Income proof free for designated loan amount
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $150,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
2.79%
APR*
HK$101,500
Total Amount Payable
HK$1,500
Total Interest Payable
MoneySmart Exclusive

Selected customers who have successfully applied can get HK$500 supermarket cash coupon, no matter the loan is approved or not! You can receive up to HK$12,000 Cash Rebate upon successful draw down!

Valid until 06 Apr 2022 - See more details below

Are you eligible?

    • Selected Customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$50,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$300 supermarket cash coupon.

    • The promotion is valid from January 6, 2022 to April 6, 2022, both dates inclusive

    • Terms and Conditions apply.

    • 【MoneySmart Exclusive Offer】Up to $4,000 Cash Rebate:

    • Selected customers who have successfully applied for and have drawn down for the designated Personal Loan through Money Smart with a net applied loan amount of HK$400,000 or above and a minimum loan tenor of twenty-four instalments shall be eligible to receive a cash rebate of up to a total amount of HK$4,000.

    • Selected Customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$50,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$300 supermarket cash coupon. 

    • $200 supermarket cash coupon is provided by MoneySmart. Apply WeLend loan on MoneySmart website, with a net applied loan amount of HK$50,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period.

    • 【WeLend Promotion】Up to $8,000 Cash Rebate: The promotion is valid from January 6, 2022 to April 6, 2022, both dates inclusive.

    • Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and fulfils the below requirements, shall be eligible to receive the following cash rebate
      amounts:

      Repayment period of 24 months above:
      Loan amount between HK$50,000-$149,999, enjoy HK$500 cash voucher, and HK$500 extra cash rebate
      Loan amount between HK$150,000-$399,999, enjoy  HK$1,500 cash voucher, and HK$3,500 extra cash rebate
      Loan amount HK$400,000 or above, enjoy HK$4,000 cash voucher, and HK$4,000 extra cash rebate

    • Extra cash rebate amount only applicable for customers with a valid WeLab Bank Account on or before May 13, 2022

    • Terms and Conditions apply. Please visit Welend.hk for more T&C.

What you need to know

  1. HK$200 Coupon will be arranged after confirming the client apply through MoneySmart. Contact MoneySmart if there is any question.

  2. Up to HKD2,000 Cash Rebate for online or mobile application 

T&Cs
Claim Form

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$150,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Monthly Payment
HK$8,458