Standard Chartered Personal Instalment Loan

Standard Chartered Personal Instalment Loan

APR as low as 1.75%
Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.75% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
Total Amount Payable
Total Interest Payable
MoneySmart Exclusive

Get up to total extra HK$14,000 cash rebate! Including up to HK$10,000 supermarket vouchers or 「FPS」 cash rebate (provided by MoneySmart) and up to HK$4,000 cash rebate(provided by SCBHK) apply through MoneySmart!

Valid until 30 Sep 2021 - See more details below

Are you eligible?

    • Apply through MoneySmart within promotion period(1 Sep to 30 Sep, 2021)

    • Customers must complete "My Financial Profile" and submit the redemption form on or before 30 Oct, 2021

What you need to know

  1. MoneySmart extra exclusive reward, loan size between:
    HK$200,000 to HK$299,999, get HK$2,500 supermarket vouchers or 「FPS」 cash rebate;
    HK$300,000 to HK$499,999, get HK$8,000 supermarket vouchers or 「FPS」cash rebate;
    HK$500,000 to HK$799,999, get HK$9,000 supermarket vouchers or 「FPS」cash rebate;
    HK$800,000 or above, get HK$10,000 supermarket vouchers or 「FPS」cash rebate;

  2. SCB online offer, loan size between:
    HK$50,000 to HK$199,999, get HK$500 cash rebate;
    HK$200,000 to HK$799,999, get HK$2,000 cash rebate;
    HK$800,000 or above, get HK$3,000 cash rebate

  3. SCB Extra HK$1,000 cash rebate for New Client and loan tenor is 36 months or above

  4. The highest rewards could go up to $14,000

Claim Form

Quick Facts

Best For

cash rebates for online applications

Loan Disbursement

funds credited to the bank account in an hour

Guaranteed Interest Rate?

Yes, but final decisions will be made with reference to the applicant’ TU credit report and other factors

Expert Tips

To be eligible for Standard Chartered Personal Instalment Loan, applicants must be at least 20 years old with an annual income of HK$96,000 or more. Enjoy HK$3,000 cash rebate for successful online application and cash disbursement.

All Details

Disclaimer: At, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment