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Citi Rewards UnionPay Card
MoneySmart Exclusive
3% shopping rewards with no minimum spend
3% shopping rewards with no minimum spend

Citi Rewards UnionPay Card

Citi Rewards Card offers 3% Points Rebate on Shopping and Entertainment transactions, and 1% Points Rebate on local mobile payments.
HK$120,000
Minimum Income Requirements
3% Points
Rebate on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)

Apply through MoneySmart and redeem for any of these:

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MoneySmart Exclusive
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HK$2,200 Apple Store Gift Card

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HK$2,200 Apple Store Gift Card

MoneySmart Exclusive
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HK$2,400 ParknShop e-Vouchers

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HK$2,400 ParknShop e-Vouchers

MoneySmart Exclusive
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HK$2,400 PlayStation Store Digital Voucher

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HK$2,400 PlayStation Store Digital Voucher

MoneySmart Exclusive
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Dyson Supersonic Nural™ hair dryer HD16 (Value: HK$3,990, random color)

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Dyson Supersonic Nural™ hair dryer HD16 (Value: HK$3,990, random color)

MoneySmart Exclusive
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PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488, redeem at a discounted price of HK$2,000 with designated Citi credit card)

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PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488, redeem at a discounted price of HK$2,000 with designated Citi credit card)

MoneySmart Exclusive
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Insta360 Ace Pro 2 Dual Battery (Standard Bundle) (Value: HK$3,279, redeem at a discounted price of HK$800 with designated Citi credit card)

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Insta360 Ace Pro 2 Dual Battery (Standard Bundle) (Value: HK$3,279, redeem at a discounted price of HK$800 with designated Citi credit card)

MoneySmart Exclusive
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PHILIPS RO Water Dispenser ADD6920WH/90 (value: HK$4,288)

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PHILIPS RO Water Dispenser ADD6920WH/90 (value: HK$4,288)

MoneySmart Exclusive
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Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)

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Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color)

MoneySmart Exclusive
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4 × Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Value: HK$4,600)

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4 × Hong Kong Plaza Premium First with Infinity Room 3-hour Access Pass (Value: HK$4,600)

MoneySmart Exclusive
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Insta360 Luna Ultra (Creator Bundle) (Value: HK$6,999, redeem at a discounted price of HK$4,300 with designated Citi credit card)

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Insta360 Luna Ultra (Creator Bundle) (Value: HK$6,999, redeem at a discounted price of HK$4,300 with designated Citi credit card)

MoneySmart Exclusive
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Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300

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Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300

MoneySmart Exclusive

⚡【August Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,999 +Trip.com Promo Codes! 🎉】
From now until 24 August 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 September 2026) can receive one of the following rewards:
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,200 Apple Store Gift Card / HK$2,400 PlayStation Store Digital Voucher / ParknShop e-Vouchers

 

Additional top-up gift options with Citi Credit Card redemption:
🎁 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300 or

 

＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
⠀⠀
【🏖️Summer Hunt: The Great Cat Chase🔎】 Grab a chance to win a PS5!
From August 12 to August 21, 2026, customers successfully apply for a designated credit card through MoneySmart, and count the total number of all hidden cats🐱 on the campaign page, and submit your answer in the reward redemption form; the Eligible Participant who submit the correct answer will have the chance to win a SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4,257)🎁 or other prizes including Cambridge Audio speaker, GTA 6 and Apple Store gift cards! T&Cs applied.

Valid till 24 Aug 2026

ARE YOU ELIGIBLE?

  • This welcome offer is only applicable to Cit New Customers (who do not hold any principal card of Citi Credit Card within the past 12 months)
    Unless otherwise specified, the Welcome Offers are only applicable to customers who i) currently do not hold any principal card of Citi Credit Card, and ii) have not cancelled and have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card ("New Customers")

  • Apply for a designated Citi credit card through MoneySmart and the application is approved on or before 30 September 2026

  • Must perform accumulated transactions of HK$4,000 within 30 days of card issuance

  • Student Cards are not eligible for Moneysmart exclusive offer.

  • Please note: Before the application through the MoneySmart, please first Turn off the ad block； Clear the cookies； Don't use "incognito mode"； Turn off prevent cross-site tracking (Safari users) or Turn off "do not track function" (Chrome users)

WHAT YOU NEED TO KNOW

  1. The “Qualifying Period” will be from 18 August 2026 to 24 August 2026

  2. Apply for a designated Citi credit card through MoneySmart (Citi Cash Back / Citi PremierMiles/ Citi Rewards Mastercard / Citi Rewards UnionPay )

  3. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 3 September, 2026

  4. Trip.com 8% Hotel Bookings Promo Code + Trip.com HK$100 Flights Promo Code
    ・Applicable to Trip.com new users only
    ・Promotion is subject to terms and conditions

  5. 【🏖️Summer Hunt: The Great Cat Chase🔎】
    During the Promotion Period from 12 August to 21 August 2026, customers who successfully apply for a designated eligible credit card via MoneySmart with relevant requirement fulfilled (if applicable), count the total number of all hidden cats🐱 on the campaign page, and submit your answer in the reward redemption form. The Eligible Participant who submits the correct answer will have a chance to win one of the exciting rewards, including:
    ・Grand Prize (1 winner): SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4,257, random color)
    ・2nd Prize (1 winner): Cambridge Audio Ultra Compact Active Stereo Speakers / Cambridge Audio L/R S (Value: HK$3,980, random color)
    ・3rd Prize (5 winners): Grand Theft Auto for PS5 (Standard Version, random color) (Value: HK$568)
    ・4th Prize (25 winners): HK$200 Apple Store Gift Card

     

    Terms and conditions apply.

T&CsFAQClaim Form

Card Details

Good For

Travelers frequently visiting Mainland China, benefiting from RMB transaction settlement without foreign currency fees.
Shoppers and moviegoers earning up to 3X points on eligible shopping and entertainment spending.
Reward seekers enjoying permanently valid points redeemable for cash vouchers or statement credits.

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, insurance company, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.