Best Standard Chartered Air Miles Credit Cards in Hong Kong 2020

Annual Interest Rate	33.41%
Annual Principal Fee	HK$2,000
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
Interest Free Period	Up to 56 days

Local Resident	HK$96,000

Mastercard

Mastercard contactless

Annual Interest Rate	33.41%
Annual Principal Fee	HK$1,800
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher
Interest Free Period	Up to 56 days

Local Resident	HK$150,000

Mastercard
Visa

Best Standard Chartered Credit Cards for Air Miles 2019

Credit Cards for Air Miles	Annual Fee	Benefits
Standard Chartered Asia Miles Mastercard	HK$2,000	HK$4 = 1 Asia Mile all year round
Standard Chartered Platinum Credit Card	HK$1,800	Evergreen 360° rewards points
Standard Chartered UnionPay Dual Currency Platinum Credit Card	HK$1,800	Foreign exchange markup waiver on spending in CNY and foreign currencies
Standard Chartered WorldMiles Card	HK$1,800	HK$6 = 1 Mile for local retail spending

Standard Chartered Air Miles & Travel Promotions

Standard Chartered offers a variety of travel-specific offers and promotions for customers who spend time on the move. Offers include earning miles for specific spending categories, travel booking discounts, and lounge privileges.

Earn Air Miles

Customers of designated Standard Chartered credit cards can earn air miles from their everyday spending. For example, cardholders of Standard Chartered Asia Miles card can earn 1 Asia Mile for every HK$4 spent on online, overseas, and dining merchants.

Mastercard Travel Offers

Customers of Standard Chartered Mastercards have access to exclusive travel offers, including discounts at popular hotels around the world, and local travel offers such as discounts for the ferry between Hong Kong and Macau.

Complimentary Airport Lounge

Cardholders of designated Standard Chartered credit cards such as the Visa Platinum card can get complimentary access to airport lounges around the world, including Hong Kong International Airport and Singapore Changi airport.

How to Convert Standard Chartered Points to Air Miles

The rewards points you earn from your Standard Chartered credit card can be redeemed for air miles through their online 360° rewards portal. For air miles redemption, cardholders can expect the miles to be credited to their air mileage account within four to six weeks. The air miles have to be redeemed in multiples of 1,000. The minimum points required to redeem air miles is also 1,000 points.

Standard Chartered Credit Card Fees

Standard Chartered customers may have to pay the following fees as they use their credit card. Many of these fees can be avoided with careful planning and spending.

Annual Fee

The annual fee for Standard Chartered credit cards ranges from HK$250 to HK$6,000. The Standard Chartered Asia Miles Mastercard, for example, has an annual fee of HK$2,000. This fee can be waived if customers meet certain conditions (e.g. meet an aggregate transaction amount on their credit card).

Late Charge

A late charge will be applied to credit cardholders who don’t make their credit card payments by the due date. The late charge is either 5% of the outstanding balance or the minimum payment due (whichever is lower).

Overlimit Charge

An overlimit charge occurs when the credit card balance goes over the credit limit amount. Standard Chartered cardholders will be charged HK$180 per statement cycle.

Standard Chartered Credit Card Frequently Asked Questions

How do You Check the Application Status for Standard Chartered Credit Cards?: Applicants of Standard Chartered credit cards can check their application status by calling the general customer hotline (2886 8868). After the application is approved, the cardholder will need to activate the card by dialling the 24 hour phone enquiries system.
Can you Apply for Annual Fee Waiver with Standard Chartered Credit cards?: Yes, some Standard Chartered credit cards may already come with first-year annual waivers. For Standard Chartered Asia Miles cardholders, they can get an annual fee waiver for subsequent years by meeting the minimum transaction amount for the previous year.
Are there Handling Charges for Redeeming Air Miles?: Yes, Standard Chartered charges a handling fee of HK$300 for each point-to-miles transfer to Asia Miles or KrisFlyers.

Compare Best Standard Chartered Air Miles Credit Cards in Hong Kong

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