4.33%

APR*

^HK$101,296

Total Amount Payable

^HK$1,308.96

Total Interest Payable

All Details

• Key Features

  • WeLend’s A.I. Card Debt Master analyses your credit profile automatically and calculates the best interest-saving repayment plan for you instantly. Clear all your debt and revitalise your credit score

  • 3 tailored repayment plan especially for you, all at once. Whether you want to reduce your interest, time, or monthly instalment amount, take control of your finances and choose what you want!

  • Clear all your outstanding debt once and for all. WeLend helps you to plan ahead and resolve any remaining unsettled debt across different phases*. Settle your debt faster, improve your credit rating faster!

  • HK$150,000 or below, Income Proof & Address Proof waiver^, simplified application

  • Solely online money lending platform, reduced loan interest expenses without any costs to maintain physical branches, allowing us to offer you the best interest-saving repayment plan that save the most

  • Fixed rate is more affordable, save up to 50% of your monthly repayment amount

  • Card Debt Consolidation Loan Calculator analyses the interest you saved instantly

  • ^Final approval is subject to the final submission of all relevant documents and the credit record of the applicant

  • *Unsettled debt across different phases: Phased debt consolidation plan is applicable to customers with eligible credit standing only

  • WELEND LIMITED reserves its absolute rights on the final loan decision and on any disputes

  • Warning: You have to repay your loans. Don't pay any intermediaries.

  • Money Lender's License: 1093/2020

• Repayment Summary

  Principal Loan Amount	HK$100,000
  Total Interest Payable	HK$1,308.96
  Monthly Payment	HK$8,526
  Total Amount Payable	HK$101,296
  Handling Fee	HK$1,012.96
  Annual Percentage Rate	4.33%
  Monthly Interest Rate	0.108%
  Loan Tenure	12 Months

Eligibility

Age Requirement	18 years old or above
Residency Status	HK Permanent Resident
Employment Status	Under employment with present employer for at least 2 months