Best PrimeCredit Cash Back Credit Cards in Hong Kong 2024

Compare and find the best PrimeCredit cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
We found 4 PrimeCredit Credit Cards for you!
WeWa UnionPay Diamond Card
MoneySmart Exclusive
Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 30 June 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in theRewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)



【PrimeCredit x MoneySmart】From now until June 30 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Delsey S-Series 30 inch Front
Loader Expandable Suitcase or Panasonic nanoe® Hair Dryer (EH-NA9K) or HK$500
Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)



【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$50 for Every Referral! 】Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 500 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 30 Jun 2024 - See more details below
Apply Now
EarnMORE UnionPay Diamond Card
MoneySmart Exclusive
Earn 2% cashback from everyday spending
Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 30 June 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)





[PrimeCredit x MoneySmart] From now until June 30, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) Or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) Or German Pool Smart Air
Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (**Extra reward will be fulfilled by PrimeCredit)



【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$50 for Every Referral! 】
Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 500 SmartPoints for each successful application! No cap on the maximum reward amount!

Valid until 30 Jun 2024 - See more details below
Apply Now
EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
3 Complimentary airport lounges access per year
Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash back on local spend
2%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 31 May 2024, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in the Rewards Store(over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)



[PrimeCredit x MoneySmart] From now until June 30, apply EarnMORE UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) Or  OTO Vanda 2.0 massage chair (VN-05) (Suggested price: HK$13,800) Or German Pool Smart Air
Purifier Fan (EFB-426HM-SC) (Suggested price: HK$2,480) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (**Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Jun 2024 - See more details below
Apply Now
WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
Min. Annual Salary
HK$0
Local, Overseas and Online Spending via selected mobile payments
Up to 6%
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra $300 vouchers from MoneySmart?  From now until 30 June 2024, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 3,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$300 in theRewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)



【PrimeCredit x MoneySmart】From now until June 30 2024, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Delsey S-Series 30 inch Front
Loader Expandable Suitcase or Panasonic nanoe® Hair Dryer (EH-NA9K) or HK$500
Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 30 Jun 2024 - See more details below
Apply Now

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PrimeCredit Cashback Credit Card 2023

PrimeCredit Cashback CardBenefits Min. Income Requirements
WeWa Unionpay Diamond Card4% cash rebate for travel, cinema, karaoke and theme park spendingHK$0
EarnMORE UnionPay Diamond CardUp to 2% cash rebate for all merchant categories HK$0

PrimeCredit Cashback Card Welcome Gifts

EarnMORE UnionPay Card

Successfully applied through MoneySmart: Extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or OTO massage chair or Aurabeat AG+ Air Purifier or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program. (Exclusive reward will be fulfilled by PrimeCredit)

WeWa Unionpay Diamond Card

Successfully applied through MoneySmart: Extra HK$100 cash rebate + Welcome offer: B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit) Although this card doesn’t offer intro bonuses, it offers a high cash rebate rate of 4% for qualified spending on travel, cinema, karaoke and theme park.

PrimeCredit EarnMore Credit Card VS WeWa Credit Card

Using a PrimeCredit cashback card on your everyday spending is a great way to earn rewards. Just do your normal spending with EarnMore Credit Card and earn 2% cashback for all eligible retail spending including Octopus AAVS. WeWa Credit Card offers 4% cash rebate for specific categories- making this card a winner for spending on travel, cinema, karaoke and theme park spending. Cardholders are not required to register in advance to receive cashback. Cashback will be credited to the account of cardholders automatically. Moreover, cardholders can also enjoy an array of UnionPay Card privileges.

Year-round PrimeCredit UnionPay Benefits

Overseas Transaction Fee Waiver

Enjoy HK$0 handling fee for overseas spending

Access to LoungeKey

Cardholders can enjoy complimentary access to LoungeKey for 3 times if you meet the spending requirements of HK$12,000 for two consecutive months.

HK$1 for Pacific Coffee Drink

Enjoy HK$1 handcrafted beverages valued at less than HK$25 in Hong Kong Airport Pacific Coffee

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FAQ

Can students also apply for PrimeCredit cash back card?

Yes. Full-time university/ tertiary students from designated educational institutions can also apply for PrimeCredit cashback credit card. Their spending requirement for the welcome gift is more relaxed. A new customer is entitled to an HK$200 welcome cash rebate for any qualified retail spending of HK$2,000 or more within the first 90 days of card issuance.

Is there any cap on the cash rebate?

Yes. There is a cap. EarnMore Credit Card offers 2% cash rebate for eligible retail spending of up to HK$200,000. That is to say, the maximum amount that you can earn is HK$2,000. You will still receive a 1% cash rebate for your further spending. Besides, WeWa Unionpay Diamond Card also caps the bonus cash back for travel, cinema, karaoke and theme park spending at HK$2,000.

How to earn more cashback with a PrimeCredit cashback card?

Make sure you do all your eligible shopping with PrimeCredit cashback credit card including Octopus AAVS. Don’t miss the introductory bonus and time-limited cashback multiplier to earn more rewards in a much shorter period of time.