Are you eligible?

• • Eligible for new customers who do not hold Personal Loan account offered by Citibank (Hong Kong) at the time of application)

  • You need to apply on or before 30 June 2023 and draw down the loan on or before 14 July 2023

  • Submit the redemption form on or before 31 August 2023

  • Please note: Before the application through the MoneySmart, please first Turn off ad block；Clear the cookies；Don't use "incognito mode"；Turn off prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

What you need to know

1. Repayment period of 24 months above:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$700 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$2,000 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$4,000 cash voucher
   Loan amount HK$1,500,000 or above, enjoy up to HK$8,000 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

2. Repayment period of 24 months or below:
   Loan amount between HK$100,000-$399,999, enjoy up to HK$500 cash voucher
   Loan amount between HK$400,000-$799,999, enjoy up to HK$500 cash voucher
   Loan amount between HK$800,000-$1,499,999, enjoy up to HK$500 cash voucher
   Loan amount HK$1,500,000 or above, enjoy up to HK$500 cash voucher

   Applicable for for Citigold Private Client (CPC) / Citigold / Citi ULTIMA

   Other customers are applicable to corresponding coupon amount

3. The Offer for Citigold Private Client/ Citigold Client / Citi ULTIMA cardholder is only applicable to the applicant who fulfill the following requirement from the date of application to the issue date of redemption letter (both dates inclusive):
   - Citigold Private Client should maintain the account balance at HK$8,000,000 or above, Citigold Client should maintain the account balance at HK$1,500,000 or above, Citi ULTIMA cardholder needs to hold the Citi ULTIMA card.

4. MoneySmart Exclusive: Loan amount HK$800k or above, get extra HK$11,500 Supermarket Voucher / HK$11,500 Apple Gift Card/ Apple iPhone 14 Pro Max 512GB (Retail price: $11,899)

5. MoneySmart Exclusive: Loan amount HK$500K - HK$799K, get an extra HK$7,000 Supermarket Voucher/ HK$7,000 Apple Gift Card/Dyson HP09 Purifier Hot+Cool Formaldehyde(Retail price: HK$ 7,180)

6. MoneySmart Exclusive: Loan amount HK$300K - HK$499K, get an extra HK$6,400 Supermarket Voucher / HK$6,400 Apple Gift Card/ iPad Pro 128GB (Retail: HK$6,499)

7. MoneySmart Exclusive: Loan amount HK$200k-$300k below get extra HK$4,500 Supermarket Voucher／HK$4,500 Apple Gift Card/ DYSON V8™ Fluffy Stick Vacuum Cleaner (Retail price: HK$4,180)

8. MoneySmart Exclusive: Loan amount HK$100K - HK$199K, get an extra HK$3,500 Supermarket Voucher / HK$3,500 Apple Gift Card /KEF Egg Duo Speakers (retail price $3,280)