1.5%
Min. Rate
3%
Saving Rate
HK$0
Minimum Initial Deposit
Bank Promo
【Mox Limited Offer】From now until 31 July 2024, successfully open account and deposit HKD100,000 or above, hold up to 60 days, can earn extra HKD1,000!
Along with basic p.a. savings rate and new fund rewards, you can earn up to 9.6% p.a. savings rate! 

【Cash Rewards Offer】From now until 31 July 2024, open a Mox Account with the code “MOXSUMMER” with Mox Credit¹ approval to earn additional HKD300 in Cash Rewards. Also, by accumulating HKD4000 eligible spending with Mox Credit, you can enjoy an additional HKD1,200 cash rewards! More details here.

【Asia Miles Offer】From now until 31 July 2024, open a Mox Account with the code “MOXMILES”, accumulate HKD3,000 spending in eligible transactions during your first 30 days upon Mox Credit approval to earn 15,000 Asia Miles.

【0% fees on any overseas merchant spending】From now until 31 August 2024, you can enjoy 0% fees on all your eligible spending with Mox Credit at overseas physical merchant and online shops after registration.
Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • 【Cash Rewards Offer】
      From now until 31 July 2024, open a Mox Account with the code “MOXSUMMER” with Mox Credit¹ approval to earn additional HKD300 in Cash Rewards. Also, by accumulating HKD4000 eligible spending with Mox Credit, you can enjoy an additional HKD1,200 cash rewards!
    • 【Asia Miles Offer】
      From now til 31 July 2024, open a Mox account and place a Time Depoist of HKD100,000 with a 6-month tenor within July to earn 18,000 Asia Miles instantly, and as extra 7000 Asia Miles as a welcome reward, earning 25,000 Asia Miles in total.
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All Details

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Key Features of Mox Saving Account

Enjoy Daily Interest

Earn 0.3% per annum daily interest rate on your Hong Kong Dollar (HKD) savings for up to HK$ 500,000 with Mox. Moreover, you can earn 0.01% per annum daily interest on all foreign currency deposits in your Mox Account.

Time deposits made flexible with no early withdrawal fees

Mox offers flexible ways for clients to save. You can earn preferential interest rates and yet enjoy the flexibility of a savings account as Mox won’t charge any early withdrawal fees.

Goal saving

Mox allows you to organize your HKD savings by setting up up to 5 Goal accounts, keeping your current and saving account entirely separate. In this way, you can name them accordingly and track your progress in real time, making sure you are on track to realize all the Goals.

Saving habit

You can make use of Mox Savings Calculator for budgeting and automating your saving habit. Also, you can set rules to transfer money into your Goals on a regular basis.

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Mox Deposit Protection

Mox is a member of the Deposit Protection Scheme in Hong Kong. In this way, your eligible deposits with Mox (no matter what currency it is) are protected by the Deposit Protection Scheme. Each depositor can enjoy up to a limit of HK$500,000 (or its equivalent).

Frequently Asked Questions

How much interest can I earn on my savings account with Mox?

HKD: enjoy guaranteed daily interest at a rate of 1.5% per annum for unlimited savings. Foreign currency deposits: enjoy daily interest at a rate of 0.1% per annum.

How often is interest on my savings paid into my Mox account?

Mox gives interest daily to your account, including weekends and public holidays.

What currencies can I open a savings account with at Mox?

Currently, Mox offers saving accounts in Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), New Zealand Dollar (NZD), Singapore Dollar (SGD), and United States Dollar (USD).