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|Hang Seng Bank Personal Loan Products||Features||APR|
|Debt Consolidation Instalment Loan||Save more than 89% of interest expenses||As low as 2.91%|
|Handy Cash Personal Instalment Loan||Payroll customers exempt from submitting documents||As low as 2.68%|
If you are in need of cash, Hang Seng Handy Cash Personal Instalment Loan can come in handy with a low monthly flat rate. MoneySmart has analysed its features for you:
Enjoy a monthly flat rate as low as 0.12% (APR as low as 2.68%) and HK$0 handling fee.
Enjoy up to HK$1,000 cash rebate for successful online or mobile applications.
Hang Seng Payroll Customers are exempted from submitting any documents when applying for Hang Seng Handy Cash Personal Instalment Loan. What’s more, customers can enjoy up to HK$500 cash rebate for successful applications.
Enjoy a loan amount up to HK$3,000,000 or 15X of monthly salary (whichever is lower) and an extended repayment period up to 60 months.
During repayment period, customers can apply for a top-up loan on the repaid principal amount without the need to resubmit any documents.
With Hang Seng Debt Consolidation Instalment Loan, you can transfer all your outstanding credit card debts and loan balances to one single loan account to save more than 89% of interest expenses. MoneySmart has put together a table to summarise its major features:
Enjoy a personalised interest rate to save more than 89% of interest expenses on your outstanding credit card debts and loan balances.
From now until 24 December 2020, customers can enjoy up to HK$500 Cash Rebate for successful mobile or online applications for Hang Seng Debt Consolidation Instalment Loan.
Application is easy! Applicants are only required to submit the latest month's proof of income.
Hang Seng offers a loan amount up to 21X of your monthly salary to be repaid in a maximum of 72 months.
Enjoy extra cash up to 8X of your monthly salary in addition to clearing off your outstanding credit card debts and loan balances.