0.3%
Min. Rate
6.2%
Saving Rate
HK$0
Minimum Initial Deposit
Bank Promo
Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits!
🌟
Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA,  PARKnSHOP, Wellcome, AEON etc.
🌟 Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!
🌟 Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now!
🌟 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons,  Circle K, Deliveroo, HKTaxim Uber, Trip.com and more! (cap HK$600 cash reward during the promotion period)


✦ Seize the Opportunity - Earn, Spend & Save:
1. New customers who apply for Mox account with the invitation code "MOXREWARDS" from now until 8 October 2023, and apply for Mox Credit, you can get HK$800 Cash Rewards by accumulating HK$800 in eligible transactions with Mox Credit within the first 30 days of your Mox Credit approval! Earn a dollar for each dollar spent! 

2. Maintain at least HK$50,000 HKD Savings Account Balance for 60 days starting from the 7th day after Joining Day, and you’ll be rewarded with an extra HK$600 Cash Reward (7.3% p.a saving rate)! Combined with 0.3% base rate & 3.2% Welcome Bonus, you can earn up to 10.8% p.a. savings rate at your first 60 days of account opening!

3. Register Mox as your default receiving bank for your FPS transfers can enjoy a Welcome Bonus of 3.2% p.a. savings rate and basic 0.3% p.a. saving rate on your savings deposits of up to HK$250,000 for the first 60 days, total 3.5% p.a. saving rate!

Besides, Mox new and existing customers complete Mox Bonus from August to September, earn extra 2.7% p.a. saving rate on up to HKD500,000 deposits!
Valid until 08 Oct 2023 - See more details below

Are you eligible?

    • From now until 8 October 2023, simply open a Mox Account with the invitation code "MOXREWARDS" and apply for Mox Credit, you can get HK$800 Cash Rewards by accumulating HK$800 in eligible transactions with Mox Credit within the first 30 days of your Mox Credit approval! Earn a dollar for each dollar spent! 

What you need to know

  1. Deposits Flash Offer】From now until 8 October 2023, new customers deposits HK$50,000 within the first 7 days into their Mox Account and keep the balance for 60 days to get additional HK$600 (7.3% p.a. savings rate)! You can also earn up to 10.8% p.a. combined with Basic saving rate(0.3%) & Welcome Bonus(3.2%) on your first 60 days of account opening!
  2. Introducing a new way to earn CashBack from Mox Credit. All you need is Mox Credit to earn Unlimited CashBack for all your spendings all year round with no cap and no category limits!

    🌟 Enjoy 3% Unlimited CashBack at supermarkets, includes: Donki, HKTVmall, YATA,  PARKnSHOP, Wellcome, AEON etc.

    🌟 Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!  

    🌟 Earn 1% Unlimited CashBack: if you are not keeping enough savings with Mox. Start earning with no limit now! 

    🌟 3% CashBack at selected CashBack Merchants: spend with Mox Credit to earn 3% CashBack at selected Cashback Merchants, such as 7-11, Mannings, Watsons,  Circle K, Deliveroo, HKTaxim Uber, Trip.com and more! (cap HK$600 cash reward during the promotion period)

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Key Features of Mox Saving Account

Enjoy Daily Interest

Earn 0.3% per annum daily interest rate on your Hong Kong Dollar (HKD) savings for up to HK$ 500,000 with Mox. Moreover, you can earn 0.01% per annum daily interest on all foreign currency deposits in your Mox Account.

Time deposits made flexible with no early withdrawal fees

Mox offers flexible ways for clients to save. You can earn preferential interest rates and yet enjoy the flexibility of a savings account as Mox won’t charge any early withdrawal fees.

Goal saving

Mox allows you to organize your HKD savings by setting up up to 5 Goal accounts, keeping your current and saving account entirely separate. In this way, you can name them accordingly and track your progress in real time, making sure you are on track to realize all the Goals.

Saving habit

You can make use of Mox Savings Calculator for budgeting and automating your saving habit. Also, you can set rules to transfer money into your Goals on a regular basis.

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Mox Deposit Protection

Mox is a member of the Deposit Protection Scheme in Hong Kong. In this way, your eligible deposits with Mox (no matter what currency it is) are protected by the Deposit Protection Scheme. Each depositor can enjoy up to a limit of HK$500,000 (or its equivalent).

Frequently Asked Questions

How much interest can I earn on my savings account with Mox?

HKD: enjoy daily interest at a rate of 0.3% per annum for a maximum of HK$500,000. Foreign currency deposits: enjoy daily interest at a rate of 0.1% per annum.

How often is interest on my savings paid into my Mox account?

Mox gives interest daily to your account, including weekends and public holidays.

What currencies can I open a savings account with at Mox?

Currently, Mox offers saving accounts in Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), New Zealand Dollar (NZD), Singapore Dollar (SGD), and United States Dollar (USD).