We found 3 Credit Cards for you!
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 4%
- Miles Conversion (oversea spend)
- N/A
Overseas Spending Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 4%
- Miles Conversion (oversea spend)
- N/A
Overseas Spending Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 4%
- Miles Conversion (oversea spend)
- N/A
Overseas Spending Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|