HK$96,000

Min. Annual Salary

6%

Cash Back on Dining, Online and Foreign Currency Spending

First-Year

Annual Fee Wavier

All Details

• Key Features

  • Welcome Offer: Enjoy 10% Cash Rebate for the first 3 months on spending in foreign currencies (Rebate capped at HK$1000)

  • From now till 31 December 2024, earn unlimited extra 1% cash rebate on foreign currency spending, total up to 1.5% cash rebate including basic cash rebate.

  • 6% cash rebate on dining and online spending year-round offer (Up to extra HK$200 cash rebate per calendar month)

  • Up to 57 days interest free period

  • Terms and Conditions apply. To borrow or not to borrow? Borrow only if you can repay!

Cash Back

• 6% cash rebate on dining and online spending year-round offer (Up to extra HK$200 cash rebate per calendar month)

Annual Fee Waiver

• First Year Annual Fee Waiver

Welcome Offers

• Option １：10% Cash Rebate on spending in foreign currencies in the first 3 months starting from the card issuance date subject to a maximum of HK$1,000 cash rebate; or

• Option ２：Accumulated amount of HK$6,000 in the first 2 months starting from the card issuance date can enjoy HK$600 cash rebate

Overseas Spending

• Dining and online spending：6% cash rebate(Up to extra HK$200 cash rebate per calendar month)

Dining

• 6% cash rebate(Up to extra HK$200 cash rebate per calendar month)

Best Credit Cards

• From now till 31 December 2024, Motion Credit Cardmembers can earn unlimited extra 1% Cash Rebate on foreign currency spending.

Online Shopping

• 6% cash rebate(Up to extra HK$200 cash rebate per calendar month)

Annual Interest Rate and Fees

Annual Principal Fee	HK$1,800 (First Year Annual Fee Waiver)
Interest Free Period	Up to 57 days
Annual Interest Rate	34.49%
Late Payment Fees	HK$300 or amount equal to the Minimum Payment Due, whichever is lower
Minimum Monthly Repayment	All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment Due is HK$250).
Foreign Currency Transaction Fee	1.95%
Cash Advance Transaction Fee	3.5% of cash amount or min HK$100
Overlimit Fee	HK$180

Minimum Income Requirements

Local Resident	HK$96,000
Foreigner	HK$96,000

Card Association

Mastercard

Wireless Payment

Mastercard contactless