- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【5 Days ONLY!⚡️|Boosting up to HK$2,000 PARKnSHOP voucher + Hot Gadgets worth up to HK$3,700 】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・🆙 HK$2,000 PARKnSHOP Supermarket Voucher or
・HK$1,800 Apple Store Gift Card or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (Dining)
- $8 = 1 Mile
- Cash back on dining
- 3.2%
【5 Days ONLY! 🎉|🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【5 Days ONLY! 🎉|🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From 16 July until 20 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・🆕 B&O Beoplay EX Black Anthracite (Value: HK$3,678)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Plus Minus Zero XJC-G040 Cordless Cleaner (Value: HK$2,480)

- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Minimum Income Requirements
- $0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%