WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $150,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.88%
The lowest APR
HK$308,640
Total Amount Payable
HK$8,640
Total Interest Payable
MoneySmart Exclusive
 Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! 
Valid until 30 Jun 2023 - See more details below

Are you eligible?

    • The promotion is valid from June 1, 2023 to June 30, 2023, both dates inclusive. 
      Terms and Conditions apply. 

    • 【Money Smart Exclusive Offer】Up to $4,000 Cash Rebate: 
      Selected customers who have successfully applied for and have drawn down for the designated Personal Loan through Money Smart with a net applied loanamount of HK$400,001 or above and a minimum loan tenor of twenty-four instalments shall be eligible to receive a cash rebate of up to a total amount of HK$4,000. 
    • 【WeLend Promotion】Up to $12,000 Cash Rebate:
      The promotion is valid from June 1, 2023 to June 30, 2023, both dates inclusive. 
      Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the following cash rebate amounts: 

      Loan amount between HK$100,001 to $200,000: Enjoy $2,800 cash rebate

      Loan amount between HK$200,001 to $300,000: Enjoy $3,800 cash rebate

      Loan amount between HK$300,001 to $400,000: Enjoy $4,800 cash rebate

      Loan amount between HK$400,001 to $500,000: Enjoy $5,800 cash rebate

      Loan amount between HK$500,001 to $600,000: Enjoy $8,800 cash rebate

      Loan amount between HK$600,001 to $800,000: Enjoy $10,800 cash rebate

      Loan amount between HK$800,001 or above: Enjoy $12,000 cash rebate.

What you need to know

  1. Terms and Conditions apply. Please visit Welend.hk for more T&C.
  2. Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! 

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$150,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

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Monthly Payment
HK$12,860