WeLend Card Debt Consolidation Loan
Apply through MoneySmart and redeem for any of these:
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MoneySmart Exclusive
Nintendo Switch 2 (Value: HK$3,450)
Nintendo Switch 2 (Value: HK$3,450)
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HK$6,000 Apple Store Gift Card
HK$6,000 Apple Store Gift Card
MoneySmart Exclusive
Insta360 X5 8K (Standard Bundle) (Value: HK$4,099)
Insta360 X5 8K (Standard Bundle) (Value: HK$4,099)
MoneySmart Exclusive

HK$4,000 Parknshop e-Voucher

HK$4,000 Parknshop e-Voucher
MoneySmart Exclusive

HK$3,000 Parknshop e-Voucher

HK$3,000 Parknshop e-Voucher
MoneySmart Exclusive

HK$6,000 Parknshop e-Voucher

HK$6,000 Parknshop e-Voucher
MoneySmart Exclusive
OSIM Invisible Massage Chair (value: HK$10,660)
OSIM Invisible Massage Chair (value: HK$10,660)
【July Special Offer 🥳 — Earn Up to HK$41,460 in Rewards ✨】
From 1 July until 31 July 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of - OSIM Invisible Massage Chair (value: HK$10,660) / HK$6,000 Apple Store Gift Card / Parknshop e-Voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$30,000 🎁
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Earn HK$800 Apple Store Gift Card regardless of Approval! 🍎
From 1 July until 31 July 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents, can enjoy HK$800 Apple Store Gift Card🍎 - regardless of approval!
Valid till 31 Jul 2026

ARE YOU ELIGIBLE?
The promotion is valid from July 1, 2026 to July 31, 2026, both dates inclusive. Terms and Conditions apply.
Earn HK$800 Apple Store Gift Card once submitted all required documents !
From now until 31 July 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents*, can enjoy HK$800 Apple Store Gift Card - regardless of approval!
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*All the required documents including but not limited to a copy of the Hong Kong ID, proof of address, and proof of income.【MoneySmart Exclusive Offer】
From now until 31 July 2026, applicants who successfully apply and drawdown with designated loan amount via MoneySmart are entitled to the following offer:
・For loan amount HK$500,000 or above, customer is eligible for a OSIM Invisible Massage Chair (value: HK$10,660)/ HK$6,000 Apple Store Gift Card / HK$6,000 Parknshop e-Voucher;
・For loan amount HK$300,001 – HK$500,000, customer is eligible for Insta360 X5 8K (Standard Bundle) (Value: HK$4,099) / HK$4,000 Apple Store Gift Card / HK$4,000 Parknshop e-Voucher;
・For loan amount HK$200,001 –HK$300,000, customer is eligible for Nintendo Switch 2 (Value: HK$3,450) / HK$3,000 Apple Store Gift Card / HK$3,000 Parknshop e-Voucher⚽【WeLend Cash Rebate】Up to HK$30,000 Rewards + 12% Additional Cash Rebate
The promotion is valid from 1 July 2026 to 31 July 2026 (both dates inclusive). Selected customers who have successfully applied for and drawn down on a Personal Loan through designated online channels and a minimum loan tenor of twenty-four instalments, shall be eligible to receive the total Rewards of:
・Loan amount between HK$150,001 to $200,000: Enjoy HK$2,800 +12% = HK$3,136 cash rebate
・Loan amount between HK$200,001 to $300,000: Enjoy HK$6,000 +12% = HK$6,720 cash rebate
・Loan amount between HK$300,001 to $500,000: Enjoy HK$10,000 +12% = HK$11,200 cash rebate
・Loan amount between HK$500,001 to $599,999: Enjoy HK$12,000 +12% = HK$13,440 cash rebate
・Loan amount betweenHK$600,000 to $799,999: Enjoy HK$14,000 +12% = HK$15,680 cash rebate
・Loan amount between HK$800,000 to $1,199,999: Enjoy HK$18,000 +12% = HK$20,160 cash rebate
・Loan amount between HK$1,200,000 or above: Enjoy HK$30,000 +12% = HK$33,600 cash rebate
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WHAT YOU NEED TO KNOW
Customers must submit the redemption form after logging in to MoneySmart on or before 7 August 2026
For the purposes of these Terms and Conditions, a “selected customer” means a customer who does not have any active loans with WELEND LIMITED (“WELEND”) at the time of making the loan application.
WeLend Cash Rebate subject to Terms and Conditions. Please visit WeLend.hk for more details.
Loan Details
Good For
Salaried employees aiming to consolidate credit card debt, seeking immediate approval and tailored repayment plans.
Hong Kong residents needing instant fund disbursement for settling multiple unsettled debts across phases efficiently.
Budget-conscious borrowers looking to revitalise their credit scores through customised interest-saving repayment strategies.
Things to Note
Missing installment deadlines can incur significant penalties, increasing your financial burden; consider setting up autopay.
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