Hang Seng enJoy Card offers up to 4X Rewards Point (equivalent to 2% rebate)for your spending. Reward Points can be used in selected merchants to offset transactions.
HK$150,000
Min. Annual Salary
1％
Cash back on local spend
N/A
Miles Conversion (local spend)
Quick Facts
Categories to maximise this card
spending at partner merchants
What people use it for
spending at partner merchants
Get if
you are a frequent shopper at participating merchants partnered with enJoy Card
All Details
Up to 80,000 reward points (=HK$400)
60,000 reward points (new customers) / 30,000 reward points (existing customers) : Sign up as yuu member and link enJoy card , and accumulate retail transactions at any enJoy card designated merchants of HK$4,000 (required to complete within 60 dates from the date of new card issuance)
4X Reward Points rebate (equivalent to 2% rebate) at Pizza Hut, PHD and KFC
3X Reward Points rebate (equivalent to 1.5% rebate) at Wellcome, Mannings, IKEA and 7-Eleven
2X Reward Points rebate (equivalent to 1% rebate) at GNC, Maxim's Group
Redemption is currently unavailable at GNC and Maxim’s Group until further announcement
Accumulated Reward Points can be used as cash for the next purchase at the Designated Merchants
Redeem e-coupons and gift
Exclusive Year-round discount offers up to 12% off at the Designated Merchants
4X Reward Points rebate (equivalent to 2% rebate) at KFC
3X Reward Points rebate (equivalent to 1.5% rebate) at 7-Eleven, Mannings
4X Reward Points rebate (equivalent to 2% rebate) at Pizza Hut, PHD and KFC
3X Reward Points rebate (equivalent to 1.5% rebate) at Wellcome, Mannings, IKEA and 7-Eleven
2X Reward Points rebate (equivalent to 1% rebate) at GNC, Maxim's Group
1X Reward Points rebate (equivalent to 0.5% rebate) at non-designated merchants
Accumulated Reward Points can be used as cash for next purchase at designated merchants. Every 4,000 Points can redeem for HKD20. The redemption unit will be in a denomination of HKD20, HKD40, and so on. The maximum redemption value per transaction is HKD400.
One-Time Password (OTP) service for fast and secure online shopping transactions
60,000 Reward Points for new Hang Seng Credit Card customers
Additional 20,000 Reward Points for cardholders who apply for enJoy Card via online application
5% off dine-in and takeaway orders at KFC (Monday to Friday)
10% off dine-in a la carte menu item at Pizza Hut (Monday to Sunday)
15% off brunch buffet, lunch buffet and dinner buffet at The Mira
15% off food and beverages at Conrad Hong Kong
Annual Principal Fee
HK$0
Supplementary Annual Fee
N/A
Fee Waiver
N/A
Interest Free Period
Up to 56 days
Annual Interest Rate
34.97%
Late Payment Fees
If the Customer fails to make full payment of the New Balance on or before the Payment Due Date, a late charge of HK$300 or an amount equal to the New Balance (whichever is lower) will be levied each time.
Minimum Monthly Repayment
The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii).
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
