0.3%

Min. Rate

10%

Max. Rate

^HK$0

Minimum Initial Deposit

All Details

• Key Features

  • From 6 February to 31 March 2023, Open a Mox Account with the invitation code ‘MOXSAVE’ and set up a 1-month HKD Time Deposit within the first 7 days to be rewarded with a 10% p.a.* savings rate on your Time Deposit.  (This includes our 0.3% p.a. base time deposit rate and an extra 9.7% p.a. bonus interest; Time Deposit amount up to HK$50,000.)

  • From now until 31 March 2023, open a Mox Account successfully with the Invitation Code "MOX1000"and spend at least HK$500 each month for the first two consecutive months with Mox Credit from the Mox Credit approval date to earn HK$1,000 Cash Rewards! Quota is limited, rewards are given in a first come first serve basis!

  • Each customer can only use one of the invitation code mentioned above to earn welcome offer.

  • Activate ‘5% CashBack Unlock’ with Split Purchase: During the promotion period, you’ll need to have an active Split Purchase of HKD5,000 or more, either with a single eligible Mox Credit transaction or combined transaction(s).  If you already have an active Split Purchase, you can enjoy an increase from 3% to 5% CashBack on your next purchase at our CashBack Merchants

  • To simply transfer the credit card bills you have with other banks or financial institutions to Mox for consolidation using Instant Clear – you can enjoy easy instalments up to 60 months and enjoy an APR of as low as 2.80%

  • New customers can enjoy up to 6% p.a. in total (2.7% Welcome Bonus + 3% Mox Bonus + 0.3% Base rate)

  • Welcome Bonus: New customers can enjoy 2.7% p.a. savings rate for the first 60 days! Together with our 0.3% p.a. base rate, you will automatically enjoy 3% p.a. in total.

  • Mox Bonus: By completing Mox Bonus challenges each month, you can further unlock an extra 3% p.a. savings rate on your next-day Hong Kong dollar savings deposit up to HK$500,000

  • Mox Bonus - Saving and Spending Challenges (2% p.a.)
    
    Saving Challenge: Keep HK$10,000 New Funds on a day on top of your Monthly Average Balance for the previous month
    
    Spending Challenge: Spend at least HK$6,000 each month using your Mox Card (with Mox Credit or from your Mox Account)

  • Mox Bonus - HKT Autopay Switch Challenge (0.5% p.a.)
    
    Set up HKT Autopay Switch and have at least 1 automatic payment transaction of HKT Group bill using your Mox Card within the past 35 days
    

  • Mox Bonus - Goal Account Challenge (0.5% p.a.)
    
    Set up a Goal Account, keep at least HKD10,000 in it every day
    

  • *All promotion quota are subject to availability and on a first come first serve basis while stocks last. Details please refer to Mox website.

  • Terms and conditions apply. To borrow or not to borrow? Borrow only if you can repay!

Eligibility

Minimum Initial Deposit	0
Minimum Average Daily Balance	0

Interest Rate

Base	0.3%

Bonus Interest Rate

Promotional Savings Interest Rate Offer for New-to-Bank Clients	You will automatically enjoy an exclusive 2.7% p.a. Welcome Bonus Rate on up to HKD500,000 deposits throughout the first 60 days when you open a Mox account during the Promotion Period. Together with the base rate, this means you can enjoy 3% p.a. ;by completing Mox Bonus challenges, you can further get an extra 3% p.a.

Required Documents

Hong Kong Permanent ID	yes
Address Proof	no

Fees and Charges

Monthly Account Fee	0
ATM Withdrawal Charges	See below
Incidental Overdraft Charge	For each cash overdraft, take the higher amount of the following two amounts: (1) 3% of the cash overdraft; or (2) HK$100.