HK$2 = 1 MIle

Local and oversea spending

HK$240,000

Minimum Annual Income

Up to $1,000 RewardCash

Welcome Offer

All Details

• Key Features

  • Welcome offer: upon successful and application and spending HK$8,000 or above within the first 60 days upon card issuance, new credit card customers can enjoy $1,000 RewardCash and existing credit card customers can enjoy $500 RewardCash

  • New Customers who apply for the Cash Instalment Plan can also earn an additional HK$200 RewardCash!

  • You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required)

  • Annual fee waiver for the first year

  • In the first HK$8,000 spent, earn rate is as low as every HK$0.3 spent = 1 mile

  • From now till 31 December 2023, enjoy 15% off your worldwide hotel bookings all year round via the Agoda website by using the HSBC EveryMile Credit Card

  • 6 Complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas per year

  • Cathay Pacific: Receive a HKD300 spending rebate when you make a single purchase of at least HKD5,000 on the Cathay Pacific app via Apple Pay or Google Pay

  • Complimentary travel insurance for you and your accompanying family members, enjoy special coverage on your mobile phone

  • Visa concierge services

  • Terms and Conditions Apply

  • To borrow or not to borrow? Borrow only if you can repay!

Air Miles

• Every HK$2 = 1 mile for spending in designated categories

• Every HK$5 = 1 mile for local and overseas purchases

Welcome Offers

• Welcome offer: upon successful and application and spending HK$8,000 or above within the first 60 days upon card issuance, new credit card customers can enjoy $1,000 RewardCash and existing credit card customers can enjoy $500 RewardCash

• New Customers who apply for the Cash Instalment Plan can also earn an additional HK$200 RewardCash!

Best Credit Cards

Annual Interest Rate and Fees

Annual Principal Fee	HK$2,000
Late Payment Fees	Minimum Payment Due or HK$230, whichever is lower
Minimum Monthly Repayment	All interest and fees and charges including Annual Membership Fee(s) that may be charged, plus 1% of outstanding principal, plus any overlimit amount (if any) (the minimum amount of Minimum Payment is HK$50).
Foreign Currency Transaction Fee	1.95%

Minimum Income Requirements

Local Resident	HK$240,000

Card Association

Visa