Standard Chartered Personal Instalment Loan

Standard Chartered Personal Instalment Loan

APR as low as 1.75%
Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.75% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
4.94%
APR*
HK$102,634
Total Amount Payable
HK$2,634
Total Interest Payable
MoneySmart Exclusive
Get up to extra HK$4,000 supermarket voucher(provided by MoneySmart) and up to HK$4,000 cash rebate(provided by SCBHK) apply through MoneySmart! 
Valid until 30 Jun 2021 - See more details below

Are you eligible?

    • Apply through MoneySmart within promotion period
    • Submit MoneySmart exclusive reward claim form

What you need to know

  1. MoneySmart extra exclusive reward, loan size between:
    HK$200,000 to HK$399,999, get HK$3,000 voucher;
  2. HK$400,000 to HK$499,999, get HK$3,500 voucher;
    HK$500,000 or above, get HK$4,000 voucher;
  3. SCB online offer, loan size between:
    HK$50,000 to HK$199,999, get HK$500 cash rebate;
  4. HK$200,000 to HK$499,999, get HK$2,000 cash rebate;
    HK$500,000 or above, get HK$3,000 cash rebate
  5. SCB Extra HK$1,000 cash rebate for New Client and loan tenor is 36 months or above
Claim Form

Quick Facts

Best For

cash rebates for online applications

Loan Disbursement

funds credited to the bank account in an hour

Guaranteed Interest Rate?

Yes, but final decisions will be made with reference to the applicant’ TU credit report and other factors

Expert Tips

To be eligible for Standard Chartered Personal Instalment Loan, applicants must be at least 20 years old with an annual income of HK$96,000 or more. Enjoy HK$3,000 cash rebate for successful online application and cash disbursement.

All Details

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Monthly Payment
HK$8,553