Best Standard Chartered Digital Wallet Credit Cards in Hong Kong 2026
Earn credit card rebates at no cost from digital wallets with Standard Chartered digital wallet credit cards. Simply top up your e-wallet like PayMe or AlipayHK, and transfer the amount back to your bank account to earn air miles or cash back!
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From now until 30 June 2026, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
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Best Standard Chartered Credit Cards for Topping Up Digital Wallets
| Standard Chartered Credit Cards | Cash Rebate | Minimum income requirements |
|---|---|---|
| Standard Chartered Credit CardsStandard Chartered Simply Cash Visa Card | Cash Rebate Local spending: 1.5% & Overseas spending: 2% | Minimum income requirements HK$96,000 |
| Standard Chartered Credit CardsStandard Chartered Asia Miles Mastercard | Cash Rebate Local spending & Overseas spending : HK$6=1 mile | Minimum income requirements HK$96,000 |
Standard Chartered Credit Card Digital Wallets
Top up your digital wallets using Standard Chartered Credit Cards to earn cash rebate or miles.
AlipayHK
AlipayHK is a must-have digital wallet for frequent Taobao and Tmall (Tian mao) shoppers. Standard Chartered bank is the first bank in Hong Kong, which is able to top up Alipay accounts in Hong Kong through online and mobile banking, shop and pay online.
PayMe
PayMe is the most popular digital wallet in Hong Kong. Eligible Standard Chartered credit card holders including holders of Standard Chartered Simply Cash Visa Card and Standard Chartered Asia Miles Mastercard will be able to top up their PayMe account. For local spending, you can earn the most cash rebate (1.5%) with Standard Chartered Simply Cash Visa Card. For overseas spending, you can earn HK$6= 1 mile for using Standard Chartered Asia Miles Mastercard.
Octopus Wallet - O! ePay
Top up Octopus Wallet with Standard Chartered Mobile App or Online Banking instantly. Simply register your Octopus Wallet on Online Banking.
WechatPay HK
WeChat Pay is an essential for frequent travellers to Mainland China. Standard Chartered users can top up WeChat Pay HK via Standard Chartered credit cards. Top up your WeChat Pay HK account to make transfer to your friends and family and make payments in Greater Bay Area via mobile
Top Up Limit of Digital Wallets
| Digital Wallet | Monthly Top- Up Limit | Transfer Cap |
|---|---|---|
| Digital WalletAlipayHK | Monthly Top- Up Limit Unverified account: HK$3,000 & Intermediate ID verifications/Advanced ID verificationsïŒHK$5,000 | Transfer CapHK$2,000/ single transaction |
| Digital WalletWechatPay HK | Monthly Top- Up Limit No payment password:HK$500/ single transaction & With payment passwordïŒHK$5,000/ single transaction | Transfer CapNo payment passwordïŒHK$200/ single transaction per day, HK$500/ dayïŒWith payment password: HK$5,000/ single transaction per day, HK$10,000/ day & HK$50,000/ month |
| Digital WalletO! ePay | Monthly Top- Up Limit Octopus Wallet Lite: HK$3,000, Octopus Wallet Plus/ Octopus Wallet Pro: HK$10,000 | Transfer CapOctopus Wallet Lite: HK$25,000, Octopus Wallet Plus HK$100,000 & Octopus Wallet Pro: unlimited |
| Digital WalletPayMe | Monthly Top- Up Limit HK$10,000 | Transfer CapHK$1,000 |
How to Add Standard Chartered Credit Card to AliPayHK
Click the âTop Upâ button in AlipayHK App and select âTop Up via Online Bankingâ.
AlipayHK App will issue a Top Up ID via the App. Then, Standard Chartered Bank cardholders can login to Standard Chartered online banking and add an AlipayHK Account using the Top Up ID for top up.
Finally, cardholders can simply click âTop Upâ to complete the whole process.
How to Add Standard Chartered Credit Card to O! ePay
First, download the Octopus App and create an account.
Then, top up your O! ePay account via Standard Chartered Mobile app or Standard Chartered online banking.
Finally, register your octopus card in the app and you can top up instantly.
How to Add Standard Chartered Credit Card to WeChat Pay
Click âBank Cardsâ in the Wechat Apps , then select âAdd Credit Card or Bank Accountâ and choose (003) Standard Chartered Bank (HK) from bank accounts.
Type your payment password for verification.
Enter the SMS verification code and click âOKâ to proceed.
Finally, login to Standard Chartered Online banking account and add WeChat Pay HK to your local account payee.
How to Add Standard Chartered Credit Card to PayMe
First, download the PayMe App and create an account.
Bind Standard Chartered Card via PayMe App.
Then, you can top up your PayMe account for payments and transfers.
Standard Chartered Credit Cards to Top Up Digital Wallets FAQ
What are the benefits of topping up digital wallets using Standard Chartered Credit Cards?
- Cardholders of Standard Chartered Simply Cash Visa Card and Standard Chartered Asia Miles Mastercard can enjoy rebates through topping up digital wallets with these cards.
Which Standard Chartered credit cards can be used to earn Asia Miles?
- Cardholders of Standard Chartered Asia Miles Mastercard can earn Asia Miles for eligible spending, with a good conversion rate of HK$6= 1 mile.
How can cardholders of Standard Chartered credit cards set a daily transfer limit for digital wallets?
- Users could set daily funds transfer limits in online banking settings & preferences.