voucher

Open account during campaign period, maintain HK$10,000 - HK$79,999 deposit for 60 days
⬆️ Cash HK$1,100* / HK$1,100 PARKnSHOP supermarket e-voucher / Apple AirPods 5 with wireless charging case (value: HK$1,249)

‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ The HK$2,200 and HK$1,100 cash rewards are made up of Futu cash vouchers (redeemed within the Futu NiuNiu App) and SmartPoints (redeemed and issued by MoneySmart), respectively.
‼️ Open the “More Details” section below to see other gifts, including Bowers & Wilkins headphones and Philips RO water dispensers. There are also student offers with shorter retention requirements and the same rewards.

【HK$100,000 Welcome Reward】From 21 - 31 Oct, within 30 days of opening an account via MoneySmart, deposit HK$10,000 or HK$80,000 and above, and maintain the assets for another 30 days from day 31 onwards (including the first and last days), you can enjoy the following rewards:

1️⃣ Deposit HK$80,000 to HK$199,999:
💰 HK$2,000 cash* / HK$2,400 ParknShop e-voucher / HKTVmall e-voucher / PHILIPS RO Water Dispenser ADD6920/90 (value: HK$4,288)
2️⃣ Deposit HK$10,000 to HK$79,999:
HK$700 cash* / HK$900 ParknShop e-Vouchers / Dyson HushJet™ Mini Cool Fan (value: HK$890)

🌟 Deposit HK$200,000 to HK$499,999:
Automatically receive HK$3,000 Webull Cash Voucher# (issued by Webull)
🌟 Deposit HK$500,000 or above:
Receive 1% of deposit amount in equivalent Webull Cash Voucher# (maximum cap HK$100,000) and MoneySmart HK$400 Cash*

‼️ # Deposits of HK$200,000 or HK$500,000 and above will automatically receive rewards issued by Webull. You will NOT simultaneously enjoy MoneySmart's HK$10,000 or HK$80,000 deposit rewards.
‼️ MoneySmart rewards 1️⃣ and 2️⃣ cannot be stacked.
‼️ For more MoneySmart exclusive rewards, official Webull rewards and campaign details, please refer to【More Details】below.