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PrimeCredit Fixed Loan
MoneySmart Exclusive
No income proof required for HK$100,000 or below
No income proof required for HK$100,000 or below

PrimeCredit Fixed Loan

PrimeCredit Personal Instalment Loan offers online application with 24/7 instant approval and loan disbursement. No income proof required for loans of HK$100,000 or below. Up to HK$18,000 Cash Bonus will be rewarded for successful application via MoneySmart and drawdown of a designated loan amount!
1.18%
The Lowest APR
HK$202,400
Total Amount Payable
HK$2,400
Total Interest Payable
MoneySmart Exclusive
【PrimeCredit Offer 🎉】From 1 July until 31 August 2026, enjoy up to HK$18,000 Cash Bonus upon successful application and drawdown of a designated loan amount via MoneySmart, including: PrimeCredit Fixed Loan / Balance Transfer Loan / Civil Servant & Professional Loan / Property Owner Personal Loan.
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⚡ APR as low as 1.18% ✨ No handling fee ✔️ No income proof required for loans of HK$100,000 or below. Online application with 24/7 instant approval and loan disbursement
Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website.
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All examples are for reference only. Final approval is subject to the applicant’s individual circumstances.

Valid till 31 Aug 2026

Are you eligible?

  • [PrimeCredit Offer] Up to HK$18,000 Cash Bonus
    From 1 July 2026 to 31 August 2026 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated loan amount.
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Loan Details

Good For

Suitable for employees, the online application is quick and convenient, with instant approval and disbursement.

Suitable for individuals who need to obtain a loan immediately for flexible fund utilization.

Suitable for customers who want to earn high cash rewards, save on interest costs, and reduce financial burdens. 

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