- Cashback on Online Retail Transactions and Overseas Retail Transactions
- Up to 8%
- Annual Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【Spend HK$100, Get HK$600 – Grab 6X Cash Rebate🤑】
From now until 30 September 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
⠀⠀
【🔥2025 Crazy Reward for Apple Fans: Earn up to HK$1,200 cash rebate】
During the promotion period of 15 September - 30 November 2025, register the promotion and accumulate a specified spending amount# at Apple Store (retail stores or online store)^ using your sim Credit Card to earn up to HK$1,000 cashback; for online purchase, you can get an extra 8% cashback* (Max: HK$200), totalling up to HK$1,200 cashback!

- Cashback on Online Retail Transactions and Local Transportation Transactions
- Up to 8%
- Annual Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
【Spend HK$100, Get HK$600 – Grab 6X Cash Rebate🤑】
From now until 30 September 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend accumulate eligible retail transactions of HK$100 within 30 days after card issuance, can earn HK$600 Apple Store Gift Card or HK$600 PARKnSHOP Supermarket Voucher! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate!
⠀⠀
【🔥2025 Crazy Reward for Apple Fans: Earn up to HK$1,200 cash rebate】
During the promotion period of 15 September - 30 November 2025, register the promotion and accumulate a specified spending amount# at Apple Store (retail stores or online store)^ using your sim Credit Card to earn up to HK$1,000 cashback; for online purchase, you can get an extra 8% cashback* (Max: HK$200), totalling up to HK$1,200 cashback!
