- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
🔥Upgraded Rewards【Choose Your Gift: PHILIPS Water Dispenser & LG Pet Version PuriCare™!】
From 26 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・[🌟Upgrade] PHILIPS RO Water Dispenser ADD6920WH/90 (Value: HK$4,288) or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700) or
・B&O Beoplay EX Black Anthracite (Value: HK$3,678) or
・🆕 Sennheiser AMBEO Soundbar Mini Soundbar (Value: HK$6,999, top up with HK$600) or
・🆕 LG PuriCare™ AeroBooster (Pet Version) (Value: HK$6,550, top up with HK$1,600)

- Minimum Income Requirements
- HK$120,000
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 0.75%
🔥Upgraded Rewards【Choose Your Gift: PHILIPS Water Dispenser & LG Pet Version PuriCare™!】
From 26 August until 1 September 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・[🌟Upgrade] PHILIPS RO Water Dispenser ADD6920WH/90 (Value: HK$4,288) or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700) or
・B&O Beoplay EX Black Anthracite (Value: HK$3,678) or
・🆕 Sennheiser AMBEO Soundbar Mini Soundbar (Value: HK$6,999, top up with HK$600) or
・🆕 LG PuriCare™ AeroBooster (Pet Version) (Value: HK$6,550, top up with HK$1,600)
