Hang Seng enJoy Card
Hang Seng enJoy Card
- Perpetual annual fee waiver
- Annual fees
- 2％
- Cash back on local spend
- Up to 120,000 yuu Points
- Welcome Offer
Apply and redeem any of these rewards
Product Carousel
FREE with SmartPoints
Apple Store Gift Card
worth HK$1000
10,000 SmartPoints
ONLY HK$399 with SmartPoints
JBL Charge 6 Wireless Speaker (Black)
worth HK$1399
13,990 SmartPoints
FREE with SmartPoints
Wellcome Supermarket Voucher
worth HK$500
5,600 SmartPoints
FREE with SmartPoints
BRUNO Compact Hot Plate - Red (BOE021-RD)
worth HK$998
9,980 SmartPoints
【Make Every Grocery Trip Count】
From now until 31 July, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$200 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$200 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or BRUNO Compact Hot Plate (BOE021-RD) (Value : HK$998) from our Rewards Store. You can also top-up to redeemJBL Charge 6 Wireless Speaker (Value: HK$1,399). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
Are you eligible?
Advertisement information provided by Hang Seng Bank Limited.
MoneySmart may not present bank’s full version of marketing materials but extract some conditions only, to avoid any complaint from customers, below sample disclaimer is suggested. We may edit it if there’s word number limitation.* "New credit card customer" refers to Principal Card applicants who are not holding currently and / or have not held in the preceding 12 months the Principal Card of any personal credit card / affinity card / co-branded card (excluding private label card) issued by Hang Seng Bank Limited
If the customer has held a Hang Seng enJoy Card as the primary cardholder within the 12 months prior to the application date, they will not be eligible for any additional welcome rewards on this platform. If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
"Existing Credit Card Customers" refer to applicants who are currently holding and / or have ever held the Principal Card of any personal credit card / affinity card / co-branded card (excluding private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.
The Welcome Offers are not applicable to Principal Card customers who are currently holding and / or have ever held any enJoy Card/ spending card during the 12 months immediately preceding the date of application.
If a customer who has received the offers cancels the relevant credit card account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)
After clicking MoneySmart’s designated link, please complete the application form asap; Do not open another web page, otherwise the MoneySmart extra rewards will not be entitled.
In the case of any disputes, Hang Seng reserves the right of final decision on all matters relating to this promotion and any relevant offer(s), which shall be binding on all the parties concerned.
To borrow or not to borrow? Borrow only if you can repay!
What you need to know
Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 July, 2025
New credit card customers who successfully applied for the enJoy card via MoneySmart simply spend HK$200 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints.
Existing credit card customers who successfully applied for the enJoy card via MoneySmart simply spend HK$200 within 30 days after card issuance, can enjoy an extra 7,000 SmartPoints.
Use 10,000 SmartPoints / 7,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
*SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies.【Welcome Gift】
Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)
All Details
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