- APR as low as*
- 1.15%
- Total Amount Payable
- HK$202,496
- Total Interest Payable
- HK$2,496
- Monthly Payment
- HK$8,437
【Limited-time 100% Interest rebate】
From 1 July until 14 July 2025, apply for X Wallet X Cash.AI via MoneySmart, and enter the promo code "MSZERO", you can earn:
1. HK$800 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher regardless of approval (fulfilled by MoneySmart)
2. 0% interest rate for the first 30 days reward from X Wallet upon successfully drawing down HK$20,000 or above and meeting specified conditions.

- APR*
- 8.0%
- Total Amount Payable
- HK$232,160
- Total Interest Payable
- HK$32,160
- Monthly Payment
- HK$9,673