Compare Best American Express Air Miles Credit Cards in Hong Kong

We found 3 American Express credit cards for you!

No expiry date for Membership Rewards points
HK$3 = 1 Mile
Local Spending
HK$1.68 = 1 mile
Travel & Foreign Currency Spend
Up to 12 times per Calendar Year^
Complimentary Plaza Premium Lounge Access

【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$550 Rebate!】

From now until 20 August 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$500 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.

🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!

Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.

Terms and conditions apply.

Promotion valid until 20 August 2026

🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible local transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!  

Valid till 31 Dec 2026

Family Travel Cover | 0% Cross Border Fee
HK$6 = 1 Mile
Miles Conversion (Overseas Spending)
40%
Discount at designated restaurants
HK$9 = 1 Mile
Miles Conversion (Local Spending)

✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】

From now until 31 August 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!

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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.

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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.

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Terms and conditions apply.

Valid till 31 Aug 2026

APPLY NOW for The Platinum Card
on American Express's secure site
Up to 50% savings at designated restaurants
HK$300,000
Min. Annual Salary
$6 = 1 Mile
Miles Conversion (overseas spend)
$6 = 1 Mile
Miles Conversion (local spend)

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Best American Express Credit Cards for Air Miles & Travel

Credit CardMinimum SalaryMiles Conversion (Local Spend)
Credit CardAmerican Express Cathay Pacific Elite Credit CardMinimum SalaryHK$300,000Miles Conversion (Local Spend)HK$6 = 1 Mile
Credit CardAmerican Express Platinum Credit CardMinimum SalaryHK$300,000Miles Conversion (Local Spend)HK$5 = 1 Mile
Credit CardAmerican Express Cathay Pacific Credit CardMinimum SalaryHK$150,000Miles Conversion (Local Spend)HK$8 = 1 Mile
Credit CardThe Platinum CardMinimum SalaryHK$1,000,000Miles Conversion (Local Spend)HK$7.5 = 1 Mile

American Express Credit Card Travel Rewards and Promotions

American Express credit cards offer a host of travel and booking privileges, which is well-suited for people who travel frequently, whether that be for leisure or business purposes.

Welcome Bonus Miles

New customer can enjoy 5,000 Asia Miles for spending HK$5,000 in the first 3 months after card issuance. If applicant submits application with all supporting documents required online, he/she will enjoy extra 1,000 miles upon successful application.

Asia Miles Gift Miles

With American Express credit card, cardholders enjoy 10% off Asia Miles Gift Miles.

Complimentary Lounge Access to Plaza Premium Lounge

Selected American Express cardholders can enjoy free access to Plaza Premium Lounge in more than 30 international airports for food, drinks, hot shower suites, and more.

What Makes American Express Air Miles Credit Cards Stand Out

Complimentary Lounge Access

Eligible American Express cardholders can enjoy unlimited free access to Plaza Premium Lounge in more than 30 international airports for food, beverage, hot shower suites, and more throughout the year. Also, selected American Express cardmembers can apply for free Priority Pass membership with 4 free lounge visits for a year to access over 1,200 airport lounges worldwide. The Centurion Lounge is only applicable to Platinum cardholders and Centurion members.

Priority Redemption for Designated Discount Flight Awards

Cardholders can enjoy up to 3-day priority redemption in advance for booking selected discount flight awards online.

Complimentary Travel Insurance

Spend with eligible American Express credit card throughout your trip to enjoy travel accident insurance with up to HK$3.5 million coverage and up to HK$10,000 coverage on travel inconvenience protection.

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American Express Cathay Pacific Elite Credit Card v.s. American Express Cathay Pacific Credit Card

American Express Cathay Pacific Elite Credit Card and American Express Cathay Pacific Credit Card are American Express individual credit cards co-branded with Cathay Pacific Airways. Both credit cards offer a host of travel-related privileges such as airport lounge access, complimentary travel insurance and a complimentary Green Tier membership of The Marco Polo Club. The cards also offer you unlimited supplementary cards with the first and second cards for free, 24/7 customer service and online account access. While both American Express Cathay Pacific Elite Credit Card and American Express Cathay Pacific Credit Card require the cardholder to be 18 years or older Hong Kong or Macau resident/citizen with an Asia Miles membership account, the American Express Cathay Pacific Elite Credit Card has a minimum annual income requirement of HK$300,000. The reward points earned by each credit card also has a slight difference. You will get one Asia Mile for every HK$6 local spend and 1.5 Asia Miles for every foreign currency spend the equivalent of HK$6 with American Express Cathay Pacific Elite Credit Card while you will only get one Asia Mile for every HK$8 local spend and 1.5 Asia Miles for every foreign currency spend the equivalent of HK$8 with American Express Cathay Pacific Credit Card. If you an American Express Cathay Pacific Elite Credit Card and American Express Cathay Pacific Credit Card holder with a Marco Polo Club Silver Tier or above membership, you can enjoy 3-day priority redemption for selected discount flight awards booking.

American Express & Marco Polo Club

The Marco Polo membership is the loyalty programme offered by Cathay Pacific and Cathay Dragon. Customers who join the Marco Polo Club members can enjoy a host of privileges including priority booking and boarding, check-in, baggage allowance, lounge access, etc. There are four tiers of memberships in Marco Polo Club - Green, Siler, Gold and Diamond, each comes with its unique range of privileges and benefits. The American Express Cathay Pacific Credit Cards give you a complimentary enrollment into the Green membership of The Marco Polo Club. In order to apply for the American Express Cathay Pacific Credit Cards and become a member of the Marco Polo Club, you have to be a Hong Kong or Macau resident /citizen aged 18 or over, an Asia Miles member and meets the minimum annual income requirement for the credit card. The Green tier members have access to designated Marco Polo Club counters available at Hong Kong International Airport and selected airports worldwide and can enjoy priority boarding. They may also use their Asia Miles to redeem extra seats with extra legroom or extra baggage. Like all other Marco Polo membership tiers, the Green Tier membership lasts 12 months from your enrollment date. You can earn club points when you fly Cathay Pacific, Cathay Dragon or any of the Oneworld airlines and upgrade to the higher membership tiers once you accrue enough club points to enter the next tier threshold.

American Express Credit Card Frequently Asked Questions

How many American Express points do you need for a flight?

American Express is partnering with different airline partners that allow you to transfer the American Express points to different airline loyalty programmes easily. You can transfer 15,000 American Express points for 1000 mileage with Asia Miles, British Airways Executive Club, Dynasty Flyer Emirates Skywards, Enrich, Finnair Plus, Singapore KrysFyer and Virgin Atlantic Flying Club. Each airline partner has its own mileage requirement for flight redemption.

Does American Express have frequent flyer miles?

No. American Express does not have its own frequent flyer programme but it’s partnering with many well-known airline loyalty programme that offers frequent flyer miles.

Is American Express A good travel card?

American Express offers a wide range of credit cards that provide benefits and privileges in different categories. The Cathay Pacific Airways Credit Cards feature travel benefits such as Premium Lounge access, complimentary Green Tier membership of The Marco Polo Club and complimentary travel insurance.

Which airlines do American Express partner with?

American Express partners with Asia Miles, British Airways Executive Club, Dynasty Flyer Emirates Skywards, Enrich, Finnair Plus, Singapore KrysFyer and Virgin Atlantic Flying Club.

How to have American Express annual fee waived?

Your American Express annual card fee can be waived for the following year if you hit the annual spending requirement of your card. For example, the annual fee for the following year of the American Express Cathay Pacific Credit Card can be waived simply by spending HK$100,000 annually. Alternatively, the annual card fee can also be waived if you hold the Marco Polo Club SIlver membership tier or above at the time your annual card fee renewal.

American Express Cathay Pacific Elite Credit Cards cardholders are required to spend HK$150,000 a year to enjoy an annual fee waiver. If the cardmember has upgraded to the Silver tier or above of the Marco Polo Club membership before the renewal, the annual fee waiver will also be applied for the next year.

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