Compare the Best Hang Seng Bank Personal Loans Rates and APRs 2020
Compare Hang Seng Bank personal loans in Hong Kong. Pick the best APR and apply through MoneySmart to get exclusive offers and cashback now!
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Thinking to borrow a personal loan but have no idea where to start? MoneySmart helps you to compare the best Hang Seng Bank personal loan plans. Compare loan rates, APRs, repayment period and loan amount of different loan plans, such as tax loans, balance transfer loans, debt consolidation loans, and loans from money lenders, here to find the best plans for yourself.
Monthly flat rate as low as 0.12% (Annualized Percentage Rate as low as 2.68%)* and handling fee waiver*
Up to HKD1,000 Cash Rebate for online or mobile application
Payroll Customers do not need to submit documents and enjoy extra up to HKD500 Cash Rebate
Loan amount up to HKD3,000,000 or 15 times of your monthly salary (whichever is lower), and repayment periods up to 60 months
During repayment period, you can also apply for a Top-up Loan on your repaid principal amount with no documents required
*For a loan amount of HKD1,000,000 or above, the annualized percentage rate of 2.68% is calculated based on a monthly flat rate of 0.12% and a 12-month repayment period, including the full handling charge waiver. The interest rate and the full handling charge waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.
Above information is for reference only. Please refer to Hang Seng Bank website for the loan details.
To borrow or not to borrow? Borrow only if you can repay
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