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Dah Sing Express Money
MoneySmart Exclusive

Dah Sing Express Money

Applicants can apply for Dah Sing Express Money entirely on the smartphone without the need for income proof or address proof. Cash can be disbursed as fast as 15 minutes. Enjoy up to HK$13,888 Cash Rebate if you successfully apply for the loan and meet the specific requirement.*
1.38%
APR as low as*
HK$206,398.40
Total Amount Payable
HK$6,398.40
Total Interest Payable

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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Loan size HK$200,000 and above, entitled for HK$1,000 Apple Store Gift Card - Regardless of Approval

Reward image

Loan size HK$200,000 and above, entitled for HK$1,000 Apple Store Gift Card - Regardless of Approval

MoneySmart Exclusive

【APR as low as 1.38%！】MoneySmart Exclusive - HK$1,000 Apple Store Gift Card 🍎 regardless of approval!
From 6 July until 31 July 2026, apply for a Dah Sing Express Money Instalment Loan via MoneySmart, by successfully applying and submitting all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), with loan amount HK$200,000 or above, you can receive HK$1,000 Apple Store Gift Card — regardless of approval.
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Successfully draw down the designated loan amount and get total rewards up to HK$26,000!

Valid till 31 Jul 2026

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ARE YOU ELIGIBLE?

  • MoneySmart Exclusive - HK$1,000 Apple Store Gift Card 🍎
    From 6 July until 31 July 2026, successfully apply for a Dah Sing Express Money Instalment Loan via MoneySmart, and submit all required documents (including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income), with loan amount HK$200,000 or above, you can receive HK$1,000 Apple Store Gift Card — regardless of approval.

  • 【MoneySmart Exclusive 🎁 Drawdown to get up to HK$8,000 Rewards!】
    From 6 July to 31 July 2026, applicants who successfully apply via MoneySmart and draw down the designated loan amount with a repayment period of 24 months or above, you can receive:
    ・Loan amount HK$50,000 – HK$199,999, can receive HK$1,000 Apple Store Gift Card
    ・Loan amount HK$200,000 – HK$499,999, can receive HK$2,000 Apple Store Gift Card
    ・Loan amount HK$500,000 – HK$999,999, can receive HK$6,000 Apple Store Gift Card
    ・Loan amount HK$1,000,000 or above, can receive HK$8,000 Apple Store Gift Card
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  • Up to HK$17,000 Cash Rebate (Fulfilled by Dah Sing Bank)
    From now until 31 July 2026 (both days inclusive), New to Bank Customers who fulfilled specific criteria are entitled to the relevant cash rebate reward according to the amount of the loan approved.
    ・Approved loan amount HK$5,000 - HK$49,999 - HK$300 cash rebate
    ・Approved loan amount HK$50,000 - HK$199,999 - HK$500 cash rebate
    ・Approved loan amount HK$200,000 - HK$499,999 - HK$1,000 cash rebate
    ・Approved loan amount HK$500,000 - HK$999,999 - HK$2,000 cash rebate
    ・Approved loan amount HK$1,000,000 - HK$1,989,999 - HK$6,000 cash rebate
    ・Approved loan amount HK$1,990,000 or above - HK$17,000 cash rebate
    The above services/products and promotions are subject to relevant terms and conditions. For details, please refer to this link.

  • To borrow or not to borrow? Borrow only if you can repay!
    The service(s) / product(s) mentioned herein is / are not targeted at customers in the EU.

WHAT YOU NEED TO KNOW

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 August 2026

T&CsFAQClaim Form

Loan Details

  • APR as low as 1.38%
  • Loan amount up to HKD2,000,000 or 14 times your monthly income (whichever is lower)
  • Repayment tenor up to 60 months
  • Only HKID Card is required, no need submit address & income proof for instant approval and loan disbursement
  • Personal Loan 7-day Cooling-off Period Arrangement
  • Welcome New Job Starters

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