HK$0

Min. Annual Salary

6%

Cash back on online shopping

1%

Cash back on local spending (dinning)

All Details

• Key Features

  • Welcome Offer Up to 16% Cash Rebate + HK$400 Cash Rebate

  • 6% Cash Rebate is applicable to any categories of online spending and food delivery all round year

  • 3% Cash Rebate and 1% Cash Rebate on spending in Japan and local restaurants

  • 5% discount at AEON Stores on "AEON ThanksgivingDay"

  • 30-minutes Express Card Issuance (Only applicable to those successful card applications through AEON branches or "AEON HK" Mobile App, with card pick up at an AEON branch)

  • Perpetual Annual Fee

  • Terms and Conditions Apply

Dining

• Online Food Delivery Spending: 6% Cash Rebate

• Local Food and Beverage Spending: 1% Cash Rebate

Best Credit Cards

Overseas Spending

• 1) Japan Spending: 3% Cash Rebate - The maximum amount of Cash Rebate for each Eligible Customer in each monthly statement cycle is HK$300

• 2) Birthday Privilege - Customer is entitled to extra 4% cash rebate on overseas spending in the birthday month, up to HK$200 cash rebate

• 3) No Mark Up Fee on Foreign Currency Transaction - No transaction fee is imposed by AEON on foreign currency transaction (except charges imposed by Cards Associations)

Cash Back

• Online Spending: 6% Cash Rebate

• Japan Spending: 3% Cash Rebate

• Local Food and Beverage Spending: 1% Cash Rebate

• Other Spending: 0.5% Cash Rebate

• The maximum amount of Cash Rebate for each Eligible Customer in each monthly statement cycle is HK$300

Welcome Offers

• Welcome Offer up to 16% Cash Rebate + HK$400 Cash Rebate

• (1) Online Spending to enjoy up to 10% Cash Rebate Eligible Customer is entitled up to 10% cash rebate for online spending up to HK$500, upon credit spending or Interest-Free Card Instalment Plan with an amount of HK$8,000 or above within the first 60 days after the card approval and issuance.

• (2) Specific Categories of Transactions to Enjoy up to HK$200 Cash Rebate Eligible Customer is entitled to HK$50 cash rebate for spending on each of the following specific categories up to HK$200 within the first 60 days after the card approval and issuance.

• - Octopus Automatic Add Value Service (i) Pay rent through Rentsmart, Reap or Keychain Pay platform (ii) Setup of monthly automatic transfer at merchant (iii) Any spending in App Store or Google Play

• (3) Successful Application through “AEON HK” Mobile App to Enjoy Extra HK$200 Cash Rebate

Online Shopping

• Online Spending: 6% Cash Rebate

Annual Interest Rate and Fees

Annual Principal Fee	Perpetual Annual Fee
Supplementary Annual Fee	N/A
Fee Waiver
Interest Free Period	Up to 53 days. The period is not applicable to cash advance
Annual Interest Rate	Credit Purchase: 35.86% ; Cash Advance: 35.02%
Late Payment Fees	HK$180 per month
Minimum Monthly Repayment	4% of credit purchase balance and cash advance balance or HK$100 each, whichever is higher
Foreign Currency Transaction Fee	No transaction fee is imposed by AEON on foreign currency transactions. 1% transaction fee is imposed by Mastercard Asia/Pacific (Hong Kong) Limited/ Visa Worldwide Pte. Limited/ JCB International (Asia) Limited
Foreign Check Fee	N/A
Cash Advance Transaction Fee	1.5% on CA amount per transaction, or AEON Branch: HK$40 per transaction AEON CA by Phone Service: HK$40 per transaction AEON Online CA Service: HK$40 per transaction Other Networks: HK$50 per transaction
Overlimit Fee	HK$120 per month

Card Association

Mastercard