HSBC Visa Signature Card

HK$360,000
Min. Annual Salary
3.6%
Cash back on local spend
HK$2.78 = 1 Mile
Miles Conversion (local spend)
HSBC Visa Signature Card

HSBC Visa Signature Card

Promotion
Promotions
Apply online to earn up to $900 RewardCash
  • Welcome gift:
    New customers: Spend HK$/RMB6,000 or above within first 60 calendar days from card issuance to enjoy $800 RewardCash
    Existing customers: Spend HK$/RMB6,000 or above within first 60 calendar days from card issuance to enjoy $400 RewardCash
  • Extra $100 RewardCash for successful usage of the “Pay with RC” function in the HSBC Reward+ App
Key features
Key features
Best for: Those looking to earn maximum amount of points on a particular category of their choosing, particularly for oversees spending
  • Enjoy an extra 1.2% RewardCash rebate in all spending categories of "Red Hot Rewards of Your Choice" without registration
  • Earn up to 2.4% RewardCash rebate with “Red Hot Rewards of Your Choice”
  • Earn up to 2% RewardCash rebate with “Red Hot Online & Overseas Spending Rewards”
  • Earn up to 5.6% RewardCash rebate with the above year-round rewards programmes
  • Enjoy discounted offer for local entertainment spending such as hotel buffet and movie tickets
Leisure
Best Credit Cards
  • Enjoy an extra 1.2% RewardCash rebate in all spending categories of "Red Hot Rewards of Your Choice" without registration
  • Earn up to 5.6% RewardCash rebate (= HK$1.79/mile) by registering for “Red Hot Rewards of Your Choice” and “Red Hot Online & Overseas Spending Rewards”
Cash back
Cash Back
  • Earn up to 5.6% RewardCash rebate by registering for “Red Hot Rewards of Your Choice” and “Red Hot Online & Overseas Spending Rewards”
Air miles
Air Miles
  • HK$2.78 = 1 Mile (local spend)
  • HK$1.79 = 1 Mile (online & overseas spend)
Dining
Dining
  • Enjoy exclusive year-round dining offers from popular restaurants in Hong Kong including ClubONE, East Ocean, BRICK LANE, and BLT Steak.
  • One-for-one dinner buffet at Tiffin, Grand Hyatt Hong Kong
Online shopping
Online Shopping
  • Receive discounts from popular merchants in Hong Kong that offers online shopping, including Gift Flowers HK and Pricerite HK
  • Take advantage of great online shopping deals from online fashion destinations such as Zalora and YEECHOO
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

HK$2,000

Supplementary Annual Fee

HK$1,000

Fee Waiver

Yes

Interest Free Period

56days

Annual Interest Rate

37.75%

Late Payment Fees

Minimum payment due or HK$230, whichever is lower

Minimum Monthly Repayment

Total fees and charges currently billed to the card statement plus 1% of the statement balance (excluding any fees and charges currently billed) as at the statement date (minimum HK$50), plus overdue or overlimit due whichever is higher.

Foreign Currency Transaction Fee

1.95%

Foreign Check Fee

HK$180

Cash Advance Transaction Fee

2% of cash amount + 3% handling Fee

Overlimit Fee

HK$180
Eligibility

Local Resident Minimum Income

HK$360,000

Foreigner Minimum Income

HK$360,000
Other

Card Association

Visa

Wireless Payment

N.A.

























To borrow or not to borrow? Borrow only if you can repay!