Income proof free for designated loan amount
WeLend Personal Loan doesn’t require Income Proof & Address Proof if the loan amount is under $150,000. The entire application process from application, approval to cash disbursement can be done online anytime anywhere. Applicants can upload support documents 24 hours a day. Upon receipt of the documents, A.I can provide instant credit assessment to speed up the application and cash disbursement process.
1.88%
The lowest APR
HK$102,160
Total Amount Payable
HK$2,160
Total Interest Payable
MoneySmart Exclusive
Selected customers who have successfully applied for and drawn down can receive Apple AirPods Pro (2nd generation) or Sony PlayStation 5, and cash rebate up to HK$12,000 upon successful draw down! Total reward is up to HK$17,980!
Valid until 03 Jan 2023 - See more details below

Are you eligible?

    • The promotion is valid from Dec 5, 2022 to Jan 3, 2023, both dates inclusive.
      Terms and Conditions apply.

    • 【WeLend x Money Smart Exclusive Offer】Up to $17,980 reward:
      Selected customers who have successfully applied for and have drawn down for the designated Personal Loan through Money Smart with a net applied loan amount of HK$100,001 or above and a minimum loan tenor of twenty-four instalments shall be eligible to receive an Apple AirPods Pro (2nd generation) or a Sony PlayStation 5, and cash rebate up to HK$12,000.

    • Loan amount between HK$100,001 to HK$200,000: Enjoy HK$2,800 cash rebate and Apple Airpods Pro (2nd Generation), total reward valued HK$4,649!

      Loan amount between HK$200,001 to HK$300,000: Enjoy HK$3,800 cash rebate and Apple Airpods Pro (2nd Generation), total reward valued HK$5,649!

      Loan amount between HK$300,001 to HK$400,000: Enjoy HK$4,800 cash rebate and Apple Airpods Pro (2nd Generation), total reward valued HK$6,649!

      Loan amount between HK$400,001 to HK$500,000: Enjoy HK$5,800 cash rebate and Sony PlayStation 5, total reward valued HK$11,780!

      Loan amount between HK$500,001 to HK$600,000: Enjoy HK$8,800 cash rebate and Sony PlayStation 5, total reward valued HK$14,780!

      Loan amount between HK$600,001 to HK$800,000: Enjoy HK$10,800 cash rebate and Sony PlayStation 5, total reward valued HK16,780!

      Loan amount between HK$800,001 or above: Enjoy HK$12,000 cash rebate and Sony PlayStation 5, total reward valued HK$17,980!

What you need to know

  1. Terms and Conditions apply. Please visit Welend.hk for more T&C.

  2. Selected customers who have successfully applied for and have drawn down for the designated Personal Loan through MoneySmart with a net applied loan amount of HK$100,001 or above and a minimum loan tenor of twenty-four instalments shall be eligible to receive an Apple AirPods Pro (2nd generation) or a Sony PlayStation 5, and cash rebate up to HK$12,000.

Quick Facts

Best For

no proof of income required

Loan Approval Time

instant approval

Loan Disbursement

funds credited to the bank account instantly through FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

The application for WeLend Personal Loan can be completed entirely online, from real-time quotation by A.I. and immediate cash delivery upon confirmation. Loan amount under HK$150,000 does not require Income Proof & Address Proof. To apply for a higher loan amount, applicants are required to submit designated supporting documents.

All Details

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Monthly Payment
HK$8,513