Best Avios Credit Cards in Hong Kong

Cards to Use for Earning Avios Points
Citi Credit Cards for Avios
Citi Rewards MasterCard
- Minimum Income Requirements
- HK$120,000
- Rebate on Shopping & Entertainment Transactions
- 3% Points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 1 July to 6 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.
This card features year-round 5X Points and 8X Points in your birthday month at local supermarkets, department stores and telecom providers. Points will never expire. Enjoy HK$15= 1 mile for both local and overseas spend. Cardholders can also get up to 30% off gift voucher redemption. Enjoy afternoon tea set for two at Mandarin Oriental/ HK$800 Wellcome Coupons/ HK$700 Sogo Gift Certificate as welcome gift.
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Complimentary Access to Airport Lounges
- 12 times for every calendar year
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 1 July to 6 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.
This card offers free 108,000 points as a welcome gift. New customers can also choose from afternoon tea set for two at Mandarin Oriental/ HK$800 Wellcome Coupons/ HK$700 Sogo Gift Certificate as the welcome gift. Points earned will never expire. Cardholders can enjoy as low as HK$3= 1 mile for purchases in foreign currency and HK$8= 1 mile for local purchases with no mileage conversion charge. Also, enjoy free access to airport lounges and free travel insurance.
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
New applicants can earn 20,000 points as a welcome gift. Cardholders can enjoy as low as HK$4= 1 mile for overseas spending and HK$6= 1 mile for local spending, plus up to extra 30% annual relationship points. Also enjoy complimentary 4th night at any hotel, free access to over 1000 airport lounges and free travel insurance.
American Express Credit Cards for Avios
American Express® Platinum Credit Card
- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 1%
- Miles Conversion (local spend)
- $6 = 1 Mile
DBS Credit Cards for Avios
DBS Black World Mastercard®
- Welcome Offer
- Up to 32,000 miles
- Upon meeting overseas spending goal*
- HK$2/mile
- Local spending
- HK$6/mile
【⚡️Unleash Your Wanderlust: 5,000 SmartPoints for Rewards of Your Choice!】
From now until 6 July 2026, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
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With 5,000 SmartPoints can fully redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards, up to 32,000 miles or DAYCROWN - 28" Front-Opening suitcase (fulfilled by DBS)!
Why choose Avios over Asia Miles?
Fewer miles required for short-haul flights
Miles that never expire
Family plan available
Frequently Asked Questions for Avios Credit Cards
Which airlines can I fly with using Avios?
- You can use your Avios to fly with "Oneworld members", including British Airways, Cathay Pacific, and Japan Airlines.
Is there any charge for mileage conversion?
- It depends on the card you use for redemption. Some credit cards such as Citi Prestige Card, Citi PremierMiles Card and DBS Black World MasterCard provide it free of charge, while American Express Platinum Credit Card charges a handling fee of HK$200 each time.
What are the disadvantages of Avios?
- There are fewer credit cards that are designed for earning Avios. Avios can only be redeemed for direct flights, and it doesn't offer open jaw tickets or alternate seats.
How to earn Avios more quickly?
- Pay attention to the credit card time-limited offer and new bank account offers for Avios multiplier promotions.
What are the differences between Avios and Asia Miles?
- As long as the Avios account remains active, the points will not expire. Avios also features family accounts which can be used by several people. If you do not have enough Avios points, you can pay the remainder in exchange for tickets. The plan enjoys greater flexibility. Asia Miles does not offer family account and more miles are required for some short-haul flights, but it offers open-jaw tickets and alternate seats.



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