Hang Seng enJoy Card offers up to 2% Rewards Point (HK$200 = $4 Reward Points) for your spending. Reward Points can be used in selected merchants to offset transactions.
HK$150,000
Min. Annual Salary
1％
Cash back on local spend
N/A
Miles Conversion (local spend)
Bank Promo
Up to 80,000 reward points (=HK$400)
Valid till 31 Dec 2020
40,000 reward points (new customers) / 20,000 reward points (existing customers) : Accumulate retail transactions at any enJoy card designated merchants of HK$4,000 (required to complete within 60 dates from the date of new card issuance)
20,000 reward points : Sign up as yuu member and link enJoy card (required to complete within 60 dates from the date of new card issuance)
Accumulated Reward Points can be used as cash for next purchase at designated merchants
$300 Reward Points for new Hang Seng credit card customers
Additional $100 Reward Points for cardholders who apply for enJoy card via online application
10% off dine-in and takeaway orders at KFC (Monday to Friday)
10% off dine-in a la carte menu item at Pizza Hut (Monday to Sunday)
10% off lunch and dinner buffets at Courtyard by Marriott Hong Kong
15% off lunch, afternoon tea, and dinner buffets at Marco Polo Hongkong Hotel
Annual Principal Fee
HK$0
Supplementary Annual Fee
N/A
Fee Waiver
N/A
Interest Free Period
Up to 56 days
Annual Interest Rate
34.97%
Late Payment Fees
If the Customer fails to make full payment of the New Balance on or before the Payment Due Date, a late charge of HK$300 or an amount equal to the New Balance (whichever is lower) will be levied each time.
Minimum Monthly Repayment
The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii).
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