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Mox Bank Account

Mox Bank Account

Mox Bank Account

Mox Bank Account

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1.5%
Min. Rate
3%
Saving Rate
HK$0
Minimum Initial Deposit
MoneySmart Exclusive

⚡️Limited Time Offer【Use Promo MSTEASY01 to earn as high as HKD3,398 Offer】
From now until 15 September 2024, successfully open a Mox Account with the code “MSTEASY01” and apply for Mox Credit, with accumulating spending of HKD3,500 within 30 calendar days after approval to get B&W Pi7 S2 In-ear True Wireless earbuds (value : HKD3,380) / BERMAS 30inch Spaceship Suitcase 2nd Version (value : HKD3,398) / HKD1,300 Apple Store Gift Card / HKD1,300 PARKnSHOP supermarket vouchers / HKD1,300 HKTVmall e-vouchers!
⠀⠀
Enjoy the September Flash Deposit Offer - HK$1,000 welcome reward by depositing HKD250,000 or more within the first 7 days of account opening and maintaining it for 60 days.

Valid until 15 Sep 2024 - See more details below

Are you eligible?

    • 【"MSTEASY01" Exclusive Promo Code Limited Time Offer】
      From now until 15 September 2024, successfully open a Mox Account with the code “MSTEASY01” and apply for Mox Credit, with accumulating spending of HKD3,500 within 30 calendar days after approval to get B&W Pi7 S2 In-ear True Wireless earbuds (valued : HKD3,380) / BERMAS 30inch Spaceship Suitcase 2nd Version (value : HKD3,398) / HKD1,300 Apple Store Gift Card / HKD1,300 PARKnSHOP vouchers / HKD1,300 HKTVmall e-vouchers.

    • Before applying for credit card, please switch off Ad block, incognito mode or other do not track function

    • Customers must submit the redemption form in MoneySmart Dashboard on or before 31 October 2024

What you need to know

  1. 【Mox CashBack Offer】Up to 5%!
    From now until 30 September, by securing HKD75,000 savings deposit, earn
    2% best-in-town unlimited CashBack everywhere! Otherwise, you can still earn 1% Unlimited CashBack. An additional 3% CashBack by spending at Trip.com* and other selected merchants^ capped!
    *CashBack at Trip.com capped at HK210
    ^CashBack at other selected merchants capped at HKD50

  2. 🌟 Enjoy 3% Unlimited CashBack at supermarkets, including HKTVmall, YATA, PARKnSHOP, Wellcome, etc.
    🌟 Enjoy 2% Unlimited CashBack anytime, everywhere: if you keep HK$75,000 in your Mox Account to enjoy high savings rate and unlock 2% Unlimited CashBack on all your spendings! No cap and no categories limit!

  3. 【Mox Flash Deposit Offer】
    From September 1 to September 30, deposit HKD250,000 or more within first 7 days of account opening, and maintain for 60 days, can get :
    Welcome reward of HKD1,000
    More details please visit Mox Website.

  4. 【3-month 0% Split Purchase】 From now until 10 September 2024, when you make a single eligible Mox Credit transaction of HKD20,000 or above and apply for a Split Purchase with a 3-month repayment period, you can enjoy 0% interest on your Split Purchase!

T&Cs
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All Details

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Key Features of Mox Saving Account

Enjoy Daily Interest

Earn 0.3% per annum daily interest rate on your Hong Kong Dollar (HKD) savings for up to HK$ 500,000 with Mox. Moreover, you can earn 0.01% per annum daily interest on all foreign currency deposits in your Mox Account.

Time deposits made flexible with no early withdrawal fees

Mox offers flexible ways for clients to save. You can earn preferential interest rates and yet enjoy the flexibility of a savings account as Mox won’t charge any early withdrawal fees.

Goal saving

Mox allows you to organize your HKD savings by setting up up to 5 Goal accounts, keeping your current and saving account entirely separate. In this way, you can name them accordingly and track your progress in real time, making sure you are on track to realize all the Goals.

Saving habit

You can make use of Mox Savings Calculator for budgeting and automating your saving habit. Also, you can set rules to transfer money into your Goals on a regular basis.

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Mox Deposit Protection

Mox is a member of the Deposit Protection Scheme in Hong Kong. In this way, your eligible deposits with Mox (no matter what currency it is) are protected by the Deposit Protection Scheme. Each depositor can enjoy up to a limit of HK$500,000 (or its equivalent).

Frequently Asked Questions

How much interest can I earn on my savings account with Mox?

HKD: enjoy guaranteed daily interest at a rate of 1.5% per annum for unlimited savings. Foreign currency deposits: enjoy daily interest at a rate of 0.1% per annum.

How often is interest on my savings paid into my Mox account?

Mox gives interest daily to your account, including weekends and public holidays.

What currencies can I open a savings account with at Mox?

Currently, Mox offers saving accounts in Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), New Zealand Dollar (NZD), Singapore Dollar (SGD), and United States Dollar (USD).