Are you eligible?

• • From now until July 31, 2025, new customers who successfully open an account and apply for a Mox credit card using the invitation code "MOXMSMILES", with spending with spending of designated amounts within the first 60 calendar days after the card approval, can enjoy up to 16,000 miles/ up to 15,000 miles and HKD200 vouchers:
    ・Spend HKD5,000 can enjoy 5,000 miles (delivered by Mox);
    ・Spend HKD15,000 can enjoy extra 10,000 miles (delivered by Mox) and 2,000 SmartPoints (delivered by MoneySmart)
    *Subject to “MOXMSMILES” Invitation Code Promotion Terms and Conditions. Please click here for details.

  • During the Promotion Period, new customers who successfully open a Mox account using the invitation code 'MOXMSMILES', can enjoy HKD500 cash rebate if you deposit HKD100,000 in the Mox Account within 7 days after the account opened and maintain an average Eligible Balance of HKD100,000 or above for the next 60 days

  • Before the application through MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

  • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 October, 2025

2. During the Promotion Period, you must use the Invitation Code to open a Mox Account, completing the Mox Account opening process the following 15 days and Mox Credit application in the following 30 days.

3. Applicants are required to provide the reference number issued by Mox on the rewards redemption form. This reference number will be sent via email from Mox within 14 working days following a total spending of HKD15,000. The email will contain the 'Successful Application Number (7 digits).' Please note that this email will be sent to the email address registered with Mox. If you have not received the email, kindly check your spam folder.

4. Introducing the all-new Mox Credit "4100" miles-earning code 🛩
   4 = 1: Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases
   0 Limits – Unlimited Miles, Unlimited Trips
   0% FX Fees (Overseas spending and online shopping are applicable)

5. *Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HKD4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison. From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 30 June 2025 (both dates inclusive), if you choose Asia Miles as your credit spending reward, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 1 July 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.  FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).

6. An eligible customer will receive SmartPoints within 6 months after the Promotion Period ends. Customers can fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
   *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies.

7. Limited quota for the Promotion, first come first serve.

8. To borrow or not to borrow? Borrow only if you can repay!