Standard Chartered Personal Instalment Loan (Available for tax season)

Standard Chartered Personal Instalment Loan (Available for tax season)

APR as low as 1.65%
Standard Chartered Personal Instalment Loan offers 0% handling fee. Enjoy as low as 1.65% APR and 7-days cooling-off period. If you have changed your mind, you can pay off all debts without being charged early settlement fee.
7.01%
APR*
HK$103,720
Total Amount Payable
HK$3,720
Total Interest Payable
MoneySmart Exclusive

【MoneySmart Exclusive Offer 】- Get total reward up to HK$15,499!
From 1 December 2022 until 31 December 2022, customers  successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to HK$6,000 Harbour City e-Cash voucher or Supermarket Voucher or iPad Pro (retail value: HK$6,499) ; Enjoy welcome offer up to HK$9,000 cash rebate, total rewards up to HK$15,499!

Valid until 31 Dec 2022 - See more details below

Are you eligible?

    • From 1 December 2022 to 31 December 2022, applicants who successfully apply loan amount of HK$300,000 or above via MoneySmart with loan draw down within 3 months are entitled to an exclusive offer:

    • Fulfilled by MoneySmart:
      For loan amount HK$300,000 – HK$399,999, customer is eligible for HK$3,000 Harbour city e-Cash voucher or Supermarket Voucher or Fender Indio2 Wireless Speaker (retail value: HK$2,980);
      For loan amount HK$400,000 – HK$599,999, customer is eligible for HK$5,000 Harbour city e-Cash voucher or Supermarket Voucher or AirPods Max  (retail value HK$4,599);
      For loan amount HK$600,000 or above, customer is eligible for HK$6,000 Harbour city e-Cash voucher or Supermarket Voucher or iPad Pro (retail value HK$6,499)

    • Fulfilled by Standard Chartered:
      From 23 November 2022 to 8 January 2023, get up to HK$9,000 cash rebate when successfully applied for and draw down within 3 month
      For loan amount HK$50,000 - HK$199,999, customer is eligible for up to HK$500 cash rebate;
      For loan amount HK$200,000 - HK$599,999, customer is eligible for up to HK$2,000 cash rebate;
      For loan amount HK$600,000 - HK$1,499,999, customer is eligible for up to HK$3,000 cash rebate;
      For loan amount HK$1,500,000 or above, customer is eligible for up to HK$7,000 cash rebate
      **Extra HK$1,000 cash rebate for New Client* and loan tenor is 36 months or above
      **Limited time offer - Customers who have successfully applied for a Personal Instalment Loan online on or before 8 January 2023 and draw down loan amount of HK$400,000 or above (loan tenor is 24 months or above) on or before 31 Mar 2023, you could enjoy extra HK$1,000 cash rebate

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete "My Financial Profile" and submit the redemption form on or before 28 February 2023

T&Cs
FAQ
Claim Form

Quick Facts

Best For

cash rebates for online applications

Expert Tips

To be eligible for Standard Chartered Personal Instalment Loan, applicants must be at least 20 years old with an annual income of HK$96,000 or more. Enjoy HK$9,000 cash rebate for successful online application and cash disbursement.

All Details

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Monthly Payment
HK$8,643