EarnMORE UnionPay Diamond Card (Student) is easy to use and it offers a high rebate rate of up to 2% across all categories.
HK$0
Min. Annual Salary
2%
Cash back on overseas spend
2%
Cash back on local spend
MoneySmart Exclusive
Successfully applied through MoneySmart: Extra HK$100 cash rebate + Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or OTO massage chair or Aurabeat AG+ Air Purifier or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program. (Exclusive reward will be fulfilled by PrimeCredit)
Valid until 31 Dec 2023 - See more details below
Are you eligible?
You are a new to bank card holder
Successfully apply through MoneySmart.
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What you need to know
Successfully apply and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or
OTO massage chair (Suggested price: HK$10,800) Or
Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or
Tertiary Student: HK$200 Cash Rebate (spending HK$2,000 within 90 days from the card issuing date)
Quick Facts
Get the maximum value by
Octopus AAVS and daily retail spending
Good for
students who use credit card or octopus card for daily spending
Categories to maximise this card
retail spending
What people use it for
all spending
All Details
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
From 1st Mar till 30th Jun 2023, enjoy up to HK$2,400 cash rebate with EarnMORE Credit Card upon spending designated amount at Suning Hong Kong (Hong Kong branches & online store) and also apply “12-month Interest-free Transaction Instalment” via OmyCard App without hassles.
Handling fee waiver for overseas spending
All promotions are subject to relevant Terms and Conditions.
First 5-year annual fee waiver (HK$1500)
Available for full time degree/ diploma student
No income proof needed
An exclusive HK$200 cash rebate for full time degree/ diploma student
Handling fee waiver for overseas spending
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Get HK$670 cashback as a welcome offer
Extra HK$100 cash rebate for successful application through MoneySmart
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
HK$670 cash rebate (included the extra up to 2% cash rebate)
OTO massage chair (Suggested price: HK$10,800)
Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required)
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Annual Principal Fee
HK$1,500 (First 5-year annual fee waiver)
Supplementary Annual Fee
N/A
Interest Free Period
53 days
Annual Interest Rate
N/A
Late Payment Fees
Minimum payment due or HK$320 (whichever is lower)
Minimum Monthly Repayment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Foreign Currency Transaction Fee
N/A
Foreign Check Fee
N/A
Cash Advance Transaction Fee
1.5% of transaction amount or HK$100 (whichever is higher)
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