6.28%

APR*

^HK$319,440

Total Amount Payable

^HK$19,440

Total Interest Payable

All Details

• Key Features

  • Customers who have successfully applied for a Personal Instalment Loan via Standard Chartered website on or before 31 May 2023 and draw down within 3 months (loan tenor is 24 months or above) will be entitled up to HK$8,000 cash rebate:
    
    For loan amount HK$50,000 - HK$199,999, customer is eligible for up to HK$500 cash rebate
    
    For loan amount HK$200,000 - HK$599,999, customer is eligible for up to HK$2,000 cash rebate
    
    For loan amount HK$600,000 - HK$1,499,999, customer is eligible for up to HK$3,000 cash rebate
    
    For loan amount HK$1,500,000 or above, customer is eligible for up to HK$7,000 cash rebate

  • Enjoy HK$300 cash rebate for Client with loan tenor is 12 months

  • Extra HK$1,000 cash rebate for New Client" and loan tenor is 36 months or above

  • APR as low as 1.85% with 0% handling fee

  • Monthly flat rate as low as 0.0830%

  • Loan amount: Up to HK$4,000,000 or 18x salary (whichever is lower)

  • 7-Day Cooling Off Period with waiver on early redemption fee and charges

  • Same business day online application follow up for application submitted before noon

  • *New Clients are applicants who are not holding any loans and/or credit cards issued by Standard Chartered Bank at the time of application

  • To borrow or not to borrow? Borrow only if you can repay

• Repayment Summary

  Principal Loan Amount	HK$300,000
  Total Interest Payable	HK$19,440
  Monthly Payment	HK$13,310
  Total Amount Payable	HK$319,440
  Handling Fee	HK$0
  Annual Percentage Rate	6.28%
  Monthly Interest Rate	0.27%
  Loan Tenure	24 Months

Fees & Charges

Handling Fee	0%

Plan Materials

Terms and Conditions	Read More

Eligibility

Age Requirement	Aged 20 or above
Residency Status	Hong Kong resident
Employment Status	Fixed annual income of HKD96,000 or above