Best Avios Credit Cards in Hong Kong

Compared to Asia Miles, Avios is characterised by greater flexibility and fewer miles required for short-haul tickets redemption. Compare our selected credit cards and choose the Avios cards that suit you the most.
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Citi Credit Cards for Avios

MoneySmart Exclusive
3% shopping rewards with no minimum spend
MoneySmart Exclusive
3% shopping rewards with no minimum spend

Citi Rewards MasterCard

Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
3% Points
Miles Conversion (Shopping and entertainment spending)
As low as $1.8 = 1 Mile

⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 1 July to 6 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 06 Jul 2026

This card features year-round 5X Points and 8X Points in your birthday month at local supermarkets, department stores and telecom providers. Points will never expire. Enjoy HK$15= 1 mile for both local and overseas spend. Cardholders can also get up to 30% off gift voucher redemption. Enjoy afternoon tea set for two at Mandarin Oriental/ HK$800 Wellcome Coupons/ HK$700 Sogo Gift Certificate as welcome gift.

MoneySmart Exclusive
Free travel insurance and airport lounges access
MoneySmart Exclusive
Free travel insurance and airport lounges access

Citi PremierMiles Card

Minimum Income Requirements
HK$120,000
Complimentary Access to Airport Lounges
12 times for every calendar year
Miles Conversion (overseas spend)
HK$3 = 1 mile

⚡【6-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 1 July to 6 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid until 06 Jul 2026

This card offers free 108,000 points as a welcome gift. New customers can also choose from afternoon tea set for two at Mandarin Oriental/ HK$800 Wellcome Coupons/ HK$700 Sogo Gift Certificate as the welcome gift. Points earned will never expire. Cardholders can enjoy as low as HK$3= 1 mile for purchases in foreign currency and HK$8= 1 mile for local purchases with no mileage conversion charge. Also, enjoy free access to airport lounges and free travel insurance.

Minimum Income Requirements
HK$600,000
Miles Conversion (overseas spend)
$4 = 1 Mile
Miles Conversion (local spend)
$6 = 1 Mile

New applicants can earn 20,000 points as a welcome gift. Cardholders can enjoy as low as HK$4= 1 mile for overseas spending and HK$6= 1 mile for local spending, plus up to extra 30% annual relationship points. Also enjoy complimentary 4th night at any hotel, free access to over 1000 airport lounges and free travel insurance.

American Express Credit Cards for Avios

Up to 50% savings at designated restaurants
Up to 50% savings at designated restaurants

American Express® Platinum Credit Card

Min. Annual Salary
HK$300,000
Cash back on local spend
1%
Miles Conversion (local spend)
$6 = 1 Mile
This card offers 5X reward points for the first 3 months (HK3= 1 mile) capped at 600,000 points (40,000 miles). Get extra 10X reward points for eligible transactions at the Platinum Selected Partners such as Hong Kong Parkview to rack up points faster. Through frequent traveller program, points can be redeemed for free air tickets, upgrades and companion tickets. Members also enjoy the option for hotel privileges or room upgrades, up to HK$100 cash rebate for hotel booking at Expedia.com.hk.

DBS Credit Cards for Avios

MoneySmart Exclusive
Redeem various mileage points without any fee
MoneySmart Exclusive
Redeem various mileage points without any fee

DBS Black World Mastercard®

Welcome Offer
Up to 32,000 miles
Upon meeting overseas spending goal*
HK$2/mile
Local spending
HK$6/mile

【⚡️Unleash Your Wanderlust: 5,000 SmartPoints for Rewards of Your Choice!】
From now until 6 July 2026, customers who successfully apply for DBS Black World Mastercard via MoneySmart, can enjoy 5,000 SmartPoints!
⠀⠀
With 5,000 SmartPoints can fully redeem HK$500 e-Vouchers (over 20+ brands, including Apple, PARKnSHOP, HKTVmall and more) - no spending required! Click here to explore limitless possibilities (T&C applied)! Including bank welcome offer, you can enjoy up to HK$500 rewards, up to 32,000 miles or DAYCROWN - 28" Front-Opening suitcase (fulfilled by DBS)!

Valid until 06 Jul 2026
New applicants can earn up to 80,000 miles as a welcome bonus. Enjoy a base rate of HK$6= 1 mile for local purchases and HK$4= 1 mile for overseas purchases. Points will never expire. No mileage conversion charge. DBS$ can be redeemed as Asia Miles, Avios, KrisFlyer or PhoenixMiles. Cardholders can enjoy a full range of travel offers such as exclusive 45% off on iGO Rewards, 12% savings on Expedia.com.hk and 8% off Hotels.com, etc.

Why choose Avios over Asia Miles?

Using Credit Cards to earn Air Miles is always a popular option. Compared to Asia Miles, Avios enjoys greater flexibility with no expiry date for the points and fewer miles are required for some of the short-haul flights. Moreover, it offers a family plan which allows up to 7 family members to collect the points together in the family account:

Fewer miles required for short-haul flights

Avios requires fewer miles than Asia Miles for short-haul flight tickets redemption. For example, only 12,000 Avios points required to redeem a round trip ticket to Taipei whereas 15,000 miles required for Asia Miles.

Miles that never expire

Although on paper the validity of Avios points only lasts for 36 months, but this only applies to inactive account. As long as you keep your Avios account active, the validity of your points will be extended accordingly. In general, simply put, Avios points never expire.

Family plan available

Avios offers family account. Cardholders can share account and collect Avios points with up to 7 friends and families.

Frequently Asked Questions for Avios Credit Cards

Which airlines can I fly with using Avios?

You can use your Avios to fly with "Oneworld members", including British Airways, Cathay Pacific, and Japan Airlines.

Is there any charge for mileage conversion?

It depends on the card you use for redemption. Some credit cards such as Citi Prestige Card, Citi PremierMiles Card and DBS Black World MasterCard provide it free of charge, while American Express Platinum Credit Card charges a handling fee of HK$200 each time.

What are the disadvantages of Avios?

There are fewer credit cards that are designed for earning Avios. Avios can only be redeemed for direct flights, and it doesn't offer open jaw tickets or alternate seats.

How to earn Avios more quickly?

Pay attention to the credit card time-limited offer and new bank account offers for Avios multiplier promotions.

What are the differences between Avios and Asia Miles?

As long as the Avios account remains active, the points will not expire. Avios also features family accounts which can be used by several people. If you do not have enough Avios points, you can pay the remainder in exchange for tickets. The plan enjoys greater flexibility. Asia Miles does not offer family account and more miles are required for some short-haul flights, but it offers open-jaw tickets and alternate seats.